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Message-ID: <1130106412435.1101245055428.1701981338.0.450615JL.2002@scheduler.constantcontact.com>
Date: Tue, 27 Feb 2018 06:16:13 -0500 (EST)
From: Mary Schaeffer <editorial_director@ap-now.com>
Reply-To: editorial_director@ap-now.com
Sender: Mary Schaeffer <mary@ap-now.ccsend.com>
To: kathleen@transocean.com
Subject: AP: Would You Fall for This Trick?
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    Did You See the Hidden Trap? ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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Did You See the Hidden Trap?
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Kathleen
Situation:
You get a call from the IRS. The caller says the IRS has mistakenly deposited a 
refund into your bank account. They would like you to return the funds and they 
provide you instructions on how to return the money.
What do you do? If you said you immediately check your account to see if the money
is there, that is a good start. Once you've ascertained the funds are there, do 
you return them and if so how?
The Right Way to Handle This Matter.  Yes, you have to give the money back. But 
do NOT follow the instructions the caller provided. In all likelihood you were talking
to a fraudster who probably has your bank account information and definitely has
 your name and social security number. To return the funds, go to irs.gov and search
for "Topic Number: 161 -Returning an Erroneous Refund - Paper Check or Direct Deposit."
Then follow those instructions.
And if this were me, because I am so paranoid about these, things, I'd also visit
my bank, close the account in question and open another one, and sign up for a credit
monitoring service. This is just one more example of how crafty fraudsters continually
find new ways to get their hands on money that doesn't rightfully belong to them.
Resource: That's why, on April 19th, as part of our Electronic Payment Fraud Prevention
Best Practices webinar, we'll review all the known electronic payment frauds, provide
deterrent, prevention and detection advice and tell you how to keep your eyes open
for clues about new frauds. You can get additional information about this session
here [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAzrAHIVgk4_voa8n7UzXTlTMP0btLikKbty0_2EWyMRnD5PhTl6zaRgHnYfF2vYKt9fF1SwWr06ktliqqfpg-_S8Fi8N0lOXEXGDxuWuitPN0NarD_FTamY6QHM1B5Or9zlR8nAIzYmVZAK1ch3P8F8=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==].
It is part of both the webinar [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_hW50ZejAQ4ttB_-glfRCxTeNeOJzWB6fd_BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWyhgFWO2j80gjNxGW3okAZEyoeHX8BBUkD4a7suXhCAWojYzUHJ5nxhNP5_JY=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
and platinum [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAxTw-uAngRNWuIAqrJWZs9dpr9KUe_i3Va51vBuF7Au4DRIhaaogf5BUmII6pfG2eYXCMOzsKBqM2Jr-kDlZOnBNI6Tn8PKxOMHJQYkn_QUTTcGQztycF9zRncNCeT29bqZtM8gQV1Qx&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
memberships. Please see upcoming additions to our webinar schedule below.
Don't Forget Your Team: AP Now memberships (N [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zC41RTw8k_0gqgE39NG9QEKk-bxhGqef7kl8lQxAgtgB_8X8pyOTGhfchxXsJqCrfU1dX4DJNVwdUwPZZkDw4h7gzHxov3yo7GmC-fbUaEhaq6ZZaamae7MjjsUSoF4HwU6HqYBIRTldfj6Ip9EMpN4eXNTUp9fXisL7BUO8dBKIE=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]ewsletter
[http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zC41RTw8k_0gqgE39NG9QEKk-bxhGqef7kl8lQxAgtgB_8X8pyOTGhfchxXsJqCrfU1dX4DJNVwdUwPZZkDw4h7gzHxov3yo7GmC-fbUaEhaq6ZZaamae7MjjsUSoF4HwU6HqYBIRTldfj6Ip9EMpN4eXNTUp9fXisL7BUO8dBKIE=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==],
basic [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAyl8xTcMQK967bOWV0xv-vaeB8B-rM1izUx6uS67p6LeEqX88_gVI7stKwwAhzv1XVZSewKUp95Gzj78hhvmXts1Mr7zW74gvI13IzILwo2GlEUVVCi6-UAtmsiw7Bede_h7uP2zpr2ijvfcWbOaNGQ=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==],
portal [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA08dlGaAxxZQy1LqWc2wZZzsTKmKFVZrWhl1851msoBDAEU3wxFrzBHKS2D2rzQrunqAk8OuaULLUCZpmMH9F_ETAX4cm4tcYnYwqSArVDkeaw24bzzmjezD5lNaM3INyl96oapmvZte&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==],webinar
[http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_hW50ZejAQ4ttB_-glfRCxTeNeOJzWB6fd_BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWyhgFWO2j80gjNxGW3okAZEyoeHX8BBUkD4a7suXhCAWojYzUHJ5nxhNP5_JY=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==],
and platinum [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA08dlGaAxxZQy1LqWc2wZZzsTKmKFVZrWhl1851msoBDAEU3wxFrzBHKS2D2rzQrunqAk8OuaULLUCZpmMH9F_ETAX4cm4tcYnYwqSArVDkeaw24bzzmjezD5lNaM3INyl96oapmvZte&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==])
are available for individuals and departments. Group rates are available for those
wanting to enroll all or part of their staff. Need an invoice, order form or quote
for a group rate? Email publisher@ap-now.com [mailto:publisher@ap-now.com]
Upcoming AP Now Webinars (  webinar [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_hW50ZejAQ4ttB_-glfRCxTeNeOJzWB6fd_BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWyhgFWO2j80gjNxGW3okAZEyoeHX8BBUkD4a7suXhCAWojYzUHJ5nxhNP5_JY=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
and platinum  [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAxTw-uAngRNWuIAqrJWZs9dpr9KUe_i3Va51vBuF7Au4DRIhaaogf5BUmII6pfG2eYXCMOzsKBqM2Jr-kDlZOnBNI6Tn8PKxOMHJQYkn_QUTTcGQztycF9zRncNCeT29bqZtM8gQV1Qx&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]memberships.)

* Accounts Payable Best Practices [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA2kmaVZOi-OBsOO376nf9-u--713Oi0Df7C9v8RasHfW6RdPLZTVI3yg2jQyGRIwXnPhsZ4s16liPW9RASYpS3JxzgRjS_tf7A0_UbHz3-aFaZuGSrC6RrfVRna87yNMs2ZN0JEodX2G-dMlwz1BwWY=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
March 13
* P-card Best Practices for AP [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7j13c0Vyw56RCbkEUA3XIP52V09-ROFL9FHqGNbis5tydnzeNGkWznXACu8yWsZAlZ592NgpxWr93sr750kOnF1OTbv6ZRLdljVMEm5feyt01xSwDZx6INhbDnB5JA5xtZNWj0kXkLyAT4UjtrN4Yo=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
March 22
* Travel & Entertainment Best Practices [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA6mQi-o49hZVhs_NWG0bCGGEbW7PNgK8j08vL7J_8g11eE7q9-4xTDIhjED_K1iMzHBZCzjcFZLENq0bd3I0KN28ad5pIngOqzBgiBolrR4hi36eviYk_YvSCSiDugJkRf4St2Th5TiOfTy1D1qtKlk=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
to Ensure IRS Compliance April 12
*
Electronic Payment Fraud Prevention Best Practices [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAzrAHIVgk4_voa8n7UzXTlTMP0btLikKbty0_2EWyMRnD5PhTl6zaRgHnYfF2vYKt9fF1SwWr06ktliqqfpg-_S8Fi8N0lOXEXGDxuWuitPN0NarD_FTamY6QHM1B5Or9zlR8nAIzYmVZAK1ch3P8F8=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
April 19
*
Qt. Developing Issues webinar on Current Practices May 8
*
An Internal Controls Master Plan for Accounts Payable [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA5UZ40Brs99YbCutkjUwcLXsVLV6yLLsKz3P0iSIgHDVJfXV6nXoh7WxnPbg7JGoQRcxyxy1l6zFNDAB2cQ6u-vl8bL96ivJOaJ8ME8A6Y6w2ntsiXCvvMYxiVYhnhuPmxK8K01TW77Av_Yz4pU9sI0=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
May 17
*
Travel & Entertainment Shenanigans: Games Employees Play and How to Stop Them [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA1Z1e3X09_sL9uPN81eK1mLyQIN0-BQqLsVwTZihCuktEFHHcxGHHN69nOewmVzQfp5uVY81UeFUr6g9fbUKmLsPtts4g0d--v7hKSeYBj-rl2RzkaBxau9rDb5bMjPXL-dbFN4-N3zJUDbFfsRZbEc=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]
on June 7
See the rest of the upcoming schedule for 2018 here [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAzNBIQfXp_cf8BKnKwHKvMToATgprb6tRKLrJigzkP9b--2A7uX3flsUxecaQUjlfd6nLINNOCjt9-Io0WZzD2Pk3qDNBji-LthzXBdFcVeKSVxSRNq-P5cHf9q06mzAe5wYjYIhIUHFz6cSE-POfJ3za89YCi1xphb5yVBMsJOpsKuEDbq_Y90=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==].
Other Programs

* Accounts Payable Best Practice Certificate Program  [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAwgj8Nl2mYnFJYh7PX4mfelisAE8RVpby18Jyvli53dcxxtnIzq6goUymfE3nDm-LHB_sTse_FvTCWs5u1Gi4xOBco4qiUqR-8saHcxIvJejZ-rAPA7tDjrA8zu_X9tfBJMCy3DF-U5rK5xper3xjcw=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==]-
a self-study with no ongoing CPE requirements. You can get the details about it 
here [http://r20.rs6.net/tn.jsp?f=001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAwgj8Nl2mYnFJYh7PX4mfelisAE8RVpby18Jyvli53dcxxtnIzq6goUymfE3nDm-LHB_sTse_FvTCWs5u1Gi4xOBco4qiUqR-8saHcxIvJejZ-rAPA7tDjrA8zu_X9tfBJMCy3DF-U5rK5xper3xjcw=&c=iu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g==&ch=F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA==].
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ne-height:115%;font-family:Verdana,sans-serif;"> <span style=3D"line-height=
:115%;font-family:Verdana,sans-serif;"> <span style=3D"line-height:115%;fon=
t-family:Verdana,sans-serif;"> <span style=3D"line-height:115%;font-family:=
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ans-serif;"> <span style=3D"line-height:115%;font-family:Verdana,sans-serif=
;"> <span style=3D"line-height:115%;font-family:Verdana,sans-serif;"> <span=
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"line-height:115%;font-family:Verdana,sans-serif;"> <span style=3D"line-hei=
ght:115%;font-family:Verdana,sans-serif;"> <span style=3D"line-height:115%;=
font-family:Verdana,sans-serif;"> <span style=3D"line-height:115%;font-fami=
ly:Verdana,sans-serif;"> <span style=3D"line-height:115%;font-family:Verdan=
a,sans-serif;"> &nbsp; &nbsp;&nbsp;<img height=3D"147" vspace=3D"5" border=
=3D"0" name=3D"ACCOUNT.IMAGE.37" hspace=3D"5" width=3D"300" src=3D"http://f=
iles.constantcontact.com/4c102576001/da26d5db-e7e5-4a0c-886a-10eb62a72d86.j=
pg"> &nbsp;<div style=3D"font-weight:normal;font-family:Times-New-Roman;mar=
gin-top:0px;font-style:normal;text-align:center;" align=3D"center"><span st=
yle=3D"line-height:115%;font-family:Verdana,sans-serif;">&nbsp;</span></div=
></img></span> </span> </span> </span> </span> </span> </span> </span> </sp=
an> </span> </span> </span> </span> </span> </span> </span> </span> </span>=
 </span> </span> </span> </span> </span> </span> </span> </span> </span> </=
span> </span> </span> </span> </span></span></div>
</span></div>
</div>
</div>
</strong></span></div>
</span></div>
</div>
</span></div>
</div>
</span></div>
</span></div>
</span></div>
</span></div>
</div>
</div>
</div>
</span></div>
</span></div>
</div>
</div>
</span></div>
</div>
</span></div>
</div>
</span></div>
</span></div>
</span></h1>
</span></div>
</span></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</span></div>
</span></div>
</td></tr></table>       =20
                <table style=3D"display:table;" border=3D"0" width=3D"100%"=
 cellpadding=3D"5" cellspacing=3D"0" id=3D"content_LETTER.BLOCK3"><tr><td s=
tyle=3D"color:#333333;font-size:10pt;font-family:Arial,Helvetica,sans-serif=
;" rowspan=3D"1" colspan=3D"1" align=3D"left">
<div style=3D"margin-top:0px;margin-bottom:0px;"><strong>Dear Kathleen</str=
ong></div>
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"background-=
color:white;font-size:10pt;line-height:115%;font-family:Verdana, sans-serif=
;">
<div style=3D"margin:0in 0in 10pt;">
<div>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">&nbsp;
<div style=3D"margin:0in 0in 10pt;">
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;">
<div>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div style=3D"margin-left:0in;line-height:normal;">
<div><span style=3D"font-size:10pt;">
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div style=3D"margin:0in 0in 10pt;">
<div style=3D"margin:0in 0in 10pt;">
<div style=3D"margin:0in 0in 10pt;"><span style=3D"font-size:10pt;line-heig=
ht:115%;font-family:Verdana,sans-serif;">
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;"><b>
<div><span style=3D"color:#00b0f0;">Situation</span>:</div>
</b>
<div>You get a call from the IRS. The caller says the IRS has mistakenly de=
posited a refund into your bank account. They would like you to return the =
funds and they provide you instructions on how to return the money.</div>
</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;">What do you do? If you said you immediately check your account to see i=
f the money is there, that is a good start. Once you've ascertained the fun=
ds are there, do you return them and if so how?<br/><br/></div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;"><span style=3D"color:#7030a0;"><b>The Right Way to Handle This Matter</=
b></span>.  Yes, you have to give the money back. But do NOT follow the ins=
tructions the caller provided. In all likelihood you were talking to a frau=
dster who probably has your bank account information and definitely has you=
r name and social security number. To return the funds, go to irs.gov and s=
earch for "Topic Number: 161 -Returning an Erroneous Refund - Paper Check o=
r Direct Deposit." Then follow those instructions.</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;"><br/>And if this were me, because I am so paranoid about these, things,=
 I'd also visit my bank, close the account in question and open another one=
, and sign up for a credit monitoring service. This is just one more exampl=
e of how crafty fraudsters continually find new ways to get their hands on =
money that doesn't rightfully belong to them.</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;"><span style=3D"color:#00b050;"><b><br/>Resource</b></span>: That's why,=
 on April 19<sup>th</sup>, as part of our Electronic Payment Fraud Preventi=
on Best Practices webinar, we'll review all the known electronic payment fr=
auds, provide deterrent, prevention and detection advice and tell you how t=
o keep your eyes open for clues about new frauds. You can get additional in=
formation about this session <a shape=3D"rect" href=3D"http://r20.rs6.net/t=
n.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAzrAHIVgk4=
_voa8n7UzXTlTMP0btLikKbty0_2EWyMRnD5PhTl6zaRgHnYfF2vYKt9fF1SwWr06ktliqqfpg-=
_S8Fi8N0lOXEXGDxuWuitPN0NarD_FTamY6QHM1B5Or9zlR8nAIzYmVZAK1ch3P8F8=3D&c=3Di=
u0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLD=
QGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" alt=3D"http://www.ap-no=
w.com/products/item37.cfm" target=3D"_blank">here</a>. It is part of both t=
he <a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t=
1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_hW50ZejAQ4ttB_-glfR=
CxTeNeOJzWB6fd_BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWyhgFWO2j80gjNxGW3okA=
ZEyoeHX8BBUkD4a7suXhCAWojYzUHJ5nxhNP5_JY=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus=
-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrL=
bBDjvLtgMX6rrxGSVA=3D=3D" alt=3D"http://www.ap-now.com/products/item10.cfm"=
 target=3D"_blank">webinar</a> and <a shape=3D"rect" href=3D"http://r20.rs6=
.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAxTw=
-uAngRNWuIAqrJWZs9dpr9KUe_i3Va51vBuF7Au4DRIhaaogf5BUmII6pfG2eYXCMOzsKBqM2Jr=
-kDlZOnBNI6Tn8PKxOMHJQYkn_QUTTcGQztycF9zRncNCeT29bqZtM8gQV1Qx&c=3Diu0FCkCBw=
wHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Led=
bi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" alt=3D"https://www.ap-now.com/p=
ublic/5.cfm" target=3D"_blank">platinum</a> memberships. Please see upcomin=
g additions to our webinar schedule below.</div>
</span></div>
</span></div>
<span style=3D"color:#cc00cc;font-size:10pt;line-height:115%;font-family:Ve=
rdana,sans-serif;"><b>Don't Forget Your Team</b></span><span style=3D"font-=
size:10pt;line-height:115%;font-family:Verdana,sans-serif;">: <span>AP Now =
memberships </span><span>(</span><a href=3D"http://r20.rs6.net/tn.jsp?f=3D0=
01M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zC41RTw8k_0=
gqgE39NG9QEKk-bxhGqef7kl8lQxAgtgB_8X8pyOTGhfchxXsJqCrfU1dX4DJNVwdUwPZZkDw4h=
7gzHxov3yo7GmC-fbUaEhaq6ZZaamae7MjjsUSoF4HwU6HqYBIRTldfj6Ip9EMpN4eXNTUp9fXi=
sL7BUO8dBKIE=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=
=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" s=
hape=3D"rect" alt=3D"http://www.ap-now.com/products/Accounts-Payable-Monthl=
y-Newsletter.cfm" target=3D"_blank"><span style=3D"color:#0000ff;">N</span>=
<span style=3D"color:#0000ff;">ewsletter</span></a><span>, </span><a href=
=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EM=
mj_R3sKtunAQ5BAyl8xTcMQK967bOWV0xv-vaeB8B-rM1izUx6uS67p6LeEqX88_gVI7stKwwAh=
zv1XVZSewKUp95Gzj78hhvmXts1Mr7zW74gvI13IzILwo2GlEUVVCi6-UAtmsiw7Bede_h7uP2z=
pr2ijvfcWbOaNGQ=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i=
2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D"=
 shape=3D"rect" alt=3D"http://www.ap-now.com/products/item58.cfm" target=3D=
"_blank"><span style=3D"color:#0000ff;">basic</span></a><span>, </span><a h=
ref=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu8=
9EMmj_R3sKtunAQ5BA08dlGaAxxZQy1LqWc2wZZzsTKmKFVZrWhl1851msoBDAEU3wxFrzBHKS2=
D2rzQrunqAk8OuaULLUCZpmMH9F_ETAX4cm4tcYnYwqSArVDkeaw24bzzmjezD5lNaM3INyl96o=
apmvZte&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=
=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"r=
ect" alt=3D"http://www.ap-now.com/public/5.cfm" target=3D"_blank"><span sty=
le=3D"color:#0000ff;">portal</span></a><span style=3D"color:#0000ff;text-de=
coration:underline;">,</span><span> <a href=3D"http://r20.rs6.net/tn.jsp?f=
=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_=
hW50ZejAQ4ttB_-glfRCxTeNeOJzWB6fd_BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWy=
hgFWO2j80gjNxGW3okAZEyoeHX8BBUkD4a7suXhCAWojYzUHJ5nxhNP5_JY=3D&c=3Diu0FCkCB=
wwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Le=
dbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"http://w=
ww.ap-now.com/products/item10.cfm" target=3D"_blank"><span style=3D"color:#=
0000ff;">webinar</span></a>, and </span><a href=3D"http://r20.rs6.net/tn.js=
p?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA08dlGaAxxZQy1=
LqWc2wZZzsTKmKFVZrWhl1851msoBDAEU3wxFrzBHKS2D2rzQrunqAk8OuaULLUCZpmMH9F_ETA=
X4cm4tcYnYwqSArVDkeaw24bzzmjezD5lNaM3INyl96oapmvZte&c=3Diu0FCkCBwwHi2BKBHEj=
FFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4l=
Jd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.c=
om/public/5.cfm" target=3D"_blank"><span style=3D"color:#0000ff;">platinum<=
/span></a><span>) are available for individuals and departments. </span>Gro=
up rates are available for those wanting to enroll all or part of their sta=
ff. Need an invoice, order form or quote for a group rate? Email </span><a =
href=3D"mailto:publisher@ap-now.com" shape=3D"rect" target=3D"_blank"><span=
 style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;">=
publisher@ap-now.com</span></a>&nbsp;</div>
</div>
</span></div>
</span></div>
</div>
</span></div>
</div>
</div>
</span></div>
<span style=3D"color:#00b0f0;font-size:10pt;line-height:115%;font-family:Ve=
rdana, sans-serif;"><b><b>
<div style=3D"display:inline !important;"><span style=3D"color:#222222;font=
-size:10pt;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"display:inline !important;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;">
<div>
<div><span style=3D"color:#cc00cc;font-size:10pt;line-height:115%;font-fami=
ly:Verdana, sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"margin:0in 0in 10pt;">
<div style=3D"color:#f113f1;">
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;"><b><b><b><span style=3D"font-size:10pt;line-height:115%;font-fami=
ly:Verdana,sans-serif;">
<div style=3D"display:inline !important;"><span style=3D"color:#222222;font=
-size:10pt;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;display:inline !important;font=
-family:Times-New-Roman;margin-top:0px;">
<div style=3D"font-weight:normal;display:inline !important;margin-top:0px;"=
><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-se=
rif;"><b><b>
<div style=3D"margin:0in 0in 0pt;display:inline !important;line-height:norm=
al;">
<div style=3D"font-weight:normal;display:inline !important;margin-top:0px;"=
><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-se=
rif;"><b><strong style=3D"color:#0067ce;font-size:10pt;">Upcoming AP Now We=
binars</strong> (  <span style=3D"font-size:10pt;line-height:115%;"> <span =
style=3D"color:#0067ce;font-size:10pt;"><span style=3D"font-size:10pt;line-=
height:115%;"><strong><a href=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4=
Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_hW50ZejAQ4ttB_-=
glfRCxTeNeOJzWB6fd_BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWyhgFWO2j80gjNxGW=
3okAZEyoeHX8BBUkD4a7suXhCAWojYzUHJ5nxhNP5_JY=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJ=
Jfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11=
wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/p=
roducts/item10.cfm" target=3D"_blank">webinar</a> and <a href=3D"http://r20=
.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5B=
AxTw-uAngRNWuIAqrJWZs9dpr9KUe_i3Va51vBuF7Au4DRIhaaogf5BUmII6pfG2eYXCMOzsKBq=
M2Jr-kDlZOnBNI6Tn8PKxOMHJQYkn_QUTTcGQztycF9zRncNCeT29bqZtM8gQV1Qx&c=3Diu0FC=
kCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_=
1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"https=
://www.ap-now.com/public/5.cfm" target=3D"_blank">platinum </a></strong></s=
pan><span style=3D"color:black;font-size:10pt;line-height:115%;">membership=
s</span><strong><span style=3D"color:black;font-size:10pt;line-height:115%;=
">.</span><span style=3D"font-size:10pt;line-height:115%;">)</span></strong=
></span></span></b></span></div>
</div>
</b></b></span></div>
</div>
</span></div>
</span> </b></b></b></span></div>
</div>
</div>
</span></div>
</div>
</span></div>
</div>
</div>
</div>
</span></div>
</b></b></span></div>
</span></div>
</div>
</div>
</span></div>
<span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-ser=
if;">
<ul><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line-height:=
115%;font-family:Verdana,sans-serif;"><a href=3D"http://r20.rs6.net/tn.jsp?=
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76nf9-u--713Oi0Df7C9v8RasHfW6RdPLZTVI3yg2jQyGRIwXnPhsZ4s16liPW9RASYpS3JxzgR=
jS_tf7A0_UbHz3-aFaZuGSrC6RrfVRna87yNMs2ZN0JEodX2G-dMlwz1BwWY=3D&c=3Diu0FCkC=
BwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1L=
edbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"http://=
www.ap-now.com/products/item39.cfm" target=3D"_blank">Accounts Payable Best=
 Practices</a> March 13 </span></li><li style=3D"color:#333333;"><span styl=
e=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;"><span=
 style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;">=
<a href=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9Igfrb=
Rbu89EMmj_R3sKtunAQ5BA7j13c0Vyw56RCbkEUA3XIP52V09-ROFL9FHqGNbis5tydnzeNGkWz=
nXACu8yWsZAlZ592NgpxWr93sr750kOnF1OTbv6ZRLdljVMEm5feyt01xSwDZx6INhbDnB5JA5x=
tZNWj0kXkLyAT4UjtrN4Yo=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_=
PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=
=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/products/item65.cfm" ta=
rget=3D"_blank">P-card Best Practices for AP</a> March 22</span> </span></l=
i><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line-height:11=
5%;font-family:Verdana,sans-serif;"><span style=3D"font-size:10pt;line-heig=
ht:115%;font-family:Verdana,sans-serif;"><a href=3D"http://r20.rs6.net/tn.j=
sp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA6mQi-o49hZVh=
s_NWG0bCGGEbW7PNgK8j08vL7J_8g11eE7q9-4xTDIhjED_K1iMzHBZCzjcFZLENq0bd3I0KN28=
ad5pIngOqzBgiBolrR4hi36eviYk_YvSCSiDugJkRf4St2Th5TiOfTy1D1qtKlk=3D&c=3Diu0F=
CkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt=
_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"http=
://www.ap-now.com/products/item25.cfm" target=3D"_blank">Travel & Entertain=
ment Best Practices</a> to Ensure IRS Compliance April 12</span> </span></l=
i><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line-height:11=
5%;font-family:Verdana,sans-serif;"> <span style=3D"font-size:10pt;line-hei=
ght:115%;font-family:Verdana,sans-serif;">
<div><a style=3D"color:rgb(0, 0, 238);" href=3D"http://r20.rs6.net/tn.jsp?f=
=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAzrAHIVgk4_voa8n7=
UzXTlTMP0btLikKbty0_2EWyMRnD5PhTl6zaRgHnYfF2vYKt9fF1SwWr06ktliqqfpg-_S8Fi8N=
0lOXEXGDxuWuitPN0NarD_FTamY6QHM1B5Or9zlR8nAIzYmVZAK1ch3P8F8=3D&c=3Diu0FCkCB=
wwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Le=
dbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" alt=3D"http://w=
ww.ap-now.com/products/item37.cfm" target=3D"_blank">Electronic Payment Fra=
ud Prevention Best Practices</a> April 19</div>
</span></span></li><li style=3D"color:#333333;"><span style=3D"font-size:10=
pt;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;">Qt. Developing Issues webinar on Current Practices May 8&nbsp;</div>
</span></li><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line=
-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;"><a style=3D"color:rgb(0, 0, 238);" shape=3D"rect" href=3D"http://r20.rs=
6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA5U=
Z40Brs99YbCutkjUwcLXsVLV6yLLsKz3P0iSIgHDVJfXV6nXoh7WxnPbg7JGoQRcxyxy1l6zFND=
AB2cQ6u-vl8bL96ivJOaJ8ME8A6Y6w2ntsiXCvvMYxiVYhnhuPmxK8K01TW77Av_Yz4pU9sI0=
=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF=
1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" alt=3D"http://=
www.ap-now.com/products/item42.cfm" target=3D"_blank">An Internal Controls =
Master Plan for Accounts Payable</a> May 17</div>
</span></li><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line=
-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Verdana, Geneva, A=
rial, Helvetica, sans-serif;margin-top:0px;font-style:normal;text-align:lef=
t;"><a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73=
t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BA1Z1e3X09_sL9uPN81eK1mLyQIN0-BQqLsV=
wTZihCuktEFHHcxGHHN69nOewmVzQfp5uVY81UeFUr6g9fbUKmLsPtts4g0d--v7hKSeYBj-rl2=
RzkaBxau9rDb5bMjPXL-dbFN4-N3zJUDbFfsRZbEc=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfu=
s-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWr=
LbBDjvLtgMX6rrxGSVA=3D=3D" alt=3D"http://www.ap-now.com/products/item40.cfm=
" target=3D"_blank" title=3D"Travel & Entertainment Shenanigans: Games Empl=
oyees Play and How to Stop Them">Travel & Entertainment Shenanigans: Games =
Employees Play and How to Stop Them</a> on June 7</div>
</span></li></ul>
<div style=3D"color:#333333;"><span style=3D"font-size:10pt;line-height:115=
%;font-family:Verdana,sans-serif;">
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"><span style=3D"font-s=
ize:10pt;line-height:115%;font-family:Verdana,sans-serif;">See the rest of =
the upcoming schedule for 2018 <a href=3D"http://r20.rs6.net/tn.jsp?f=3D001=
M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAzNBIQfXp_cf8BKnKwHKvMT=
oATgprb6tRKLrJigzkP9b--2A7uX3flsUxecaQUjlfd6nLINNOCjt9-Io0WZzD2Pk3qDNBji-Lt=
hzXBdFcVeKSVxSRNq-P5cHf9q06mzAe5wYjYIhIUHFz6cSE-POfJ3za89YCi1xphb5yVBMsJOps=
KuEDbq_Y90=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=
=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shap=
e=3D"rect" alt=3D"http://www.ap-now.com/public/Accounts-Payable-Webinar-Sch=
edule-2018.cfm" target=3D"_blank">here</a></span><span style=3D"font-size:1=
0pt;">.</span> </span></div>
</span></div>
</span>
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"color:#e614=
c6;font-size:10pt;font-family:Verdana,sans-serif;"><b>&nbsp;</b></span></di=
v>
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"color:#e614=
c6;font-size:10pt;font-family:Verdana,sans-serif;"><b>Other&nbsp;Programs</=
b></span> &nbsp;</div>
<ul><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line-height:=
115%;font-family:Verdana,sans-serif;"><strong><a style=3D"color:blue;text-d=
ecoration:underline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D00=
1M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAwgj8Nl2mYnFJYh7PX4mfe=
lisAE8RVpby18Jyvli53dcxxtnIzq6goUymfE3nDm-LHB_sTse_FvTCWs5u1Gi4xOBco4qiUqR-=
8saHcxIvJejZ-rAPA7tDjrA8zu_X9tfBJMCy3DF-U5rK5xper3xjcw=3D&c=3Diu0FCkCBwwHi2=
BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6w=
TQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" linktype=3D"1" alt=
=3D"http://www.ap-now.com/products/item74.cfm" target=3D"_blank">Accounts P=
ayable Best Practice Certificate Program </a></strong>- a self-study with n=
o ongoing CPE requirements. </span>You can get the details about it <a styl=
e=3D"font-size:10pt;font-family:Verdana, sans-serif;" href=3D"http://r20.rs=
6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAwg=
j8Nl2mYnFJYh7PX4mfelisAE8RVpby18Jyvli53dcxxtnIzq6goUymfE3nDm-LHB_sTse_FvTCW=
s5u1Gi4xOBco4qiUqR-8saHcxIvJejZ-rAPA7tDjrA8zu_X9tfBJMCy3DF-U5rK5xper3xjcw=
=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF=
1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect"=
 alt=3D"http://www.ap-now.com/products/item74.cfm" target=3D"_blank">here</=
a><span style=3D"color:black;font-size:10pt;font-family:Verdana, sans-serif=
;">. </span><em style=3D"color:black;font-size:10pt;font-family:Verdana, sa=
ns-serif;">Enroll your entire department</em>; group rates available. Conta=
ct publisher@ap-now.com for details.</li></ul>
</td></tr></table>       =20
                =20
                <table class=3D"BlockMargin" style=3D"display:table;margin-=
top:6px;" border=3D"0" width=3D"100%" cellpadding=3D"5" cellspacing=3D"0" i=
d=3D"content_LETTER.BLOCK4"><tr><td class=3D"MainText" style=3D"color:#8989=
49;font-size:10pt;font-family:Arial,Helvetica,sans-serif;" rowspan=3D"1" co=
lspan=3D"1" align=3D"left">
<div><span style=3D"color:#333333;">Regards,</span> <br/></div>
<div style=3D"color:#004db4;"><span style=3D"font-family:Comic Sans MS,Verd=
ana,Helvetica,sans-serif;"><em>Mary Schaeffer</em></span><br/></div>
<div style=3D"color:#004db4;">
<div style=3D"font-family:Verdana,Geneva,Arial,Helvetica,sans-serif;">AP No=
w</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#006666;"><b>Keeping up Just Got Easier</b></span><spa=
n>:</span></div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#993366;">AP Now Membership Options</span></div>
<ul><li style=3D"color:#004db4;"><span style=3D"font-size:10.0pt;font-famil=
y:'Arial','sans-serif';"><strong><a style=3D"color:blue;text-decoration:und=
erline;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D=
001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAx-H9kLIbJ8VA6SHiVNt=
DHae2xRSL6vA-rGXKfI3wCkUGc4FcmjqvYwA3IALfW6GcuHSAsMZfV-MLiL-IzG7ToeaDSyIa-_=
XktjZlVi1z9QOirS0MJp7d95RTwY1Ur72OLH71q7jMgUnLiFyYsOvCb71lLDMdP_rkSygMAYBBS=
EUiw4KTI9qhnplXWIg5LpBPw=3D=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otR=
MMcW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rr=
xGSVA=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.com/public/Accounts-Pa=
yable-Now-Tomorrow-newsletter.cfm" target=3D"_blank">Newsletter</a>&nbsp;</=
strong></span>- <span style=3D"color:#000000;font-size:10pt;font-family:Ari=
al, sans-serif;">Monthly 4-page quick read publication focused on emerging =
issues impacting the accounts payable and payment function. Subscription no=
w also includes the March AP Best Practices webinar and the fall AP Recogni=
tion Week webinar</span><span style=3D"font-size:10pt;font-family:Arial, sa=
ns-serif;">.</span></li><li style=3D"color:#004db4;"><span style=3D"font-si=
ze:10.0pt;font-family:'Arial','sans-serif';"><strong><a style=3D"color:blue=
;text-decoration:underline;" track=3D"on" shape=3D"rect" href=3D"http://r20=
.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5B=
Ayl8xTcMQK967bOWV0xv-vaeB8B-rM1izUx6uS67p6LeEqX88_gVI7stKwwAhzv1XVZSewKUp95=
Gzj78hhvmXts1Mr7zW74gvI13IzILwo2GlEUVVCi6-UAtmsiw7Bede_h7uP2zpr2ijvfcWbOaNG=
Q=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3D=
F1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" linktype=3D"1=
" alt=3D"http://www.ap-now.com/products/item58.cfm" target=3D"_blank">Basic=
</a>&nbsp;</strong></span>- <span style=3D"color:#000000;">includes Newslet=
ter as described above + 4 Developing Issues webinars</span></li><li style=
=3D"color:#004db4;"><span style=3D"font-size:10.0pt;font-family:'Arial','sa=
ns-serif';"><b><a style=3D"color:blue;text-decoration:underline;" track=3D"=
on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1X=
NifYRVsQDX9IgfrbRbu89EMmj_R3sKtunAQ5BAxTw-uAngRNWuIAqrJWZs9dpr9KUe_i3Va51vB=
uF7Au4DRIhaaogf5BUmII6pfG2eYXCMOzsKBqM2Jr-kDlZOnBNI6Tn8PKxOMHJQYkn_QUTTcGQz=
tycF9zRncNCeT29bqZtM8gQV1Qx&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMc=
W_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGS=
VA=3D=3D" linktype=3D"1" alt=3D"https://www.ap-now.com/public/5.cfm" target=
=3D"_blank">Porta</a>l </b></span><span style=3D"font-size:10.0pt;font-fami=
ly:'Arial','sans-serif';">- <span style=3D"color:#000000;">Newsletter (as d=
escribed above)+ access to database filled with articles, tips and diagnost=
ic checklists &nbsp;</span></span></li><li style=3D"color:#004db4;"><span s=
tyle=3D"font-size:10.0pt;font-family:'Arial','sans-serif';"><b><a shape=3D"=
rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9Ig=
frbRbu89EMmj_R3sKtunAQ5BA7t4KEbGm9zCpMDq_hW50ZejAQ4ttB_-glfRCxTeNeOJzWB6fd_=
BlqRPROFkkJkjRSZBDt6t3_H6aZm9q6w1OLhE7tWyhgFWO2j80gjNxGW3okAZEyoeHX8BBUkD4a=
7suXhCAWojYzUHJ5nxhNP5_JY=3D&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMM=
cW_PoGky8i2g=3D=3D&ch=3DF1luEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxG=
SVA=3D=3D" alt=3D"http://www.ap-now.com/products/item10.cfm" target=3D"_bla=
nk"><span style=3D"color:blue;">Annual Webinar Pass</span></a> </b></span><=
span style=3D"font-size:10.0pt;font-family:'Arial','sans-serif';">- <span s=
tyle=3D"color:#000000;">All AP Now's one-hour webinars (2 per month except =
January when there's only one) </span></span></li><li style=3D"color:#004db=
4;"><span style=3D"font-size:10.0pt;font-family:'Arial','sans-serif';"><str=
ong><a style=3D"color:blue;text-decoration:underline;" track=3D"on" href=3D=
"http://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_=
R3sKtunAQ5BA08dlGaAxxZQy1LqWc2wZZzsTKmKFVZrWhl1851msoBDAEU3wxFrzBHKS2D2rzQr=
unqAk8OuaULLUCZpmMH9F_ETAX4cm4tcYnYwqSArVDkeaw24bzzmjezD5lNaM3INyl96oapmvZt=
e&c=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1l=
uEQRiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" shape=3D"rect" l=
inktype=3D"1" alt=3D"http://www.ap-now.com/public/5.cfm" target=3D"_blank">=
Anytime Viewing Pass</a>&nbsp;</strong></span>&nbsp;2<span style=3D"color:#=
000000;">5&nbsp; one-hour webcasts available for viewing at your convenienc=
e</span></li><li style=3D"color:#004db4;"><strong><span style=3D"font-size:=
10pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;"><a style=3D"col=
or:blue;text-decoration:underline;" track=3D"on" shape=3D"rect" href=3D"htt=
p://r20.rs6.net/tn.jsp?f=3D001M2Uaroni4Q73t1XNifYRVsQDX9IgfrbRbu89EMmj_R3sK=
tunAQ5BAxTw-uAngRNWuIAqrJWZs9dpr9KUe_i3Va51vBuF7Au4DRIhaaogf5BUmII6pfG2eYXC=
MOzsKBqM2Jr-kDlZOnBNI6Tn8PKxOMHJQYkn_QUTTcGQztycF9zRncNCeT29bqZtM8gQV1Qx&c=
=3Diu0FCkCBwwHi2BKBHEjFFWJJfus-F_rF_XYd4otRMMcW_PoGky8i2g=3D=3D&ch=3DF1luEQ=
RiLDQGt_1Ledbi6wTQIF4lJd11wWrLbBDjvLtgMX6rrxGSVA=3D=3D" linktype=3D"1" alt=
=3D"https://www.ap-now.com/public/5.cfm" target=3D"_blank">Platinum </a></s=
pan></strong>- <span style=3D"color:#000000;">Newsletter + portal + Webinar=
 Pass and more&nbsp;</span>Plus Anytime Viewing Pass</li></ul>
<div>
<div style=3D"text-align:center;" align=3D"center">
<div><span style=3D"color:#000000;">
<div style=3D"text-align:left;" align=3D"left">P.S.&nbsp;<a href=3D"http://=
ui.constantcontact.com/sa/fwtf.jsp?m=3D1101245055428&a=3D1130106412435&ea=
=3Dkathleen%40transocean.com" shape=3D"rect" target=3D"_blank">Please feel =
free to forward this to any colleagues or friends who work in or are respon=
sible for the accounts payable function. We appreciate your doing so.</a>&n=
bsp;</div>
&nbsp;
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:black;f=
ont-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><br/>=
P.P.S. If you need to contact us, please do not reply to this.&nbsp; Please=
 write us instead at</span><span style=3D"color:#004db4;font-size:10.0pt;li=
ne-height:115%;font-family:'Verdana','sans-serif';"> <a shape=3D"rect" href=
=3D"mailto:publisher@ap-now.com" target=3D"_blank">publisher@ap-now.com</a>=
&nbsp;</span></div>
&nbsp;</span></div>
<span style=3D"font-size:10pt;line-height:115%;"><span style=3D"color:#0000=
00;font-family:Verdana,Geneva,Arial,Helvetica,Sans-serif;">&nbsp;</span> </=
span><br/><a style=3D"font-size:16pt;" shape=3D"rect" href=3D"http://ui.con=
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