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Date: Thu, 19 Oct 2017 06:18:20 -0400 (EDT)
From: Mary Schaeffer <editorial_director@ap-now.com>
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Subject: 3 Forgotten AP Best Practices
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    Your Bottom Line Could Take a Serious Hit if You Ignore These ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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Your Bottom Line Could
Take a Serious Hit if You Ignore These
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Kathleen
In this section we take a look at some best practices that are either ignored by
 many organizations or are newly evolving due to the changing business environment.
No organization can afford to neglect any of these. So, let's see how your organization
does.
When Employees Leave Your Organization. When employees exit, do you: 1) retrieve
 all credit cards and cancel them with the bank. 2) cancel all payment and signing
authorities with your financial institutions, and 3) cut off their access to your
ERP system? It is important that you take these actions, regardless of whether you
initiated the separation or the employee did.
Often Overlooked Insurance Issue. If your organization has not already checked its
insurance coverage to see if includes coverage for Business Email Compromise Fraud
losses, it should do so immediately. More than one organization has assumed it had
coverage only to find out they didn't when they went to file a claim. This should
be discussed with your insurance officer.
This issue is addressed in our webcasts on Business Email Compromise Fraud Pr [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK8Xr7phvnUaJr6eXHMm37eWKksBFV760RqTSw9gwUx6DlZ_1pohDrNqq1c_1wU8nRyN21G5xwDixC4PRHzIqdHSYWTwRoAX3blIm9b3UtyYuP6LQpJAPOJ4AZKIXBylNvBEPi7LWyskXw4uJtSRN7ng=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]evention
as well as the What Every Professional Needs to Know about Electronic Payment Fraud
[http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK9q6sJvRs9D74wKSrvaWnY0uU83m1XGMoR_ZP8w3xfgq9OWuh0TR1eUCAIJFTMwUU3J4dynOta0b4xDgi71JKsh5YVjYiUKAPxGanQblWc19Q15YiA9vyGerHHQ8Z1ETU9lu-HXsP2R6MEfSvjDVxUs=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
(including ACH Fraud. It will also be addressed in our upcoming live session on 
December 7th on Fraud Prevention Best Practices. You can get additional information
about this session or register for it here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4-xoRXK5oSG3MtGf0_tfxMSTqTn6fcyCbGGdYm7e7I6Zgl7FIeA6FB0YNj-pGkg9XjYoanfgYnnP4QDIOSifSc--Aoac_yMYDZ6_Zs-TKMXhiIgkG9OQ1xjZVUZe0EjSDPZlDgc6p-haHpLWPSEH4s=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==].
New Services Mean New Policies. Update travel policy to include policies regarding
use of Uber, Lyft and Airbnb. Don't forget to address supply and demand pricing.
 We will discuss this as part of the Creating an Effective and Efficient Travel 
and Entertainment Expense Reimbursement Policy webcast on December 13th. You can
 get additional information about this session or register for it here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK5t4pt1-nmIH2MooU09FvVq2eDJsO0YTzmDNo46Ncfty5yZ5N9U1wBkDICCi7jK9yDUMd2TX6O_l7R2_ISOi4lIlPPp0_TM5KJt7KVKnA4v1irATKg_YLjCfspr7Ied9Q3KsciHhD3C_ArU7kCroBjM=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==].
The aforementioned webcasts are available as part of a platinum [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wEboQa2mO-HvoNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq-3hCJpdThpDRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
membership, while the live webinars are included in our webinar [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK67xUcxDMM2IGJwxwyWhkFf56TE1SiTouiuGzvArEOeXFVWV4X-m070N89LvDMkCbKDc_32BMadmed96VERTZ9pxm5zOxMK9bTI_LogDEDPrDODlJxriZknyZ3YVi4SwjOUE7isytgdxcZGbVshq50E=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
and platinum [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wEboQa2mO-HvoNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq-3hCJpdThpDRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
memberships).
Speaking of Best Practices, you can read the Top 10 reasons for earning your AP 
Best Practice certificate here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK2YDcoG-TF9xRGtCCvYeYvOmnNb8KvZo_r5DTKuDeFmKLKujCSgdwUaD8cvy9p6t-Ndd6TkkHfkUUE_AZhTbkOOu7404v_imt50kZknveB8c6hWx8WVYZnYIoSu_o8tuTzGfUazgkZxHGx7mSHUbESWlYeFnnwNU5kJa1OqD_RWt6lL-NG6wivVhaYdMygkuIWsk6QJn-m_c&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
or register for the program here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4iinUeSW10CqyDCkNhrsOpxQol15hR4D26xlR__Y6AR1bMM3zEOJsmAizs15YzcCkVW-7znqdDjxo1H0HEja0ZsUgKrCZmbwK6ePPrXMY7dpGOArK4e-nXBJfEujaKdQBKHSraa2E_H1d7AJGMCbPs=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==].
If you want to enroll multiple parties at your organization, email publisher@ap-now.com
[mailto:publisher@ap-now.com] for a quote.
Last Week's Amazon Download. Did you like It's All about Your Bottom Line, the book
we made available as a free download on Amazon.com last week? If so, and you can
 spare a moment, we'd love it if you'd rate your purchase. Simply go here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK2YDcoG-TF9x57164qsAZDUz6PiFpXWLhH035kEZmuraf-W42r-m9ywwFACM4SB8l4CWMrSO5SUi3Ql-v1f842wkaojsTH7IqL2n4v1lm0hsk1exzNdNjk9qpyjBpbSzI0r0WFtm_4yoAVPweyxOcFaQ_2sd--Z9qLfzeAdOV4ObqqcSM4BZpw_b1PlAHHJWt_t624m5vYSi30ALv75c9KLBl8KUCSAQSZ0rpiTywlEJFqXeXoDs8BHzxAPbbF94dvdrVyyEE5bvFsaG1xqUCxaXD7v7brM7zKiDr_dg4duWYw9KDjdL_s5KUw3o0wuiQ3JE9bo1M1-n&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==],
and scroll three-quarters of the way down the page until you see the "Write a Customer
Review" button. Click on it, click on the number of stars and then add a few words.
You can simply write "good book," and leave it at that. It doesn't have to be more
elaborate than that.
1099 Reminder: 1099 time is just around the corner. January 31 is the deadline for
filing Forms 1099 MISC with income in box 7 with both recipients and the IRS. Information
Reporting resources can be found here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK8KPQPXpAb9D1E3KDet8Z64UuV4OLqg2qC6dWIqu_HDk_nSAu9KGc72Gszhnh8xldbhDbaGRG3SqBTe1NYvxbdWnkO1yo-UIwHmsAWD3PtxQ8u0MWq5yFYkTebfrJnNWGplUXqefSRIYoopTdfgKWQnCrzAGKyjPiCNMdUMVpdKT&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==].
Alert:Take the Travel and Entertainment Policy survey here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4TkXTU8VMxLCyJtnWnNV1RXtjW1xcN78Pgk9TjZ2iwpIIgHnfyW1FqPM2QuLOuUpw5URrgWfJGUbYmI6yWqyVPWAlGzt-PT0G15W-8OE-3HJPxACd5LbqS7FmUKWjY6h4VP2sj3sf5TFhrndTzn6zg=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==].
Upcoming AP Now Webinars
webinar [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK67xUcxDMM2IGJwxwyWhkFf56TE1SiTouiuGzvArEOeXFVWV4X-m070N89LvDMkCbKDc_32BMadmed96VERTZ9pxm5zOxMK9bTI_LogDEDPrDODlJxriZknyZ3YVi4SwjOUE7isytgdxcZGbVshq50E=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
and platinum  [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wEboQa2mO-HvoNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq-3hCJpdThpDRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]memberships.)

* Common Vendor Issues and How to Handle Them [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4uzkbBFKaFMQvSbLJ5YNjPHfw9v1-iRJ0IGskwQKRxHeTnVx_tCqbbceYLTDPpWhClhG62Or2n5wh6OHOXnGhesc9Wk9b2om9JmfEMWmwbJ_ApbHCPsZXe6VGW5XB0Qx9aVDha4vOfi9QYnIxVwtjI=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
October 25
* 1099 Basics [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK5t4pt1-nmIHEJuDDVGXBQQtft8wp2iOf6_BjC6e39OmiiByNz4W4KWD5zE9fzexu3vIln5oZTyl6EauWiRAxEjlDWVWGkW2Fi5GJqwtgNi5NSJltIzd3YijJ4XwZX_8PFzHFq9XZks2DTwvSxTF2Ao=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
November 9
* Developing Issues: T&E Policy Survey Results [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4-xoRXK5oSGol42bvTNLeBoNjZHp8Yne7BTA51sfOrnvcueN30TRTVDySBQL2h42ChmiZE7RHjFbD9y1bXXyBEwaPLzulsnQJ-BEMi9ywEAXu1XGchBfFrTFlOsgjKGv9GjktE42j9robIfEnpK_zw=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
November 15
* Fraud Prevention Best Practices [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4-xoRXK5oSG3MtGf0_tfxMSTqTn6fcyCbGGdYm7e7I6Zgl7FIeA6FB0YNj-pGkg9XjYoanfgYnnP4QDIOSifSc--Aoac_yMYDZ6_Zs-TKMXhiIgkG9OQ1xjZVUZe0EjSDPZlDgc6p-haHpLWPSEH4s=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
December 7
* Creating an Effective and Efficient Travel and Entertainment Expense Reimbursement
Policy [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK5t4pt1-nmIH2MooU09FvVq2eDJsO0YTzmDNo46Ncfty5yZ5N9U1wBkDICCi7jK9yDUMd2TX6O_l7R2_ISOi4lIlPPp0_TM5KJt7KVKnA4v1irATKg_YLjCfspr7Ied9Q3KsciHhD3C_ArU7kCroBjM=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]
December 13
Other Upcoming Programs

* Accounts Payable Best Practice Certificate Program  [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4iinUeSW10CqyDCkNhrsOpxQol15hR4D26xlR__Y6AR1bMM3zEOJsmAizs15YzcCkVW-7znqdDjxo1H0HEja0ZsUgKrCZmbwK6ePPrXMY7dpGOArK4e-nXBJfEujaKdQBKHSraa2E_H1d7AJGMCbPs=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==]-
a self-study with no ongoing CPE requirements. You can get the details about it 
here [http://r20.rs6.net/tn.jsp?f=001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4iinUeSW10CqyDCkNhrsOpxQol15hR4D26xlR__Y6AR1bMM3zEOJsmAizs15YzcCkVW-7znqdDjxo1H0HEja0ZsUgKrCZmbwK6ePPrXMY7dpGOArK4e-nXBJfEujaKdQBKHSraa2E_H1d7AJGMCbPs=&c=szeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ==&ch=aJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg==].
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live in Oklahoma City on November 16
*
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October 26, December 5 and Any Time Viewing after October 27 Reduced rates for webinar
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December 6 and Any Time Viewing after December 7 Reduced rates for webinar and platinum
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Mary Schaeffer
AP Now
Keeping up Just Got Easier:
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Newsletter + portal + Webinar Pass and more Plus Anytime Viewing Pass
P.S. Please feel free to forward this to any colleagues or friends who work in or
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[http://ui.constantcontact.com/sa/fwtf.jsp?m=1101245055428&a=1129177444169&ea=kathleen%40transocean.com]
P.P.S. If you need to contact us, please do not reply to this.  Please write us 
instead atpublisher@ap-now.com [mailto:publisher@ap-now.com]
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t-family:Garamond,Times New Roman,Times,serif;" rowspan=3D"1" colspan=3D"1"=
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<div style=3D"color:rgb(0, 125, 161);font-size:8pt;font-family:Verdana,Gene=
va,Arial,Helvetica,Sans-serif;"><span style=3D"line-height:115%;">
<div><span style=3D"line-height:115%;">
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div><span style=3D"line-height:115%;">
<div><span style=3D"line-height:115%;">
<h1 style=3D"background:white;"><span style=3D"line-height:115%;">
<div><span style=3D"line-height:115%;">
<div><span style=3D"line-height:115%;">
<div style=3D"margin:0in 0in 10pt;">
<div><span style=3D"line-height:115%;"><strong>
<div>
<div><span style=3D"line-height:115%;">
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">Your =
Bottom Line Could <br />Take a Serious Hit if You Ignore These</span></div>
</span></div>
</div>
</strong></span></div>
</div>
</span></div>
</span></div>
</span></h1>
</span></div>
</span></div>
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-height:115%;font-family:Verdana,sans-serif;">
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-height:115%;font-family:Verdana,sans-serif;">
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;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">
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oman;margin-top:0px;font-style:normal;text-align:center;" align=3D"center">=
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-height:115%;font-family:Verdana,sans-serif;">
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oman;margin-top:0px;font-style:normal;text-align:center;" align=3D"center">=
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-height:115%;font-family:Verdana,sans-serif;">
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-height:115%;font-family:Verdana,sans-serif;">
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-height:115%;font-family:Verdana,sans-serif;">
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;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"font-weight:normal;font-family:Times-New-Roman;margin-top:0px=
;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"font-weight:normal;font-family:Times-New-Roman;margin-top:0px=
;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"font-weight:normal;font-family:Times-New-Roman;margin-top:0px=
;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"font-weight:normal;font-family:Times-New-Roman;margin-top:0px=
;font-style:normal;text-align:center;" align=3D"center">&nbsp; &nbsp;&nbsp;=
<img height=3D"147" vspace=3D"5" border=3D"0" name=3D"ACCOUNT.IMAGE.37" hsp=
ace=3D"5" width=3D"300" src=3D"http://files.constantcontact.com/4c102576001=
/da26d5db-e7e5-4a0c-886a-10eb62a72d86.jpg"> &nbsp;</img></div>
<div style=3D"font-weight:normal;font-family:Times-New-Roman;margin-top:0px=
;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">&nbsp;</span></div>
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</td></tr></table>       =20
                <table style=3D"display:table;" border=3D"0" width=3D"100%"=
 cellpadding=3D"5" cellspacing=3D"0" id=3D"content_LETTER.BLOCK3"><tr><td s=
tyle=3D"color:rgb(51, 51, 51);font-size:10pt;font-family:Arial,Helvetica,sa=
ns-serif;" rowspan=3D"1" colspan=3D"1" align=3D"left">
<div style=3D"margin-top:0px;margin-bottom:0px;"><strong>Dear Kathleen</str=
ong></div>
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"><span style=3D"backgr=
ound-color:white;font-size:10pt;font-family:Verdana, sans-serif;"><span sty=
le=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;"><spa=
n style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;"=
><span style=3D"line-height:115%;">
<div style=3D"margin:0in 0in 10pt;">
<div>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;"><br /></span></div>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">In th=
is section we take a look at some best practices that are either ignored by=
 many organizations or are newly evolving due to the changing business envi=
ronment. No organization can afford to neglect any of these. So, let's see =
how your organization does.</span></div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"color:rgb(0, 176, 240);l=
ine-height:115%;"><b>When Employees Leave Your Organization</b></span><span=
 style=3D"line-height:115%;">. When employees exit, do you: 1) retrieve all=
 credit cards <b>and</b> cancel them with the bank. 2) cancel all payment a=
nd signing authorities with your financial institutions, and 3) cut off the=
ir access to your ERP system? It is important that you take these actions, =
regardless of whether you initiated the separation or the employee did. </s=
pan></div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"color:rgb(112, 48, 160);=
line-height:115%;"><b>Often Overlooked Insurance Issue</b></span><span styl=
e=3D"line-height:115%;">. If your organization has not already checked its =
insurance coverage to see if includes coverage for Business Email Compromis=
e Fraud losses, it should do so immediately. More than one organization has=
 assumed it had coverage only to find out they didn't when they went to fil=
e a claim. This should be discussed with your insurance officer.</span></di=
v>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">This =
issue is addressed in our webcasts on <a shape=3D"rect" href=3D"http://r20.=
rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK=
8Xr7phvnUaJr6eXHMm37eWKksBFV760RqTSw9gwUx6DlZ_1pohDrNqq1c_1wU8nRyN21G5xwDix=
C4PRHzIqdHSYWTwRoAX3blIm9b3UtyYuP6LQpJAPOJ4AZKIXBylNvBEPi7LWyskXw4uJtSRN7ng=
=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3Da=
J7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"http://=
www.ap-now.com/products/item73.cfm" target=3D"_blank"><span style=3D"color:=
rgb(0, 0, 255);">Business Email Compromise Fraud Pr</span></a>evention as w=
ell as the What Every Professional Needs to Know about <a shape=3D"rect" hr=
ef=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig40=
7vEGz1RSHYWK1ROZK9q6sJvRs9D74wKSrvaWnY0uU83m1XGMoR_ZP8w3xfgq9OWuh0TR1eUCAIJ=
FTMwUU3J4dynOta0b4xDgi71JKsh5YVjYiUKAPxGanQblWc19Q15YiA9vyGerHHQ8Z1ETU9lu-H=
XsP2R6MEfSvjDVxUs=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFs=
LSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=
=3D" alt=3D"http://www.ap-now.com/products/item37.cfm" target=3D"_blank"><s=
pan style=3D"color:rgb(0, 0, 255);">Electronic Payment Fraud</span></a> (in=
cluding ACH Fraud. It will also be addressed in our upcoming live session o=
n December 7<sup>th</sup> on Fraud Prevention Best Practices. You can get a=
dditional information about this session or register for it <a shape=3D"rec=
t" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ=
3Ig407vEGz1RSHYWK1ROZK4-xoRXK5oSG3MtGf0_tfxMSTqTn6fcyCbGGdYm7e7I6Zgl7FIeA6F=
B0YNj-pGkg9XjYoanfgYnnP4QDIOSifSc--Aoac_yMYDZ6_Zs-TKMXhiIgkG9OQ1xjZVUZe0EjS=
DPZlDgc6p-haHpLWPSEH4s=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxle=
D7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=
=3D=3D" alt=3D"http://www.ap-now.com/products/item127.cfm" target=3D"_blank=
"><span style=3D"color:rgb(0, 0, 255);">here</span></a>.</span></div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"color:rgb(0, 176, 80);li=
ne-height:115%;"><b>New Services Mean New Policies</b></span><span style=3D=
"line-height:115%;">. Update travel policy to include policies regarding us=
e of Uber, Lyft and Airbnb. Don't forget to address supply and demand prici=
ng. We will discuss this as part of the Creating an Effective and Efficient=
 Travel and Entertainment Expense Reimbursement Policy webcast on December =
13<sup>th</sup>. You can get additional information about this session or r=
egister for it <a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001K=
q7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK5t4pt1-nmIH2MooU09FvVq2=
eDJsO0YTzmDNo46Ncfty5yZ5N9U1wBkDICCi7jK9yDUMd2TX6O_l7R2_ISOi4lIlPPp0_TM5KJt=
7KVKnA4v1irATKg_YLjCfspr7Ied9Q3KsciHhD3C_ArU7kCroBjM=3D&c=3DszeNvMgdKDZ2Gq-=
NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWE=
FqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"http://www.ap-now.com/products=
/item60.cfm" target=3D"_blank"><span style=3D"color:rgb(0, 0, 255);">here</=
span></a>. </span></div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">The a=
forementioned webcasts are available as part of a </span><a shape=3D"rect" =
href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig=
407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wEboQa2mO-HvoNgLDhMl_AHHHGTxe1BbS=
1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq-3hCJpdThpDRyJEynLrqFIhbh7ORP-l=
3BqlRhOA&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&c=
h=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"ht=
tps://www.ap-now.com/public/5.cfm" target=3D"_blank"><span style=3D"color:r=
gb(0, 0, 255);">platinum</span></a><span style=3D"line-height:115%;"> membe=
rship, while the live webinars are included in our </span><a shape=3D"rect"=
 href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3I=
g407vEGz1RSHYWK1ROZK67xUcxDMM2IGJwxwyWhkFf56TE1SiTouiuGzvArEOeXFVWV4X-m070N=
89LvDMkCbKDc_32BMadmed96VERTZ9pxm5zOxMK9bTI_LogDEDPrDODlJxriZknyZ3YVi4SwjOU=
E7isytgdxcZGbVshq50E=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7=
sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=
=3D=3D" alt=3D"http://www.ap-now.com/products/item10.cfm" target=3D"_blank"=
><span style=3D"color:rgb(0, 0, 255);">webinar</span></a><span style=3D"lin=
e-height:115%;"> and </span><a shape=3D"rect" href=3D"http://r20.rs6.net/tn=
.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmT=
KC5koMGd6KS9_wEboQa2mO-HvoNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_W=
K_ygFBxUVh1ODVq-3hCJpdThpDRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=3DszeNvMgdKDZ2Gq-N=
JRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEF=
qcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"https://www.ap-now.com/public/5=
.cfm" target=3D"_blank"><span style=3D"color:rgb(0, 0, 255);">platinum</spa=
n></a><span style=3D"line-height:115%;"> memberships). </span></div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"color:rgb(204, 0, 255);l=
ine-height:115%;"><b>Speaking of Best Practices</b></span><span style=3D"li=
ne-height:115%;">, you can read the Top 10 reasons for earning your AP Best=
 Practice certificate <a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=
=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK2YDcoG-TF9xRGtCC=
vYeYvOmnNb8KvZo_r5DTKuDeFmKLKujCSgdwUaD8cvy9p6t-Ndd6TkkHfkUUE_AZhTbkOOu7404=
v_imt50kZknveB8c6hWx8WVYZnYIoSu_o8tuTzGfUazgkZxHGx7mSHUbESWlYeFnnwNU5kJa1Oq=
D_RWt6lL-NG6wivVhaYdMygkuIWsk6QJn-m_c&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O=
2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nna=
QH7-wDLfJuEg=3D=3D" alt=3D"http://www.ap-now.com/public/Top-Reasons-to-Earn=
-Your-AP-Best-Practice-Certificate.cfm" target=3D"_blank"><span style=3D"co=
lor:rgb(0, 0, 255);">here</span></a> or register for the program <a shape=
=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUy=
nDQt0hQ3Ig407vEGz1RSHYWK1ROZK4iinUeSW10CqyDCkNhrsOpxQol15hR4D26xlR__Y6AR1bM=
M3zEOJsmAizs15YzcCkVW-7znqdDjxo1H0HEja0ZsUgKrCZmbwK6ePPrXMY7dpGOArK4e-nXBJf=
EujaKdQBKHSraa2E_H1d7AJGMCbPs=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARs=
O73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-w=
DLfJuEg=3D=3D" alt=3D"http://www.ap-now.com/products/item74.cfm" target=3D"=
_blank"><span style=3D"color:rgb(0, 0, 255);">here</span></a>.<br /> If you=
 want to enroll multiple parties at your organization, email <a shape=3D"re=
ct" href=3D"mailto:publisher@ap-now.com" target=3D"_blank"><span style=3D"c=
olor:rgb(0, 0, 255);">publisher@ap-now.com</span></a> for a quote. </span><=
/div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"color:rgb(0, 176, 240);l=
ine-height:115%;"><b>Last Week's Amazon Download</b></span><span style=3D"l=
ine-height:115%;"><b>.</b></span><span style=3D"line-height:115%;"> Did you=
 like It's All about Your Bottom Line, the book we made available as a free=
 download on Amazon.com last week? If so, and you can spare a moment, we'd =
love it if you'd rate your purchase. Simply go </span><a shape=3D"rect" hre=
f=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407=
vEGz1RSHYWK1ROZK2YDcoG-TF9x57164qsAZDUz6PiFpXWLhH035kEZmuraf-W42r-m9ywwFACM=
4SB8l4CWMrSO5SUi3Ql-v1f842wkaojsTH7IqL2n4v1lm0hsk1exzNdNjk9qpyjBpbSzI0r0WFt=
m_4yoAVPweyxOcFaQ_2sd--Z9qLfzeAdOV4ObqqcSM4BZpw_b1PlAHHJWt_t624m5vYSi30ALv7=
5c9KLBl8KUCSAQSZ0rpiTywlEJFqXeXoDs8BHzxAPbbF94dvdrVyyEE5bvFsaG1xqUCxaXD7v7b=
rM7zKiDr_dg4duWYw9KDjdL_s5KUw3o0wuiQ3JE9bo1M1-n&c=3DszeNvMgdKDZ2Gq-NJRyxO1d=
nSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMz=
NlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"https://www.amazon.com/Its-about-Your-=
Bottom-Line-ebook/dp/B014C89N58/ref=3Dsr_1_1?ie=3DUTF8&qid=3D1508267969&sr=
=3D8-1&keywords=3Dits+all+about+your+bottom+line" target=3D"_blank"><span s=
tyle=3D"color:rgb(0, 0, 255);">here</span></a><span style=3D"line-height:11=
5%;">, and scroll three-quarters of the way down the page until you see the=
 "Write a Customer Review" button. Click on it, click on the number of star=
s and then add a few words. You can simply write "good book," and leave it =
at that. It doesn't have to be more elaborate than that. </span></div>
</span></div>
</div>
</div>
<span style=3D"color:rgb(0, 176, 240);line-height:115%;"><b><span style=3D"=
color:rgb(0, 176, 80);font-size:10pt;line-height:115%;font-family:Verdana,s=
ans-serif;"><b>1099 </b></span><span style=3D"color:rgb(0, 176, 80);">Remin=
der</span></b></span><span style=3D"line-height:115%;">: 1099 time is just =
around the corner. January 31 is the deadline for filing Forms 1099 MISC wi=
th income in box 7 with both recipients and the IRS. Information Reporting =
resources can be found <a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?=
f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK8KPQPXpAb9D1E3K=
Det8Z64UuV4OLqg2qC6dWIqu_HDk_nSAu9KGc72Gszhnh8xldbhDbaGRG3SqBTe1NYvxbdWnkO1=
yo-UIwHmsAWD3PtxQ8u0MWq5yFYkTebfrJnNWGplUXqefSRIYoopTdfgKWQnCrzAGKyjPiCNMdU=
MVpdKT&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=
=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"htt=
p://www.ap-now.com/public/1099-Resources-for-2017.cfm" target=3D"_blank">he=
re</a>.&nbsp;<br /></span><span style=3D"color:rgb(199, 54, 203);font-size:=
10pt;line-height:115%;font-family:Verdana, sans-serif;"><b>Alert</b></span>=
<span style=3D"color:rgb(199, 54, 203);font-size:10pt;line-height:115%;font=
-family:Verdana, sans-serif;"><b>:</b></span><span style=3D"font-size:10pt;=
line-height:115%;font-family:Verdana,sans-serif;"> <span style=3D"color:rgb=
(0, 0, 0);">Take the Travel and Entertainment&nbsp;Policy</span><span style=
=3D"color:rgb(0, 0, 0);font-size:10pt;line-height:115%;font-family:Verdana,=
sans-serif;"> survey </span><a shape=3D"rect" href=3D"http://r20.rs6.net/tn=
.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4TkXTU8VMx=
LCyJtnWnNV1RXtjW1xcN78Pgk9TjZ2iwpIIgHnfyW1FqPM2QuLOuUpw5URrgWfJGUbYmI6yWqyV=
PWAlGzt-PT0G15W-8OE-3HJPxACd5LbqS7FmUKWjY6h4VP2sj3sf5TFhrndTzn6zg=3D&c=3Dsz=
eNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5H=
uHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"https://www.surve=
ymonkey.com/r/TEPolicySurvey" target=3D"_blank"><span style=3D"font-size:10=
pt;line-height:115%;font-family:Verdana,sans-serif;">here</span></a><span s=
tyle=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;">.&=
nbsp;</span></span> </span> </span> </span> </span>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div>
<div><strong style=3D"color:rgb(0, 103, 206);font-size:10pt;font-family:Ver=
dana, sans-serif;">&nbsp;</strong></div>
<div><strong style=3D"color:rgb(0, 103, 206);font-size:10pt;font-family:Ver=
dana, sans-serif;">Upcoming AP Now Webinars</strong></div>
</div>
</span></div>
</span></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"> <span style=3D"color=
:rgb(0, 103, 206);font-size:10pt;font-family:Verdana,sans-serif;"><strong><=
span style=3D"color:rgb(0, 103, 206);font-size:10pt;line-height:115%;font-f=
amily:Verdana,sans-serif;"><a shape=3D"rect" href=3D"http://r20.rs6.net/tn.=
jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK67xUcxDMM2I=
GJwxwyWhkFf56TE1SiTouiuGzvArEOeXFVWV4X-m070N89LvDMkCbKDc_32BMadmed96VERTZ9p=
xm5zOxMK9bTI_LogDEDPrDODlJxriZknyZ3YVi4SwjOUE7isytgdxcZGbVshq50E=3D&c=3Dsze=
NvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5Hu=
HaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"http://www.ap-now.=
com/products/item10.cfm" target=3D"_blank"><span>webinar</span></a><span> a=
nd <a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VC=
JF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wEboQa2mO-Hv=
oNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq-3hCJpdThp=
DRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73=
uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLf=
JuEg=3D=3D" alt=3D"https://www.ap-now.com/public/5.cfm" target=3D"_blank">p=
latinum </a></span></span></strong><span style=3D"color:black;font-size:10p=
t;line-height:115%;font-family:Verdana,sans-serif;">memberships</span><stro=
ng><span style=3D"color:black;font-size:10pt;line-height:115%;font-family:V=
erdana,sans-serif;">.</span><span style=3D"font-size:10pt;line-height:115%;=
font-family:Verdana,sans-serif;">)</span> </strong></span> </span></div>
<div style=3D"color:rgb(0, 0, 0);font-weight:normal;font-family:Times-New-R=
oman;margin-top:0px;font-style:normal;text-align:left;">
<ul><li style=3D"color:rgb(0, 0, 0);"><span style=3D"font-size:10pt;line-he=
ight:115%;font-family:Verdana,sans-serif;"><a style=3D"color:blue;text-deco=
ration:underline;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/t=
n.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4uzkbBFKa=
FMQvSbLJ5YNjPHfw9v1-iRJ0IGskwQKRxHeTnVx_tCqbbceYLTDPpWhClhG62Or2n5wh6OHOXnG=
hesc9Wk9b2om9JmfEMWmwbJ_ApbHCPsZXe6VGW5XB0Qx9aVDha4vOfi9QYnIxVwtjI=3D&c=3Ds=
zeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5=
HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" linktype=3D"1" alt=3D"h=
ttp://www.ap-now.com/products/item125.cfm" target=3D"_blank">Common Vendor =
Issues and How to Handle Them</a> October 25</span></li><li style=3D"color:=
rgb(0, 0, 0);"><span style=3D"font-size:10pt;line-height:115%;font-family:V=
erdana,sans-serif;"><a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=
=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK5t4pt1-nmIHEJuDD=
VGXBQQtft8wp2iOf6_BjC6e39OmiiByNz4W4KWD5zE9fzexu3vIln5oZTyl6EauWiRAxEjlDWVW=
GkW2Fi5GJqwtgNi5NSJltIzd3YijJ4XwZX_8PFzHFq9XZks2DTwvSxTF2Ao=3D&c=3DszeNvMgd=
KDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7Z=
nzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" alt=3D"http://www.ap-now.com/p=
roducts/item61.cfm" target=3D"_blank">1099 Basics</a> November 9</span></li=
><li style=3D"color:rgb(0, 0, 0);"><span style=3D"font-size:10pt;line-heigh=
t:115%;font-family:Verdana,sans-serif;"><a style=3D"color:blue;text-decorat=
ion:underline;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.j=
sp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4-xoRXK5oSGo=
l42bvTNLeBoNjZHp8Yne7BTA51sfOrnvcueN30TRTVDySBQL2h42ChmiZE7RHjFbD9y1bXXyBEw=
aPLzulsnQJ-BEMi9ywEAXu1XGchBfFrTFlOsgjKGv9GjktE42j9robIfEnpK_zw=3D&c=3DszeN=
vMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuH=
aD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" linktype=3D"1" alt=3D"http=
://www.ap-now.com/products/item126.cfm" target=3D"_blank">Developing Issues=
: T&E Policy Survey Results</a> November 15</span></li><li style=3D"color:r=
gb(0, 0, 0);"><span style=3D"font-size:10pt;line-height:115%;font-family:Ve=
rdana,sans-serif;"><a style=3D"color:blue;text-decoration:underline;" track=
=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09=
VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK4-xoRXK5oSG3MtGf0_tfxMSTqTn6fcyCb=
GGdYm7e7I6Zgl7FIeA6FB0YNj-pGkg9XjYoanfgYnnP4QDIOSifSc--Aoac_yMYDZ6_Zs-TKMXh=
iIgkG9OQ1xjZVUZe0EjSDPZlDgc6p-haHpLWPSEH4s=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnS=
U5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNl=
EjyD_nnaQH7-wDLfJuEg=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.com/pro=
ducts/item127.cfm" target=3D"_blank">Fraud Prevention Best Practices</a> De=
cember 7</span></li><li style=3D"color:rgb(0, 0, 0);"><span style=3D"font-s=
ize:10pt;line-height:115%;font-family:Verdana,sans-serif;"><a shape=3D"rect=
" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3=
Ig407vEGz1RSHYWK1ROZK5t4pt1-nmIH2MooU09FvVq2eDJsO0YTzmDNo46Ncfty5yZ5N9U1wBk=
DICCi7jK9yDUMd2TX6O_l7R2_ISOi4lIlPPp0_TM5KJt7KVKnA4v1irATKg_YLjCfspr7Ied9Q3=
KsciHhD3C_ArU7kCroBjM=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD=
7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=
=3D=3D" alt=3D"http://www.ap-now.com/products/item60.cfm" target=3D"_blank"=
>Creating an Effective and Efficient Travel and Entertainment Expense Reimb=
ursement Policy</a> December 13</span></li></ul>
<div><span style=3D"color:blue !important;" track=3D"on" shape=3D"rect" hre=
f=3D"http://www.ap-now.com/products/item39.cfm" linktype=3D"1" target=3D"_b=
lank">
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"color:rgb(2=
30, 20, 198);font-size:10pt;font-family:Verdana,sans-serif;"><b>Other Upcom=
ing Programs</b></span></div>
</span></div>
</div>
<ul><li style=3D"color:rgb(51, 51, 51);"><span style=3D"font-size:10pt;line=
-height:115%;font-family:Verdana,sans-serif;"><strong><a style=3D"color:blu=
e;text-decoration:underline;" track=3D"on" shape=3D"rect" href=3D"http://r2=
0.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1RO=
ZK4iinUeSW10CqyDCkNhrsOpxQol15hR4D26xlR__Y6AR1bMM3zEOJsmAizs15YzcCkVW-7znqd=
Djxo1H0HEja0ZsUgKrCZmbwK6ePPrXMY7dpGOArK4e-nXBJfEujaKdQBKHSraa2E_H1d7AJGMCb=
Ps=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=
=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" linktype=
=3D"1" alt=3D"http://www.ap-now.com/products/item74.cfm" target=3D"_blank">=
Accounts Payable Best Practice Certificate Program </a></strong>- a self-st=
udy with no ongoing CPE requirements. </span>You can get the details about =
it <a style=3D"font-size:10pt;font-family:Verdana, sans-serif;" shape=3D"re=
ct" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0h=
Q3Ig407vEGz1RSHYWK1ROZK4iinUeSW10CqyDCkNhrsOpxQol15hR4D26xlR__Y6AR1bMM3zEOJ=
smAizs15YzcCkVW-7znqdDjxo1H0HEja0ZsUgKrCZmbwK6ePPrXMY7dpGOArK4e-nXBJfEujaKd=
QBKHSraa2E_H1d7AJGMCbPs=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxl=
eD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuE=
g=3D=3D" alt=3D"http://www.ap-now.com/products/item74.cfm" target=3D"_blank=
">here</a><span style=3D"color:black;font-size:10pt;font-family:Verdana, sa=
ns-serif;">. </span><em style=3D"color:black;font-size:10pt;font-family:Ver=
dana, sans-serif;">Enroll your entire department</em><span style=3D"color:b=
lack;font-size:10pt;font-family:Verdana, sans-serif;">; group rates availab=
le. Contact publisher@ap-now.com for details.</span></li><li style=3D"color=
:rgb(51, 51, 51);">
<div><span style=3D"color:black;font-size:10pt;line-height:115%;font-family=
:Verdana,sans-serif;">
<div><span style=3D"color:rgb(0, 0, 255);"><strong><a style=3D"color:rgb(0,=
 0, 255);text-decoration:underline;" track=3D"on" shape=3D"rect" href=3D"ht=
tp://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RS=
HYWK1ROZKwuE8C2-Q5x0bTwj9IQ2C4l9BBPI2UGtIFa_KiFlH6LygzMUOCaMIufaPpJcJ0mw-3m=
-qRtpDSDR8o4g6zhFgVm4IRWT6_iJkuC4xWnnn8z0FAwBmbGeERRgcixiF8vh1aLjeY2xJdGIb6=
cK2FHgc50=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=
=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" link=
type=3D"1" alt=3D"http://www.ap-now.com/products/item123.cfm" target=3D"_bl=
ank">1099 Seminar</a></strong></span> live in Oklahoma City on November 16<=
/div>
</span></div>
</li><li style=3D"color:rgb(0, 0, 0);"><span style=3D"color:black;font-size=
:10pt;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"><strong><a shape=3D"r=
ect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0=
hQ3Ig407vEGz1RSHYWK1ROZKxbsSEqs75kLZjAF9vp-zSYox4uU3hnBfOo75nDUCTj4eDGsuQbB=
K43fPI4oCkRECAiZVF9_0DRIcJzSZj88yG3-VPuI1tKWBfe0WDFHomuXLO6Orn7MYrRv1QYf52s=
CYv9sG1HD_kZJp1_IiQQFe0AwvOeVOH4hnQ=3D=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2=
bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD=
_nnaQH7-wDLfJuEg=3D=3D" alt=3D"http://www.ap-now.com/products/1099-eWorksho=
ps.cfm" target=3D"_blank">1099 e-Workshops</a></strong> October 26, Decembe=
r 5 and Any Time Viewing after October 27 Reduced rates for webinar and pla=
tinum members; email <a shape=3D"rect" href=3D"mailto:publisher@ap-now.com"=
 target=3D"_blank">publisher@ap-now.com</a> for details</span></div>
</span></li><li style=3D"color:rgb(0, 0, 0);">
<div><span style=3D"color:black;font-size:10pt;line-height:115%;font-family=
:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"><strong><a shape=3D"r=
ect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0=
hQ3Ig407vEGz1RSHYWK1ROZKz86jWfu1yrYt7CJe_3iz4XeExL8fsIqwe7Phmbk9vOI7-yfZiMV=
apv41DDJWF0fSBn7YW3prNac7muWGh5kPoGxo7wbGygOBHrHyz4JWeNPmak0bS-l28-67CBgldR=
iRwDtEIaTV4mdbi_2urHjeLw=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73ux=
leD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJu=
Eg=3D=3D" alt=3D"http://www.ap-now.com/products/item95.cfm" target=3D"_blan=
k">Form 1042-S and 1042 Reporting e-Workshop</a></strong> December 6 and An=
y Time Viewing after December 7 Reduced rates for webinar and platinum memb=
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"_blank">publisher@ap-now.com</a> for details</span></div>
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top:6px;" border=3D"0" width=3D"100%" cellpadding=3D"5" cellspacing=3D"0" i=
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49;font-size:10pt;font-family:Arial,Helvetica,sans-serif;" rowspan=3D"1" co=
lspan=3D"1" align=3D"left">
<div><span style=3D"color:#333333;">Regards,</span> <br /></div>
<div style=3D"color:#004db4;"><span style=3D"font-family:Comic Sans MS,Verd=
ana,Helvetica,sans-serif;"><em>Mary Schaeffer</em></span><br /></div>
<div style=3D"color:#004db4;">
<div style=3D"font-family:Verdana,Geneva,Arial,Helvetica,sans-serif;">AP No=
w</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#006666;"><b>Keeping up Just Got Easier</b></span><spa=
n>:</span></div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#993366;">AP Now Membership Options</span></div>
<ul><li style=3D"color:#004db4;"><span style=3D"font-size:10.0pt;font-famil=
y:'Arial','sans-serif';"><strong><a style=3D"color:blue;text-decoration:und=
erline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7JhDk4j09V=
CJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKxGknB3kCe7B6dJoVPf0Ehv98xwWnA9i7v-=
S0hkDAuXTLB59yMeQHMYmI_5teBrnNBEUf8rXRu0tGZV8xSa2JVKg53-bP0n4HDp91030BRGzjE=
yuUQ7j3zgKj7eij8dG9NXmq1_5MdKntTsIaQmWLCpiiiEPf1rzKJ6FobHZsmqtxhV9-VD1Af3gS=
1W9osc_DA=3D=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=
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hape=3D"rect" linktype=3D"1" alt=3D"http://www.ap-now.com/public/Accounts-P=
ayable-Now-Tomorrow-newsletter.cfm" target=3D"_blank">Newsletter</a></stron=
g> - Monthly 4-page quick read publication focused on emerging issues impac=
ting the accounts payable and payment function. Subscription now also inclu=
des the March AP Best Practices webinar and the fall AP Recognition Week we=
binar.</span></li><li style=3D"color:#004db4;"><span style=3D"font-size:10.=
0pt;font-family:'Arial','sans-serif';"><b><a style=3D"color:blue;text-decor=
ation:underline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7=
JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wE=
boQa2mO-HvoNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq=
-3hCJpdThpDRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO=
0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_n=
naQH7-wDLfJuEg=3D=3D" shape=3D"rect" linktype=3D"1" alt=3D"https://www.ap-n=
ow.com/public/5.cfm" target=3D"_blank">Porta</a>l </b></span><span style=3D=
"font-size:10.0pt;font-family:'Arial','sans-serif';">- Newsletter (as descr=
ibed above)+ access to database filled with articles, tips and diagnostic c=
hecklists &nbsp;</span></li><li style=3D"color:#004db4;"><span style=3D"fon=
t-size:10.0pt;font-family:'Arial','sans-serif';"><b><a href=3D"http://r20.r=
s6.net/tn.jsp?f=3D001Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK6=
7xUcxDMM2IGJwxwyWhkFf56TE1SiTouiuGzvArEOeXFVWV4X-m070N89LvDMkCbKDc_32BMadme=
d96VERTZ9pxm5zOxMK9bTI_LogDEDPrDODlJxriZknyZ3YVi4SwjOUE7isytgdxcZGbVshq50E=
=3D&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3Da=
J7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nnaQH7-wDLfJuEg=3D=3D" shape=3D"rect"=
 alt=3D"http://www.ap-now.com/products/item10.cfm" target=3D"_blank"><span =
style=3D"color:blue;">Annual Webinar Pass</span></a> </b></span><span style=
=3D"font-size:10.0pt;font-family:'Arial','sans-serif';">- All AP Now's one-=
hour webinars (2 per month except January when there's only one) </span></l=
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'Arial','sans-serif';"><strong><a style=3D"color:blue;text-decoration:under=
line;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D00=
1Kq7JhDk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZK0J07od-bY_t-EclC4sRY-=
Ug3yTHecU_MqBRgHUXe7A0DFH0osojgKwiWnYbeOZkes_2Hwvv6ZX-ctwQcWC4d0SYzAOj4zHd2=
MuP4Q4vER5AwCbydY397cLNQA1tjwc8UPVEg8G6HkZ7&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5=
Q2bO0O2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEj=
yD_nnaQH7-wDLfJuEg=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.com/publi=
c/5.cfm" target=3D"_blank">Anytime Viewing Pass</a></strong> - 25&nbsp; one=
-hour webcasts available for viewing at your convenience</span></li><li sty=
le=3D"color:#004db4;"><strong><span style=3D"font-size:10pt;font-family:&qu=
ot;Arial&quot;,&quot;sans-serif&quot;;"><a style=3D"color:blue;text-decorat=
ion:underline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D001Kq7Jh=
Dk4j09VCJF6t15LJuUynDQt0hQ3Ig407vEGz1RSHYWK1ROZKyZY-emUNmTKC5koMGd6KS9_wEbo=
Qa2mO-HvoNgLDhMl_AHHHGTxe1BbS1QEFy9nBjFv-oyvdohyPlbofR11_WK_ygFBxUVh1ODVq-3=
hCJpdThpDRyJEynLrqFIhbh7ORP-l3BqlRhOA&c=3DszeNvMgdKDZ2Gq-NJRyxO1dnSU5Q2bO0O=
2gARsO73uxleD7sFsLSmQ=3D=3D&ch=3DaJ7QgDisu5HuHaD7ZnzAaWWEFqcUKnMzNlEjyD_nna=
QH7-wDLfJuEg=3D=3D" shape=3D"rect" linktype=3D"1" alt=3D"https://www.ap-now=
.com/public/5.cfm" target=3D"_blank">Platinum </a></span></strong>- Newslet=
ter + portal + Webinar Pass and more <span style=3D"color:#000000;">Plus An=
ytime Viewing Pass </span></li></ul>
<div>
<div style=3D"text-align:center;" align=3D"center">
<div><span style=3D"color:#000000;">
<div style=3D"text-align:left;" align=3D"left">P.S.&nbsp;<a shape=3D"rect" =
href=3D"http://ui.constantcontact.com/sa/fwtf.jsp?m=3D1101245055428&a=3D112=
9177444169&ea=3Dkathleen%40transocean.com" target=3D"_blank">Please feel fr=
ee to forward this to any colleagues or friends who work in or are responsi=
ble for the accounts payable function. We appreciate your doing so.</a>&nbs=
p;</div>
&nbsp;
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:black;f=
ont-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><br /=
>P.P.S. If you need to contact us, please do not reply to this.&nbsp; Pleas=
e write us instead at</span><span style=3D"color:#004db4;font-size:10.0pt;l=
ine-height:115%;font-family:'Verdana','sans-serif';"> <a href=3D"mailto:pub=
lisher@ap-now.com" shape=3D"rect" target=3D"_blank">publisher@ap-now.com</a=
>&nbsp;</span></div>
&nbsp;</span></div>
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