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Date: Thu, 12 Oct 2017 09:39:18 -0400 (EDT)
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    How to Prevent AI Payment Fraud ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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How to Prevent AI Payment Fraud
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Kathleen
Yesterday, we held our AI (artificial intelligence) talk. There were some really
 good questions from the audience.  This is an issue every organization, regardless
of size, will face in the next few years. Here's one that brings up a really important
issue.
The Question: What if a bot is hijacked and issues fraudulent payments and electronic
funds transfers?
The Answer: There are several steps everyone should take.

* Talk to the software company. See what fraud protocols they have built in. This
should be part of the vetting process used when deciding which company to go with.
* When setting up new processes, whether they involve, bots or not, make sure you
include the strongest internal controls you can.
* Before you go live with this or any new process, talk to your insurance company.
Many learned the hard way that the business insurance they had did not cover Business
Email Compromised fraud losses. Don't let that happen again.
Resources:

* This one doesn't cost anything. If you signed up for Everything for AP Week or
 registered for our Robots, AI and New Technology and Their Impact on the AP Function
of Tomorrow, you should have received an email late on Wednesday with a link so 
you can listen to the talk. If you didn't, or didn't sign up, you can email publisher@ap-now.com
[mailto:publisher@ap-now.com] and request the link. But don't wait to listen. The
plan is to leave the session up for two weeks only.
* The lead article in our monthly newsletter focused on AI & RPA and Their Impact
on the AP Function. You can get more information about our newsletter here [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuQe8rHdbwSlFCHfEJP1WC8miSmToGkE-j7gxUhL6ILJPUCSI_52ugVtsuH6EF4DG1R2e-FfwI1dwDuTe1wF_EHixzREtaGgXAYYpg15e_e1KCq_K459ahalTid5xpP1ur--FinlqO9UYae1khj77DqwLKrtpH2V_vlX0V7DLsyaRmmQ8IR4BUwnaem3jCK_S2A==&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==].
The newsletter is also included in AP Now's portal [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuUc20xwgm-54MpC0fJ1wXhbMkl2Lx1q2plXAI1pS0LkFaU4XQIWakO9NoRZtXwC13rDqECu9ljfGehB--ug9hqQW195DoYfgAFwo_yJN5D8Amu9A__P-KcJfgr3-C4HOGfebx6G0S8xQ&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
and platinum [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuUc20xwgm-54MpC0fJ1wXhbMkl2Lx1q2plXAI1pS0LkFaU4XQIWakO9NoRZtXwC13rDqECu9ljfGehB--ug9hqQW195DoYfgAFwo_yJN5D8Amu9A__P-KcJfgr3-C4HOGfebx6G0S8xQ&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
memberships).
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(They are included in our webinar [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuZLL8wRUIYsAzxNvs7qY7Pnr-14i0kWWHMNU2MuMZoUTdaQ_kr6p3fze8IS0-jnIYj9IkxRR35yP9r1KiZ8EhiJWTefmMmcXHgeAOCzX75VDSBo6sbN2DViFzwimnlJVbaZwfEIcqyGE_ZfSQRJrk0I=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
and platinum  [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfuey727TSeo1S4ziQLn7mMRHsvF3d7rE_UsoGZf5VDrWTTrhu3lsR94pJOivHYj5IIgJoV1_1emivqlMbh_KvXdk4NGMwnvy2V_gFmmkJudrGlqvRG6hK8v8TCifAxxHHdIm8RNdtou89&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]memberships.)

* Common Vendor Issues and How to Handle Them [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfufnxx2f_uh5FSkSPcoMXL60KbD8IWP5nQZ6c2wzoMDKkgdaqKXi1-EpSf2G8DFY2rTJKCah-SU-1ca12umzHUiu4zOguFHLfhK0VySat7rPl7Dsshuz1a84AHtAHjGc3WN5jQ6VlmVKI2eeD7uNTph0=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
October 25
* 1099 Basics [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuRznV7o0u5ML_jRjxIrTUF6pfhRZUof1bn1UC5WKxXjyctuYR16e11Ao4RSkIJQXUznk09svahRx7o8hZk3En6SQkx1EiFbiq_ytyBGP8Mw_bHLIBbkKuWxSC1ns6t4bw5pp-MZ16pvcDLaD_i03AFM=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
November 9
* Developing Issues: T&E Policy Survey Results [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuYVfuNcw0zpgGAd4t9l6tP387Ig4cm8tqysbnh7vi5HxXkcclADPgwqIXQU4Ngu2gHE9aFJYHn7fEjSTq7MkpU5e4rT2xx-Wc8CttCKShTGP5ETw20ZKlH1ud4em_MjBYztb4INalblr8cSabZ4kHXE=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
November 15
* Fraud Prevention Best Practices [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuYVfuNcw0zpgowoqVxn8ue2HOkNvMN5RfIlihmZtmTX7WkDWdWY1FWFxg3o4z9yRcrBvzuREm0B85-5cYyLKkbpFRIIjEOMNVHWofsbHAgnlNVME7LmFf8qCrAsRKj_eiDbUHUK68tuSZVlNwTml1nE=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
December 7
* Creating an Effective and Efficient Travel and Entertainment Expense Reimbursement
Policy [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuRznV7o0u5MLUer2aedaKHbeCmTKWEer9So_n29YUO3BAiJyKeiWz2M1KstIE8zNhKZVBhrHT5YliAeunvR_IdPnzvLuHHjw6W3_apGn_4xoyCJKjvHbH6IJDzp1Ih_OlxLi0P8FNpIBKXOYtnC9ZW8=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
December 13
Other Upcoming Programs

* Accounts Payable Best Practice Certificate Program  [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfudi7TCOdvjVJE1LSBTtGy5qvYl8D_7VIFvniMt6E3IXBHYbbwp7qun1oF8HidGFk3zBO6zVqsCR2tK47zmKG7FpkEVSVHxn2v42QV2i9n7sGgVtV8m7B37smVisQRepv0RVHLoplLUAKmJ5cvdHgejI=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]-
a self-study, go-at-your-own-pace, take-the-exam-at-your-convenience program, with
no ongoing CPE requirements. You can get the details about it here [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfudi7TCOdvjVJE1LSBTtGy5qvYl8D_7VIFvniMt6E3IXBHYbbwp7qun1oF8HidGFk3zBO6zVqsCR2tK47zmKG7FpkEVSVHxn2v42QV2i9n7sGgVtV8m7B37smVisQRepv0RVHLoplLUAKmJ5cvdHgejI=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==].
Enroll your entire department; group rates available. Contact publisher@ap-now.com
for details.
*
1099 Seminar [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfufy-iijvjeg3GcSDBT2um74TZxm3F3iLjm-R-HdyU5ySJ3EOhFvyy43aGv0T22h7ye1XXefzml7d8iwgLm2izV4szKK04d1ZKhTda6Rd-W4_CTxpn_1MsX9E3Nwiuq2p0yTrN6BO-_GyyfrXY2rCy4s=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
live in Oklahoma City on November 16
*
1099 e-Workshops [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfueywUxaX3xkh1JRi--aYFz1VEWi_pVoEjtoFTZyOx1Jy9WYLBUWzPOMspLfnm8Q26iC7pPvUvDjyzwG1g1hxDZtLOkfEevZ9IV8y8Wl7RVpnL7AixVKNXyPwo1P4vp3B4UfFTytbN1-NWEEEqhyOEDd0CEpXH69ayQ==&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
October 26, December 5 and Any Time Viewing after October 27 Reduced rates for webinar
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details
*
Form 1042-S and 1042 Reporting e-Workshop [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuZAl3vBa37287LJdDCOOEeZDKIBiKHkET9rGUvEwYi9D7U_vdCgTjW_LE5nBsOLtkedvpL4QP7l-iVddIjzZNAU3EZEqNWMftliSJ9ORvmSK2XGqsv-H7YUuKCXllWcfPur1jHvMqGDzJL8pqLDGS1Y=&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
December 6 and Any Time Viewing after December 7 Reduced rates for webinar and platinum
members; email publisher@ap-now.com [mailto:publisher@ap-now.com] for details
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Regards,
Mary Schaeffer
AP Now
Keeping up Just Got Easier:
AP Now Membership Options

* Newsletter [http://r20.rs6.net/tn.jsp?f=0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuQe8rHdbwSlFCHfEJP1WC8miSmToGkE-j7gxUhL6ILJPUCSI_52ugVtsuH6EF4DG1R2e-FfwI1dwDuTe1wF_EHixzREtaGgXAYYpg15e_e1KCq_K459ahalTid5xpP1ur--FinlqO9UYae1khj77DqwLKrtpH2V_vlX0V7DLsyaRmmQ8IR4BUwnaem3jCK_S2A==&c=_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg==&ch=p5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ==]
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;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">
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;font-style:normal;text-align:center;" align=3D"center">&nbsp; &nbsp;&nbsp;=
<img height=3D"147" vspace=3D"5" border=3D"0" name=3D"ACCOUNT.IMAGE.37" hsp=
ace=3D"5" width=3D"300" src=3D"http://files.constantcontact.com/4c102576001=
/da26d5db-e7e5-4a0c-886a-10eb62a72d86.jpg"> &nbsp;</img></div>
<div style=3D"font-weight:normal;font-family:Times-New-Roman;margin-top:0px=
;font-style:normal;text-align:center;" align=3D"center"><span style=3D"line=
-height:115%;font-family:Verdana,sans-serif;">&nbsp;</span></div>
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</td></tr></table>       =20
                <table style=3D"display:table;" border=3D"0" width=3D"100%"=
 cellspacing=3D"0" cellpadding=3D"5" id=3D"content_LETTER.BLOCK3"><tr><td s=
tyle=3D"color:#333333;font-size:10pt;font-family:Arial,Helvetica,sans-serif=
;" rowspan=3D"1" colspan=3D"1" align=3D"left">
<div style=3D"margin-top:0px;margin-bottom:0px;"><strong>Dear Kathleen</str=
ong></div>
<div style=3D"margin-top:0px;margin-bottom:0px;"><br /></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;">
<div>
<div>
<div>
<div>
<div>
<div>
<div><span style=3D"background-color:white;font-size:10pt;font-family:Verda=
na, sans-serif;">
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div style=3D"margin:0in 0in 10pt;">
<div>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div style=3D"margin:0in 0in 10pt;"><span style=3D"line-height:115%;">
<div style=3D"margin:0in 0in 10pt;">
<div><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';">Yesterday, we held our AI (artificial intelligence) talk. T=
here were some really good questions from the audience. &nbsp;This is an is=
sue every organization, regardless of size, will face in the next few years=
. Here's one that brings up a really important issue. </span></div>
<div><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';"><br /></span></div>
<div><span style=3D"color:#00b0f0;font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';"><b>The Question</b></span><span style=3D"font=
-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>:</b>=
</span><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdan=
a','sans-serif';"> What if a bot is hijacked and issues fraudulent payments=
 and electronic funds transfers?</span></div>
<div><span style=3D"color:#7030a0;font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';"><b><br /></b></span></div>
<div><span style=3D"color:#7030a0;font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';"><b>The Answer</b></span><span style=3D"font-s=
ize:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">: There ar=
e several steps everyone should take.</span></div>
<div>
<ul><li>Talk to the software company. See what fraud protocols they have bu=
ilt in. This should be part of the vetting process used when deciding which=
 company to go with.<br />&nbsp;</li><li>When setting up new processes, whe=
ther they involve, bots or not, make sure you include the strongest interna=
l controls you can.<br />&nbsp;</li><li>Before you go live with this or any=
 new process, talk to your insurance company. Many learned the hard way tha=
t the business insurance they had did not cover Business Email Compromised =
fraud losses. Don't let that happen again.</li></ul>
</div>
<div><span style=3D"color:#00b050;font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';"><b><br /></b></span></div>
<div><span style=3D"color:#00b050;font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';"><b>Resources</b></span><span style=3D"font-si=
ze:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>:</b></s=
pan></div>
<ul><li><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verda=
na','sans-serif';">This one doesn't cost anything. If you signed up for Eve=
rything for AP Week or registered for our </span><span style=3D"color:#3333=
33;background:white;font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';">Robots, AI and New Technol</span>ogy and Their Impact on th=
e AP Function of Tomorrow, you should have received an email late on Wednes=
day with a link so you can listen to the talk. If you didn't, or didn't sig=
n up, you can email <a shape=3D"rect" href=3D"mailto:publisher@ap-now.com" =
target=3D"_blank">publisher@ap-now.com</a> and request the link. But don't =
wait to listen. The plan is to leave the session up for two weeks only.<br =
/>&nbsp;</li><li><span style=3D"font-size:10.0pt;line-height:115%;font-fami=
ly:'Verdana','sans-serif';">The lead article in our monthly newsletter focu=
sed on AI & RPA and Their Impact on the AP Function. You can get more infor=
mation about our newsletter </span><a shape=3D"rect" href=3D"http://r20.rs6=
.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuQe8=
rHdbwSlFCHfEJP1WC8miSmToGkE-j7gxUhL6ILJPUCSI_52ugVtsuH6EF4DG1R2e-FfwI1dwDuT=
e1wF_EHixzREtaGgXAYYpg15e_e1KCq_K459ahalTid5xpP1ur--FinlqO9UYae1khj77DqwLKr=
tpH2V_vlX0V7DLsyaRmmQ8IR4BUwnaem3jCK_S2A=3D=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfv=
ENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7A=
BYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"http://www.ap-now.com/public/Accounts-P=
ayable-Now-Tomorrow-newsletter.cfm" target=3D"_blank"><span style=3D"font-s=
ize:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">here</span=
></a><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';">. The newsletter is also included in AP Now's </span><a sha=
pe=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7=
OBoklF0LKsmlMnku-2BqlFAHxju2JfuUc20xwgm-54MpC0fJ1wXhbMkl2Lx1q2plXAI1pS0LkFa=
U4XQIWakO9NoRZtXwC13rDqECu9ljfGehB--ug9hqQW195DoYfgAFwo_yJN5D8Amu9A__P-KcJf=
gr3-C4HOGfebx6G0S8xQ&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub2=
16gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=
=3D" alt=3D"http://www.ap-now.com/public/5.cfm" target=3D"_blank"><span sty=
le=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';=
">portal</span></a><span style=3D"font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';"> and </span><a shape=3D"rect" href=3D"http://=
r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju=
2JfuUc20xwgm-54MpC0fJ1wXhbMkl2Lx1q2plXAI1pS0LkFaU4XQIWakO9NoRZtXwC13rDqECu9=
ljfGehB--ug9hqQW195DoYfgAFwo_yJN5D8Amu9A__P-KcJfgr3-C4HOGfebx6G0S8xQ&c=3D_9=
DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM31=
6k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"http://www.ap-now=
.com/public/5.cfm" target=3D"_blank"><span style=3D"font-size:10.0pt;line-h=
eight:115%;font-family:'Verdana','sans-serif';">platinum</span></a><span st=
yle=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif'=
;"> memberships).</span></li></ul>
</div>
<div style=3D"margin:0in 0in 10pt;"><span style=3D"color:#00b0f0;line-heigh=
t:115%;"><b><span style=3D"color:#00b050;font-size:10pt;line-height:115%;fo=
nt-family:Verdana,sans-serif;"><b>1099 </b></span><span style=3D"color:#00b=
050;">Reminder</span></b></span><span style=3D"line-height:115%;">: 1099 ti=
me is just around the corner. January 31 is the deadline for filing Forms 1=
099 MISC with income in box 7 with both recipients and the IRS. Information=
 Reporting resources can be found <a shape=3D"rect" href=3D"http://r20.rs6.=
net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuWTTH=
0I5TTr6ela59MEiHHS-T9o8JrD8N0bqztLHXP_JQZP2STlzEzCmjE9e-TKU65GDadQooyjanJeD=
wWptZsmsoTSfoJwAE-2V10NII35xihvcQjeGs3TARSmys95zV8LgDV70inyau4rC09G-joWg2ld=
c1SJozHqdmuZOad4S&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216g=
g=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" =
alt=3D"http://www.ap-now.com/public/1099-Resources-for-2017.cfm" target=3D"=
_blank">here</a>.&nbsp;<br /></span><span style=3D"color:#c736cb;font-size:=
10pt;line-height:115%;font-family:Verdana, sans-serif;"><b>Alert</b></span>=
<span style=3D"color:#c736cb;font-size:10pt;line-height:115%;font-family:Ve=
rdana, sans-serif;"><b>:</b></span><span style=3D"font-size:10pt;line-heigh=
t:115%;font-family:Verdana,sans-serif;"> <span style=3D"color:#000000;">Tak=
e the Travel and Entertainment&nbsp;Policy</span><span style=3D"color:#0000=
00;font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;"> survey=
 </span><a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcroW=
h8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuY2n53zuFNHkhJETdLhV7kfxG_aj5rJ=
P5aJc5mICYhB35Cpxs2st57LEiUSr3bpD7lZCM4HlX9pVQj94bBvd5Ahc9Q2-rkmE1ZK5kJ3Af8=
x4jhqQTjjkngtyeD38LJPMvrWdsuX5cqBbXMTGIyUDEGs=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xq=
fvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ=
7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"https://www.surveymonkey.com/r/TEPoli=
cySurvey" target=3D"_blank"><span style=3D"font-size:10pt;line-height:115%;=
font-family:Verdana,sans-serif;">here</span></a><span style=3D"font-size:10=
pt;line-height:115%;font-family:Verdana,sans-serif;">.&nbsp;</span></span><=
/div>
</span></div>
</span></div>
</div>
</div>
</span></div>
</span></div>
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div>
<div><strong style=3D"color:#0067ce;font-size:10pt;font-family:Verdana, san=
s-serif;">Upcoming AP Now Webinars</strong></div>
</div>
</span></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</span><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,s=
ans-serif;">&nbsp;</span><br /></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;">
<div><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"color:#0067=
ce;font-size:10pt;font-family:Verdana,sans-serif;"><strong>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"color:black=
;font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;">(They are=
 included in our </span><span style=3D"color:#0067ce;font-size:10pt;line-he=
ight:115%;font-family:Verdana,sans-serif;"><a shape=3D"rect" href=3D"http:/=
/r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxj=
u2JfuZLL8wRUIYsAzxNvs7qY7Pnr-14i0kWWHMNU2MuMZoUTdaQ_kr6p3fze8IS0-jnIYj9IkxR=
R35yP9r1KiZ8EhiJWTefmMmcXHgeAOCzX75VDSBo6sbN2DViFzwimnlJVbaZwfEIcqyGE_ZfSQR=
Jrk0I=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&c=
h=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"ht=
tp://www.ap-now.com/products/item10.cfm" target=3D"_blank"><span>webinar</s=
pan></a><span> and <a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D=
0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfuey727TSeo1S4ziQLn7m=
MRHsvF3d7rE_UsoGZf5VDrWTTrhu3lsR94pJOivHYj5IIgJoV1_1emivqlMbh_KvXdk4NGMwnvy=
2V_gFmmkJudrGlqvRG6hK8v8TCifAxxHHdIm8RNdtou89&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvE=
NPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7AB=
Yxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"https://www.ap-now.com/public/5.cfm" tar=
get=3D"_blank">platinum </a></span><span style=3D"color:black;font-size:10p=
t;line-height:115%;font-family:Verdana,sans-serif;">memberships.</span></sp=
an><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-=
serif;">)</span></div>
</strong></span></div>
</div>
</span></div>
</div>
<div style=3D"color:#000000;font-weight:normal;font-family:Times-New-Roman;=
margin-top:0px;font-style:normal;text-align:left;">
<ul><li style=3D"color:#000000;"><span style=3D"font-size:10pt;line-height:=
115%;font-family:Verdana,sans-serif;"><a style=3D"color:blue;text-decoratio=
n:underline;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp=
?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfufnxx2f_uh5FSkS=
PcoMXL60KbD8IWP5nQZ6c2wzoMDKkgdaqKXi1-EpSf2G8DFY2rTJKCah-SU-1ca12umzHUiu4zO=
guFHLfhK0VySat7rPl7Dsshuz1a84AHtAHjGc3WN5jQ6VlmVKI2eeD7uNTph0=3D&c=3D_9Dluj=
Vt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G=
5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" linktype=3D"1" alt=3D"http:/=
/www.ap-now.com/products/item125.cfm" target=3D"_blank">Common Vendor Issue=
s and How to Handle Them</a> October 25</span></li><li style=3D"color:#0000=
00;"><span style=3D"font-size:10pt;line-height:115%;font-family:Verdana,san=
s-serif;"><a shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcr=
oWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuRznV7o0u5ML_jRjxIrTUF6pfhRZU=
of1bn1UC5WKxXjyctuYR16e11Ao4RSkIJQXUznk09svahRx7o8hZk3En6SQkx1EiFbiq_ytyBGP=
8Mw_bHLIBbkKuWxSC1ns6t4bw5pp-MZ16pvcDLaD_i03AFM=3D&c=3D_9DlujVt9Ax5Cs-SgvT9=
xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unn=
uQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"http://www.ap-now.com/products/item=
61.cfm" target=3D"_blank">1099 Basics</a> November 9</span></li><li style=
=3D"color:#000000;"><span style=3D"font-size:10pt;line-height:115%;font-fam=
ily:Verdana,sans-serif;"><a style=3D"color:blue;text-decoration:underline;"=
 track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDc=
roWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuYVfuNcw0zpgGAd4t9l6tP387Ig4=
cm8tqysbnh7vi5HxXkcclADPgwqIXQU4Ngu2gHE9aFJYHn7fEjSTq7MkpU5e4rT2xx-Wc8CttCK=
ShTGP5ETw20ZKlH1ud4em_MjBYztb4INalblr8cSabZ4kHXE=3D&c=3D_9DlujVt9Ax5Cs-SgvT=
9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-un=
nuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.c=
om/products/item126.cfm" target=3D"_blank">Developing Issues: T&E Policy Su=
rvey Results</a> November 15</span></li><li style=3D"color:#000000;"><span =
style=3D"font-size:10pt;line-height:115%;font-family:Verdana,sans-serif;"><=
a style=3D"color:blue;text-decoration:underline;" track=3D"on" shape=3D"rec=
t" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LK=
smlMnku-2BqlFAHxju2JfuYVfuNcw0zpgowoqVxn8ue2HOkNvMN5RfIlihmZtmTX7WkDWdWY1FW=
Fxg3o4z9yRcrBvzuREm0B85-5cYyLKkbpFRIIjEOMNVHWofsbHAgnlNVME7LmFf8qCrAsRKj_ei=
DbUHUK68tuSZVlNwTml1nE=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577=
a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=
=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.com/products/item127.cfm" t=
arget=3D"_blank">Fraud Prevention Best Practices</a> December 7</span></li>=
<li style=3D"color:#000000;"><span style=3D"font-size:10pt;line-height:115%=
;font-family:Verdana,sans-serif;"><a shape=3D"rect" href=3D"http://r20.rs6.=
net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuRznV=
7o0u5MLUer2aedaKHbeCmTKWEer9So_n29YUO3BAiJyKeiWz2M1KstIE8zNhKZVBhrHT5YliAeu=
nvR_IdPnzvLuHHjw6W3_apGn_4xoyCJKjvHbH6IJDzp1Ih_OlxLi0P8FNpIBKXOYtnC9ZW8=3D&=
c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXu=
TkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"http://www.=
ap-now.com/products/item60.cfm" target=3D"_blank">Creating an Effective and=
 Efficient Travel and Entertainment Expense Reimbursement Policy</a> Decemb=
er 13</span></li></ul>
<div><span style=3D"color:blue !important;" track=3D"on" shape=3D"rect" hre=
f=3D"http://www.ap-now.com/products/item39.cfm" linktype=3D"1" target=3D"_b=
lank">
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"color:#e614=
c6;font-size:10pt;font-family:Verdana,sans-serif;"><b>Other Upcoming Progra=
ms</b></span></div>
</span></div>
</div>
<ul><li style=3D"color:#333333;"><span style=3D"font-size:10pt;line-height:=
115%;font-family:Verdana,sans-serif;"><strong><a style=3D"color:blue;text-d=
ecoration:underline;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.ne=
t/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfudi7TCO=
dvjVJE1LSBTtGy5qvYl8D_7VIFvniMt6E3IXBHYbbwp7qun1oF8HidGFk3zBO6zVqsCR2tK47zm=
KG7FpkEVSVHxn2v42QV2i9n7sGgVtV8m7B37smVisQRepv0RVHLoplLUAKmJ5cvdHgejI=3D&c=
=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuT=
kBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" linktype=3D"1" alt=
=3D"http://www.ap-now.com/products/item74.cfm" target=3D"_blank">Accounts P=
ayable Best Practice Certificate Program </a></strong>- a self-study, go-at=
-your-own-pace, take-the-exam-at-your-convenience program, with no ongoing =
CPE requirements. </span>You can get the details about it <a style=3D"font-=
size:10pt;font-family:Verdana, sans-serif;" shape=3D"rect" href=3D"http://r=
20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2=
Jfudi7TCOdvjVJE1LSBTtGy5qvYl8D_7VIFvniMt6E3IXBHYbbwp7qun1oF8HidGFk3zBO6zVqs=
CR2tK47zmKG7FpkEVSVHxn2v42QV2i9n7sGgVtV8m7B37smVisQRepv0RVHLoplLUAKmJ5cvdHg=
ejI=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=
=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"htt=
p://www.ap-now.com/products/item74.cfm" target=3D"_blank">here</a><span sty=
le=3D"color:black;font-size:10pt;font-family:Verdana, sans-serif;">. </span=
><em style=3D"color:black;font-size:10pt;font-family:Verdana, sans-serif;">=
Enroll your entire department</em><span style=3D"color:black;font-size:10pt=
;font-family:Verdana, sans-serif;">; group rates available. Contact publish=
er@ap-now.com for details.</span></li><li style=3D"color:#333333;">
<div><span style=3D"color:black;font-size:10pt;line-height:115%;font-family=
:Verdana,sans-serif;">
<div><span style=3D"color:#0000ff;"><strong><a style=3D"color:rgb(0, 0, 255=
);text-decoration:underline;" track=3D"on" shape=3D"rect" href=3D"http://r2=
0.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2J=
fufy-iijvjeg3GcSDBT2um74TZxm3F3iLjm-R-HdyU5ySJ3EOhFvyy43aGv0T22h7ye1XXefzml=
7d8iwgLm2izV4szKK04d1ZKhTda6Rd-W4_CTxpn_1MsX9E3Nwiuq2p0yTrN6BO-_GyyfrXY2rCy=
4s=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=
=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" linktype=
=3D"1" alt=3D"http://www.ap-now.com/products/item123.cfm" target=3D"_blank"=
>1099 Seminar</a></strong></span> live in Oklahoma City on November 16</div=
>
</span></div>
</li><li style=3D"color:#000000;"><span style=3D"color:black;font-size:10pt=
;line-height:115%;font-family:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"><strong><a shape=3D"r=
ect" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0=
LKsmlMnku-2BqlFAHxju2JfueywUxaX3xkh1JRi--aYFz1VEWi_pVoEjtoFTZyOx1Jy9WYLBUWz=
POMspLfnm8Q26iC7pPvUvDjyzwG1g1hxDZtLOkfEevZ9IV8y8Wl7RVpnL7AixVKNXyPwo1P4vp3=
B4UfFTytbN1-NWEEEqhyOEDd0CEpXH69ayQ=3D=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBr=
u0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2=
uoTrG_pwJLrT2NfQ=3D=3D" alt=3D"http://www.ap-now.com/products/1099-eWorksho=
ps.cfm" target=3D"_blank">1099 e-Workshops</a></strong> October 26, Decembe=
r 5 and Any Time Viewing after October 27 Reduced rates for webinar and pla=
tinum members; email <a shape=3D"rect" href=3D"mailto:publisher@ap-now.com"=
 target=3D"_blank">publisher@ap-now.com</a> for details</span></div>
</span></li><li style=3D"color:#000000;">
<div><span style=3D"color:black;font-size:10pt;line-height:115%;font-family=
:Verdana,sans-serif;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0px;font-style:normal;text-align:left;"><span style=3D"font-size:1=
0pt;line-height:115%;font-family:Verdana,sans-serif;"><strong><a shape=3D"r=
ect" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0=
LKsmlMnku-2BqlFAHxju2JfuZAl3vBa37287LJdDCOOEeZDKIBiKHkET9rGUvEwYi9D7U_vdCgT=
jW_LE5nBsOLtkedvpL4QP7l-iVddIjzZNAU3EZEqNWMftliSJ9ORvmSK2XGqsv-H7YUuKCXllWc=
fPur1jHvMqGDzJL8pqLDGS1Y=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR05=
77a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2N=
fQ=3D=3D" alt=3D"http://www.ap-now.com/products/item95.cfm" target=3D"_blan=
k">Form 1042-S and 1042 Reporting e-Workshop</a></strong> December 6 and An=
y Time Viewing after December 7 Reduced rates for webinar and platinum memb=
ers; email <a shape=3D"rect" href=3D"mailto:publisher@ap-now.com" target=3D=
"_blank">publisher@ap-now.com</a> for details</span></div>
</span></div>
</li></ul>
</td></tr></table>       =20
                =20
                <table class=3D"BlockMargin" style=3D"display:table;margin-=
top:6px;" border=3D"0" width=3D"100%" cellpadding=3D"5" cellspacing=3D"0" i=
d=3D"content_LETTER.BLOCK4"><tr><td class=3D"MainText" style=3D"color:#8989=
49;font-size:10pt;font-family:Arial,Helvetica,sans-serif;" rowspan=3D"1" co=
lspan=3D"1" align=3D"left">
<div><span style=3D"color:#333333;">Regards,</span> <br /></div>
<div style=3D"color:#004db4;"><span style=3D"font-family:Comic Sans MS,Verd=
ana,Helvetica,sans-serif;"><em>Mary Schaeffer</em></span><br /></div>
<div style=3D"color:#004db4;">
<div style=3D"font-family:Verdana,Geneva,Arial,Helvetica,sans-serif;">AP No=
w</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#006666;"><b>Keeping up Just Got Easier</b></span><spa=
n>:</span></div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#993366;">AP Now Membership Options</span></div>
<ul><li style=3D"color:#004db4;"><span style=3D"font-size:10.0pt;font-famil=
y:'Arial','sans-serif';"><strong><a style=3D"color:blue;text-decoration:und=
erline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDcroWh8pW=
RBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuQe8rHdbwSlFCHfEJP1WC8miSmToGkE-j7g=
xUhL6ILJPUCSI_52ugVtsuH6EF4DG1R2e-FfwI1dwDuTe1wF_EHixzREtaGgXAYYpg15e_e1KCq=
_K459ahalTid5xpP1ur--FinlqO9UYae1khj77DqwLKrtpH2V_vlX0V7DLsyaRmmQ8IR4BUwnae=
m3jCK_S2A=3D=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=
=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" s=
hape=3D"rect" linktype=3D"1" alt=3D"http://www.ap-now.com/public/Accounts-P=
ayable-Now-Tomorrow-newsletter.cfm" target=3D"_blank">Newsletter</a></stron=
g> - Monthly 4-page quick read publication focused on emerging issues impac=
ting the accounts payable and payment function. Subscription now also inclu=
des the March AP Best Practices webinar and the fall AP Recognition Week we=
binar.</span></li><li style=3D"color:#004db4;"><span style=3D"font-size:10.=
0pt;font-family:'Arial','sans-serif';"><b><a style=3D"color:blue;text-decor=
ation:underline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RD=
DcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfuey727TSeo1S4ziQLn7mMRHsvF=
3d7rE_UsoGZf5VDrWTTrhu3lsR94pJOivHYj5IIgJoV1_1emivqlMbh_KvXdk4NGMwnvy2V_gFm=
mkJudrGlqvRG6hK8v8TCifAxxHHdIm8RNdtou89&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0=
tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uo=
TrG_pwJLrT2NfQ=3D=3D" shape=3D"rect" linktype=3D"1" alt=3D"https://www.ap-n=
ow.com/public/5.cfm" target=3D"_blank">Porta</a>l </b></span><span style=3D=
"font-size:10.0pt;font-family:'Arial','sans-serif';">- Newsletter (as descr=
ibed above)+ access to database filled with articles, tips and diagnostic c=
hecklists &nbsp;</span></li><li style=3D"color:#004db4;"><span style=3D"fon=
t-size:10.0pt;font-family:'Arial','sans-serif';"><b><a href=3D"http://r20.r=
s6.net/tn.jsp?f=3D0010RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuZ=
LL8wRUIYsAzxNvs7qY7Pnr-14i0kWWHMNU2MuMZoUTdaQ_kr6p3fze8IS0-jnIYj9IkxRR35yP9=
r1KiZ8EhiJWTefmMmcXHgeAOCzX75VDSBo6sbN2DViFzwimnlJVbaZwfEIcqyGE_ZfSQRJrk0I=
=3D&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp=
5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTrG_pwJLrT2NfQ=3D=3D" shape=3D"rect"=
 alt=3D"http://www.ap-now.com/products/item10.cfm" target=3D"_blank"><span =
style=3D"color:blue;">Annual Webinar Pass</span></a> </b></span><span style=
=3D"font-size:10.0pt;font-family:'Arial','sans-serif';">- All AP Now's one-=
hour webinars (2 per month except January when there's only one) </span></l=
i><li style=3D"color:#004db4;"><span style=3D"font-size:10.0pt;font-family:=
'Arial','sans-serif';"><strong><a style=3D"color:blue;text-decoration:under=
line;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D00=
10RDDcroWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2JfuUc20xwgm-54MpC0fJ1wXh=
bMkl2Lx1q2plXAI1pS0LkFaU4XQIWakO9NoRZtXwC13rDqECu9ljfGehB--ug9hqQW195DoYfgA=
Fwo_yJN5D8Amu9A__P-KcJfgr3-C4HOGfebx6G0S8xQ&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENP=
Bru0tVC8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYx=
t2uoTrG_pwJLrT2NfQ=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.com/publi=
c/5.cfm" target=3D"_blank">Anytime Viewing Pass</a></strong> - 25&nbsp; one=
-hour webcasts available for viewing at your convenience</span></li><li sty=
le=3D"color:#004db4;"><strong><span style=3D"font-size:10pt;font-family:&qu=
ot;Arial&quot;,&quot;sans-serif&quot;;"><a style=3D"color:blue;text-decorat=
ion:underline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D0010RDDc=
roWh8pWRBQKVGczF7OBoklF0LKsmlMnku-2BqlFAHxju2Jfuey727TSeo1S4ziQLn7mMRHsvF3d=
7rE_UsoGZf5VDrWTTrhu3lsR94pJOivHYj5IIgJoV1_1emivqlMbh_KvXdk4NGMwnvy2V_gFmmk=
JudrGlqvRG6hK8v8TCifAxxHHdIm8RNdtou89&c=3D_9DlujVt9Ax5Cs-SgvT9xqfvENPBru0tV=
C8IZ7YVR0577a4ub216gg=3D=3D&ch=3Dp5WXuTkBM316k-G5iCn8nIF5P-unnuQ7ABYxt2uoTr=
G_pwJLrT2NfQ=3D=3D" shape=3D"rect" linktype=3D"1" alt=3D"https://www.ap-now=
.com/public/5.cfm" target=3D"_blank">Platinum </a></span></strong>- Newslet=
ter + portal + Webinar Pass and more <span style=3D"color:#000000;">Plus An=
ytime Viewing Pass </span></li></ul>
<div>
<div style=3D"text-align:center;" align=3D"center">
<div><span style=3D"color:#000000;">
<div style=3D"text-align:left;" align=3D"left">P.S.&nbsp;<a shape=3D"rect" =
href=3D"http://ui.constantcontact.com/sa/fwtf.jsp?m=3D1101245055428&a=3D112=
9126398665&ea=3Dkathleen%40transocean.com" target=3D"_blank">Please feel fr=
ee to forward this to any colleagues or friends who work in or are responsi=
ble for the accounts payable function. We appreciate your doing so.</a>&nbs=
p;</div>
&nbsp;
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:black;f=
ont-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><br /=
>P.P.S. If you need to contact us, please do not reply to this.&nbsp; Pleas=
e write us instead at</span><span style=3D"color:#004db4;font-size:10.0pt;l=
ine-height:115%;font-family:'Verdana','sans-serif';"> <a href=3D"mailto:pub=
lisher@ap-now.com" shape=3D"rect" target=3D"_blank">publisher@ap-now.com</a=
>&nbsp;</span></div>
&nbsp;</span></div>
<span style=3D"font-size:10pt;line-height:115%;"><span style=3D"color:#0000=
00;font-family:Verdana,Geneva,Arial,Helvetica,Sans-serif;">&nbsp;</span> </=
span><br /><a style=3D"font-size:16pt;" href=3D"http://ui.constantcontact.c=
om/sa/fwtf.jsp?m=3D1101245055428&a=3D1129126398665&ea=3Dkathleen%40transoce=
an.com" shape=3D"rect" target=3D"_blank"><img border=3D"0" alt=3D"Gray" src=
=3D"https://imgssl.constantcontact.com/ui/images1/ftf_btn_1.gif" /></a><br =
/></div>
</div>
</div>
</td></tr></table>      =20
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                <table border=3D"0" width=3D"100%" cellspacing=3D"0" cellpa=
dding=3D"10" id=3D"content_LETTER.BLOCK13"><tr><td class=3D"JOML" style=3D"=
font-variant:small-caps;color:#8F2936;text-decoration:none;font-size:12pt;f=
ont-family:Garamond,Times New Roman,Times,serif;text-align:center;" rowspan=
=3D"1" colspan=3D"1" align=3D"center"><img height=3D"63" vspace=3D"5" borde=
r=3D"0" name=3D"ACCOUNT.IMAGE.23" width=3D"70" alt=3D"Accounts Payable Now =
& Tomorrow" src=3D"http://files.constantcontact.com/4c102576001/1c7f93c9-97=
fc-46c6-920b-d0a5babff3dd.jpg" /></td></tr></table></td>
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g=3D"0" id=3D"content_LETTER.BLOCK10"><tr><td rowspan=3D"1" colspan=3D"1"><=
img height=3D"96" border=3D"0" width=3D"600" optionname=3D"THANKSGIVING2FTR=
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anksgiving2_ftr2.jpg" /></td></tr></table></td>
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