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Date: Tue, 18 Jul 2017 10:34:41 -0400 (EDT)
From: Mary Schaeffer <editorial_director@ap-now.com>
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Subject: A New Way Fraudsters Get Your Banking Info
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Beware of Hovering
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Dear Kathleen
What It Is: Fraudsters have found still another way to get into your email and more
importantly, into your computer so they can steal your banking credentials. A Trojan
horse, known alternatively as Zusy, OTLARD, and Gootkit, hides in links and images
in PowerPoint presentations.
How It Works: It is activated when users hover their mouse over links and images
 in an infected PowerPoint slide deck.
Protection: Be suspicious of any slide deck that comes from an unknown source. This
is especially true when searching the Internet and landing on a site with a slide
deck. You will note that most of the time, when a partner sends you a actual slide
deck you receive a pdf of it rather than the actual PowerPoint.
Be aware that while the virus is said to only be in certain PowerPoint documents
 for now, who knows when that will expand. So, the following advice bears repeating.
If you receive any email with an attachment from an unknown source, do not download
it! If you don't download it, you can't get into trouble.
More Best Practice Advice: Recent AP Now surveys show that only 9% of all companies
are using a separate computer for their online banking. That number should be much
higher. If you have a separate computer for online banking and use it for nothing
else, the potential damage will be much less if you inadvertently download keylogging
software.
Resource: We are holding our Electronic Payment Fraud Prevention and Detection webinar
again on July 26th. You can get information about it or register here [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0PLVqSV_M-rb-FH69FUfH4maAuwfU6mwK7AsU0yq7X5YTJRJKIfMYHwOFa6ihW5XF7C9W1utyll1_srdffyn-Z7jKZDwXgoETbIRyqkQ5GY6uZKmccxCSyve042MIeWebo7fAniCJWgLbC3EacO2brY=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==].
It is included in our webinar [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KYMAGROJmsXX97S8rdJOVuaIr_gFO_lipNZ_neUk3UXn5DqHG8h0UI40J9px2Z7yaNKk-8RU3QC-0YuLzvIo68jkl4gcwDvtIMmv4mp-OPIitrlYizZMq0li8id8227Sdn8SMAgEkihaxTBvOGRoWU=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
and platinum [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KgdPD9Z75ClnV0l9-ZVN25cBjz63ZtYVBddTBs_cNw92befMWNK8LY_QE_EqXyzwfZKUElIgESXfyE6TE0lGr4eyLqP85U2rHwxm3dZBD72b0n9c0xZP_BhXbyvUAB99NTl7efhv0RT&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
memberships.
Upcoming AP Now Webinars
(They are included in our webinar [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KYMAGROJmsXX97S8rdJOVuaIr_gFO_lipNZ_neUk3UXn5DqHG8h0UI40J9px2Z7yaNKk-8RU3QC-0YuLzvIo68jkl4gcwDvtIMmv4mp-OPIitrlYizZMq0li8id8227Sdn8SMAgEkihaxTBvOGRoWU=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
and platinum  [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KgdPD9Z75ClnV0l9-ZVN25cBjz63ZtYVBddTBs_cNw92befMWNK8LY_QE_EqXyzwfZKUElIgESXfyE6TE0lGr4eyLqP85U2rHwxm3dZBD72b0n9c0xZP_BhXbyvUAB99NTl7efhv0RT&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]memberships.)

* What Every Professional Needs to Know about Electronic Payment Fraud [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0PLVqSV_M-rb-FH69FUfH4maAuwfU6mwK7AsU0yq7X5YTJRJKIfMYHwOFa6ihW5XF7C9W1utyll1_srdffyn-Z7jKZDwXgoETbIRyqkQ5GY6uZKmccxCSyve042MIeWebo7fAniCJWgLbC3EacO2brY=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
(including ACH Fraud) July 26
* Travel & Entertainment Shenanigans [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0LiytPjqeHsJHQiMh7LrLsE7uE3HDp22Y-XR4xRL9vA2DXQvElYRP2T17MStAq4Og0WO8Hef0UHUE3WP0cvxfenBRo9AeS5Qtj8J7Jyg8Fy7HgZyuWX-6gGg6AKfhmOt_1euODET7rMtJNaw1QqIMZs=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]:
Games Employees Play and How to Stop Them August 9
* Developing Issues: Making ACH Payments [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJqh1T3fJuLAfYWsuHxiurqSGLAA_y2MHzLv9UyMlWzNSE12ImULEUB696svlLly3l50DjTLHnppAeWqxW-_nqzbHch2qtjtiKwmCxcxmaJ3JNSwvmsMXHlbQs-UcdBLaunwellsN78720=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]:
A Best Practice Approach August 16
* Invoice Handling Problems [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJqPc0sXEWB0F49IzSLim0FBLXeFFP6hjLcLXoAwL__V_Q6kds6kE79wnXwncuLXWGW6-tHsrhL4HiRIJBvooS4m-U_0PT_1YKe7eYi32q0S2rMYkIpEysQYMui8jlVqwLAHqLeKNZg1-E=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]:
How Best Practice Organizations Address Them September 14
* B Notices [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0HyMBmJx7vb22Wrksq5h99MZ69RJZkkHO6nyDbFrfNJEfzvyIaAUYVs-e5opGq-pPkZhSg8t1iO4f6mhff1rfq_lJvIKjFLMkYggkXqytxUyysXZxUD6Fle3pXSdIdptVG4hUcYSpnctLsC26pYMr3U=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
September 19
* Expense Reimbursement Issues New and Old [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJqzuFra1FaIWjZSJvTNTXWWJQHyb4KosJnRWfsnA0k3GyoveKBLFwXIdyS3LicgS2osUtx5OojwmgDhKOjEjZxTiY4khIhf30D7bO9VE0NGsrxk2ehSRRXbbFKndWgG71zZ4CEwPdq9I4=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]:
How Best Practice Organizations Address Them October 10
* Second October topic TBA
* 1099 Basics [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KcQO-WWqH-WwixhGwtdToQm1BNjhTkjkY9Aqm9pNNHPtV9o7-kIMXshz8SXLgjZuUBrMgYXQ_H-w4dHeNakG0OnyE4DcC43TW4GXiFNzeVmzt2Xm8bixDJ0ald8k7abd-4ZxwzJ9dewCTdubwvwUgs=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
November 9
* Developing Issues: T&E Policy Survey Results November 14
* Fraud Prevention Best Practices December 7
* Creating an Effective and Efficient Travel and Entertainment Expense Reimbursement
Policy [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KcQO-WWqH-WAxYfixxvDuNeJ_eJrql9XB4LxtbY2-4iyT6laV4igXNqOxdvTMN2eubNi4ak5jAkZYhoJYGzeJAWQaSpNgWTKMz6C8fUXVzS3IJVPhapeGBR20MZ32vHBu4Xg8ANnSsfeKEPDIsyz9I=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
December 13
Other Upcoming Programs

* Procure-to-Pay Best Practices e-Workshop [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0AaV8rbmERORltwv2GXruVob4MI8cOgTGdoJPrehurY0KXrjSzyx7wHu8hKQ1ZoDD5W7KmHNQqLyx2qYMFOBXY8GCnjsilG2wSuz4WWaTLmwDPIzsUVWBwN4eOSI8T9O3BiUI60RTr578QSRlWwZbTw=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
is on August 3rd. Get additional information or register for it here [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0AaV8rbmERORltwv2GXruVob4MI8cOgTGdoJPrehurY0KXrjSzyx7wHu8hKQ1ZoDD5W7KmHNQqLyx2qYMFOBXY8GCnjsilG2wSuz4WWaTLmwDPIzsUVWBwN4eOSI8T9O3BiUI60RTr578QSRlWwZbTw=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==].
Workshop here [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0NJKK3I6NZVOqiZ8nFKOWEA1fgDyrioGp2Y_jH4iR6banZQ62MjlXp6gc1ykLS3dcRiRDZLZavDnDgLdi5x-hI8nEqbE_uRxTx0gTE6oXAdoU9S6Ij0JbwxgCrRrcYsKkFl15-Jp5d5sRIc41jO7hek=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==].
* Accounts Payable Best Practice Certificate Program  [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0L5rypWa3hyPB46vyIAnT_z_Hd4DrfOmYUpn-XE0VPZoLBxgvUpT4zEJVrVhTRTgm1A-dAbd-lY934qzr7fxf6TiyEcZbfzMZAMhmVt1dU7UA7em-eOX9tgQe5NSZThNkhfZkKKKgO6cGYEjLmUGEDg=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]-
a self-study, go-at-your-own-pace, take-the-exam-at-your-convenience program, with
no ongoing CPE requirements.

You can get the details about it here [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0L5rypWa3hyPB46vyIAnT_z_Hd4DrfOmYUpn-XE0VPZoLBxgvUpT4zEJVrVhTRTgm1A-dAbd-lY934qzr7fxf6TiyEcZbfzMZAMhmVt1dU7UA7em-eOX9tgQe5NSZThNkhfZkKKKgO6cGYEjLmUGEDg=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==].
Enroll your entire department; group rates available. Contact publisher@ap-now.com
for details.
*
1099 e-Workshops [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJq7ql6ySir7w6Pn3BW97msrHKryIPCP3IXrJC547p6s7NiftH9TI99X5JorlI0u08zWWbtdybplpqJacqR4KD-A3PcrQbRkG0fcUJlfvvyTg4BuTNh1_8sFkhTnsnzd-BrEkq7xNV6RLqYgyHK4vH5cg==&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
October 26, December 5 and Any Time Viewing after October 27 Reduced rates for webinar
and platinum members; email publisher@ap-now.com [mailto:publisher@ap-now.com] for
details
*
Form 1042-S and 1042 Reporting e-Workshop [http://r20.rs6.net/tn.jsp?f=001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0E7NrqBByLIhB0LYlN4k0Sh9NA-5EyWtlHSuCO8B39EogHYPjg8Zb2K8YNyBlU4XWW7kr2zt6waGLiXMvlMB7xnHyx3WQ8npYKF3sffVfJlis1OkBo3Hll4iADbe6swpS8jEQfsqrUVbETlnItJobAw=&c=Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg==&ch=b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ==]
December 6 and Any Time Viewing after December 7 Reduced rates for webinar and platinum
members; email publisher@ap-now.com [mailto:publisher@ap-now.com] for details
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Regards,
Mary Schaeffer
AP Now
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t=3D"147" vspace=3D"5" border=3D"0" name=3D"ACCOUNT.IMAGE.37" hspace=3D"5" =
width=3D"300" src=3D"http://files.constantcontact.com/4c102576001/da26d5db-=
e7e5-4a0c-886a-10eb62a72d86.jpg"> &nbsp;</img></div>
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-height:115%;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;">&nbsp=
;</span></div>
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</td></tr></table>       =20
                <table border=3D"0" width=3D"100%" cellpadding=3D"5" cellsp=
acing=3D"0" id=3D"content_LETTER.BLOCK3"><tr><td style=3D"color:#333333;fon=
t-size:10pt;font-family:Arial,Helvetica,sans-serif;" rowspan=3D"1" colspan=
=3D"1" align=3D"left"><strong>Dear Kathleen<br /></strong>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"font-size:10.=
0pt;line-height:115%;font-family:'Verdana','sans-serif';">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"font-size:10.=
0pt;line-height:115%;font-family:'Verdana','sans-serif';">&nbsp;</span></di=
v>
</span><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdan=
a','sans-serif';">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:#00b0f0=
;font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>=
What It Is</b></span><span style=3D"font-size:10.0pt;line-height:115%;font-=
family:'Verdana','sans-serif';">: Fraudsters have found still another way t=
o get into your email and more importantly, into your computer so they can =
steal your banking credentials. A Trojan horse, known alternatively as Zusy=
, OTLARD, and Gootkit, hides in links and images in PowerPoint presentation=
s.<br /><br /></span></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:#cc00cc=
;font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>=
How It Works</b></span><span style=3D"font-size:10.0pt;line-height:115%;fon=
t-family:'Verdana','sans-serif';">: It is activated when users hover their =
mouse over links and images in an infected PowerPoint slide deck. </span></=
div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:#0070c0=
;font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>=
<br />Protection</b></span><span style=3D"font-size:10.0pt;line-height:115%=
;font-family:'Verdana','sans-serif';">: Be suspicious of any slide deck tha=
t comes from an unknown source. This is especially true when searching the =
Internet and landing on a site with a slide deck. You will note that most o=
f the time, when a partner sends you a actual slide deck you receive a pdf =
of it rather than the actual PowerPoint. </span></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"font-size:10.=
0pt;line-height:115%;font-family:'Verdana','sans-serif';"><br />Be aware th=
at while the virus is said to only be in certain PowerPoint documents for n=
ow, who knows when that will expand. So, the following advice bears repeati=
ng. If you receive any email with an attachment from an unknown source, do =
not download it! If you don't download it, you can't get into trouble. </sp=
an></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:#7030a0=
;font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>=
<br />More Best Practice Advice</b></span><span style=3D"font-size:10.0pt;l=
ine-height:115%;font-family:'Verdana','sans-serif';">: Recent AP Now survey=
s show that only 9% of all companies are using a separate computer for thei=
r online banking. That number should be much higher. If you have a separate=
 computer for online banking and use it for nothing else, the potential dam=
age will be much less if you inadvertently download keylogging software. </=
span></div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:#00b050=
;font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><b>=
<br />Resource</b></span><span style=3D"font-size:10.0pt;line-height:115%;f=
ont-family:'Verdana','sans-serif';">: We are holding our Electronic Payment=
 Fraud Prevention and Detection webinar again on July 26<sup>th</sup>. You =
can get information about it or register </span><a shape=3D"rect" href=3D"h=
ttp://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVS=
aZRiNK7A-0PLVqSV_M-rb-FH69FUfH4maAuwfU6mwK7AsU0yq7X5YTJRJKIfMYHwOFa6ihW5XF7=
C9W1utyll1_srdffyn-Z7jKZDwXgoETbIRyqkQ5GY6uZKmccxCSyve042MIeWebo7fAniCJWgLb=
C3EacO2brY=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=
=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" alt=
=3D"http://www.ap-now.com/products/item37.cfm" target=3D"_blank"><span styl=
e=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"=
>here</span></a><span style=3D"font-size:10.0pt;line-height:115%;font-famil=
y:'Verdana','sans-serif';">. It is included in our </span><a shape=3D"rect"=
 href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOg=
r6BNgJxuVSaZRiNK7A-0KYMAGROJmsXX97S8rdJOVuaIr_gFO_lipNZ_neUk3UXn5DqHG8h0UI4=
0J9px2Z7yaNKk-8RU3QC-0YuLzvIo68jkl4gcwDvtIMmv4mp-OPIitrlYizZMq0li8id8227Sdn=
8SMAgEkihaxTBvOGRoWU=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7=
coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=
=3D=3D" alt=3D"http://www.ap-now.com/products/item10.cfm" target=3D"_blank"=
><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sa=
ns-serif';">webinar</span></a><span style=3D"font-size:10.0pt;line-height:1=
15%;font-family:'Verdana','sans-serif';"> and </span><a shape=3D"rect" href=
=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNg=
JxuVSaZRiNK7A-0KgdPD9Z75ClnV0l9-ZVN25cBjz63ZtYVBddTBs_cNw92befMWNK8LY_QE_Eq=
XyzwfZKUElIgESXfyE6TE0lGr4eyLqP85U2rHwxm3dZBD72b0n9c0xZP_BhXbyvUAB99NTl7efh=
v0RT&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3D=
b1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" alt=3D"https:=
//www.ap-now.com/public/5.cfm" target=3D"_blank"><span style=3D"font-size:1=
0.0pt;line-height:115%;font-family:'Verdana','sans-serif';">platinum</span>=
</a><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana',=
'sans-serif';"> memberships.</span></div>
</span>
<div><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';">&nbsp;&nbsp;</span></div>
</div>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;">
<div><span style=3D"color:#0067ce;font-size:10pt;font-family:&quot;Verdana&=
quot;,&quot;sans-serif&quot;;"><strong>Upcoming AP Now Webinars </strong></=
span><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:#0067ce=
;font-size:10pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;"><s=
trong>
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"color:black;f=
ont-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">(They=
 are included in our </span><span style=3D"color:#0067ce;font-size:10.0pt;l=
ine-height:115%;font-family:'Verdana','sans-serif';"><a shape=3D"rect" href=
=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNg=
JxuVSaZRiNK7A-0KYMAGROJmsXX97S8rdJOVuaIr_gFO_lipNZ_neUk3UXn5DqHG8h0UI40J9px=
2Z7yaNKk-8RU3QC-0YuLzvIo68jkl4gcwDvtIMmv4mp-OPIitrlYizZMq0li8id8227Sdn8SMAg=
EkihaxTBvOGRoWU=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaIC=
xg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D"=
 alt=3D"http://www.ap-now.com/products/item10.cfm" target=3D"_blank"><span>=
webinar</span></a><span> and <a shape=3D"rect" href=3D"http://r20.rs6.net/t=
n.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KgdPD9Z75=
ClnV0l9-ZVN25cBjz63ZtYVBddTBs_cNw92befMWNK8LY_QE_EqXyzwfZKUElIgESXfyE6TE0lG=
r4eyLqP85U2rHwxm3dZBD72b0n9c0xZP_BhXbyvUAB99NTl7efhv0RT&c=3DPcz2iyIf7ieRa8C=
svTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbm=
M3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" alt=3D"https://www.ap-now.com/public/=
5.cfm" target=3D"_blank">platinum </a></span><span style=3D"color:black;fon=
t-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">members=
hips.</span></span><span style=3D"font-size:10.0pt;line-height:115%;font-fa=
mily:'Verdana','sans-serif';">)</span></div>
</strong></span></div>
</div>
</span></div>
</div>
<div style=3D"color:#000000;font-weight:normal;font-family:Times-New-Roman;=
margin-top:0px;font-style:normal;text-align:left;">
<ul><li style=3D"color:#000000;"><span style=3D"font-size:10.0pt;line-heigh=
t:115%;font-family:'Verdana','sans-serif';"><a href=3D"http://r20.rs6.net/t=
n.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0PLVqSV_M-=
rb-FH69FUfH4maAuwfU6mwK7AsU0yq7X5YTJRJKIfMYHwOFa6ihW5XF7C9W1utyll1_srdffyn-=
Z7jKZDwXgoETbIRyqkQ5GY6uZKmccxCSyve042MIeWebo7fAniCJWgLbC3EacO2brY=3D&c=3DP=
cz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_ria=
NHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" shape=3D"rect" alt=3D"h=
ttp://www.ap-now.com/products/item37.cfm" target=3D"_blank">What Every Prof=
essional Needs to Know about Electronic Payment Fraud</a> (including ACH Fr=
aud) July 26 </span></li><li style=3D"color:#000000;"><span style=3D"font-s=
ize:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';"><a href=3D=
"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxu=
VSaZRiNK7A-0LiytPjqeHsJHQiMh7LrLsE7uE3HDp22Y-XR4xRL9vA2DXQvElYRP2T17MStAq4O=
g0WO8Hef0UHUE3WP0cvxfenBRo9AeS5Qtj8J7Jyg8Fy7HgZyuWX-6gGg6AKfhmOt_1euODET7rM=
tJNaw1QqIMZs=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=
=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" s=
hape=3D"rect" alt=3D"http://www.ap-now.com/products/item40.cfm" target=3D"_=
blank">Travel & Entertainment Shenanigans</a>: Games Employees Play and How=
 to Stop Them August 9 </span></li><li style=3D"color:#000000;"><span style=
=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">=
<a href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlzn=
Ogr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJqh1T3fJuLAfYWsuHxiurqSGLAA_y2MHzLv9UyMlWzNS=
E12ImULEUB696svlLly3l50DjTLHnppAeWqxW-_nqzbHch2qtjtiKwmCxcxmaJ3JNSwvmsMXHlb=
Qs-UcdBLaunwellsN78720=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxC=
n7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=
=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/products/item115.cfm" t=
arget=3D"_blank">Developing Issues: Making ACH Payments</a>: A Best Practic=
e Approach August 16 </span></li><li style=3D"color:#000000;"><span style=
=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">=
<a href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlzn=
Ogr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJqPc0sXEWB0F49IzSLim0FBLXeFFP6hjLcLXoAwL__V_=
Q6kds6kE79wnXwncuLXWGW6-tHsrhL4HiRIJBvooS4m-U_0PT_1YKe7eYi32q0S2rMYkIpEysQY=
Mui8jlVqwLAHqLeKNZg1-E=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxC=
n7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=
=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/products/item117.cfm" t=
arget=3D"_blank">Invoice Handling Problems</a>: How Best Practice Organizat=
ions Address Them September 14 </span></li><li style=3D"color:#000000;"><sp=
an style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana','sans-s=
erif';"><a href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9g=
qTnaIlznOgr6BNgJxuVSaZRiNK7A-0HyMBmJx7vb22Wrksq5h99MZ69RJZkkHO6nyDbFrfNJEfz=
vyIaAUYVs-e5opGq-pPkZhSg8t1iO4f6mhff1rfq_lJvIKjFLMkYggkXqytxUyysXZxUD6Fle3p=
XSdIdptVG4hUcYSpnctLsC26pYMr3U=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELji=
mfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQD=
QAlNPrPQ=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/products/item48=
.cfm" target=3D"_blank">B Notices</a> September 19</span></li><li style=3D"=
color:#000000;"><span style=3D"font-size:10.0pt;line-height:115%;font-famil=
y:'Verdana','sans-serif';"><a href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZ=
G2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0Ozm2fqAIuJqzuFra1FaIWjZSJv=
TNTXWWJQHyb4KosJnRWfsnA0k3GyoveKBLFwXIdyS3LicgS2osUtx5OojwmgDhKOjEjZxTiY4kh=
Ihf30D7bO9VE0NGsrxk2ehSRRXbbFKndWgG71zZ4CEwPdq9I4=3D&c=3DPcz2iyIf7ieRa8CsvT=
tNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Y=
g-icS3blECacVUlALQDQAlNPrPQ=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.=
com/products/item116.cfm" target=3D"_blank">Expense Reimbursement Issues Ne=
w and Old</a>: How Best Practice Organizations Address Them October 10</spa=
n></li><li style=3D"color:#000000;"><span style=3D"font-size:10.0pt;line-he=
ight:115%;font-family:'Verdana','sans-serif';">Second October topic TBA</sp=
an></li><li style=3D"color:#000000;"><span style=3D"font-size:10.0pt;line-h=
eight:115%;font-family:'Verdana','sans-serif';"><a href=3D"http://r20.rs6.n=
et/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KcQO-=
WWqH-WwixhGwtdToQm1BNjhTkjkY9Aqm9pNNHPtV9o7-kIMXshz8SXLgjZuUBrMgYXQ_H-w4dHe=
NakG0OnyE4DcC43TW4GXiFNzeVmzt2Xm8bixDJ0ald8k7abd-4ZxwzJ9dewCTdubwvwUgs=3D&c=
=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9=
_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" shape=3D"rect" alt=
=3D"http://www.ap-now.com/products/item61.cfm" target=3D"_blank">1099 Basic=
s</a> November 9</span></li><li style=3D"color:#000000;"><span style=3D"fon=
t-size:10.0pt;line-height:115%;font-family:'Verdana','sans-serif';">Develop=
ing Issues: T&E Policy Survey Results November 14</span></li><li style=3D"c=
olor:#000000;"><span style=3D"font-size:10.0pt;line-height:115%;font-family=
:'Verdana','sans-serif';">Fraud Prevention Best Practices December 7</span>=
</li><li style=3D"color:#000000;"><span style=3D"font-size:10.0pt;line-heig=
ht:115%;font-family:'Verdana','sans-serif';"><a href=3D"http://r20.rs6.net/=
tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KcQO-WWq=
H-WAxYfixxvDuNeJ_eJrql9XB4LxtbY2-4iyT6laV4igXNqOxdvTMN2eubNi4ak5jAkZYhoJYGz=
eJAWQaSpNgWTKMz6C8fUXVzS3IJVPhapeGBR20MZ32vHBu4Xg8ANnSsfeKEPDIsyz9I=3D&c=3D=
Pcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_ri=
aNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" shape=3D"rect" alt=3D"=
http://www.ap-now.com/products/item60.cfm" target=3D"_blank">Creating an Ef=
fective and Efficient Travel and Entertainment Expense Reimbursement Policy=
</a> December 13</span></li></ul>
<div><span style=3D"color:blue !important;" track=3D"on" shape=3D"rect" hre=
f=3D"http://www.ap-now.com/products/item39.cfm" linktype=3D"1" target=3D"_b=
lank">
<div style=3D"margin-top:0px;margin-bottom:0px;"><span style=3D"color:#e614=
c6;font-size:10pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;">=
<b>Other Upcoming Programs</b></span></div>
</span></div>
</div>
<ul><li style=3D"color:#333333;"><span style=3D"font-size:10.0pt;font-famil=
y:'Verdana','sans-serif';"><span style=3D"font-size:10.0pt;line-height:115%=
;font-family:'Verdana','sans-serif';"><strong><a style=3D"color:blue;text-d=
ecoration:underline;" track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.ne=
t/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0AaV8rb=
mERORltwv2GXruVob4MI8cOgTGdoJPrehurY0KXrjSzyx7wHu8hKQ1ZoDD5W7KmHNQqLyx2qYMF=
OBXY8GCnjsilG2wSuz4WWaTLmwDPIzsUVWBwN4eOSI8T9O3BiUI60RTr578QSRlWwZbTw=3D&c=
=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9=
_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" linktype=3D"1" alt=
=3D"http://www.ap-now.com/products/item107.cfm" target=3D"_blank">Procure-t=
o-Pay Best Practices e-Workshop</a></strong> is on August 3<sup>rd</sup>. G=
et additional information or register for it <a shape=3D"rect" href=3D"http=
://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZR=
iNK7A-0AaV8rbmERORltwv2GXruVob4MI8cOgTGdoJPrehurY0KXrjSzyx7wHu8hKQ1ZoDD5W7K=
mHNQqLyx2qYMFOBXY8GCnjsilG2wSuz4WWaTLmwDPIzsUVWBwN4eOSI8T9O3BiUI60RTr578QSR=
lWwZbTw=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D=
&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" alt=3D"=
http://www.ap-now.com/products/item107.cfm" target=3D"_blank">here</a>. </s=
pan>Workshop <a href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2b=
pPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0NJKK3I6NZVOqiZ8nFKOWEA1fgDyrioGp2Y_jH4iR=
6banZQ62MjlXp6gc1ykLS3dcRiRDZLZavDnDgLdi5x-hI8nEqbE_uRxTx0gTE6oXAdoU9S6Ij0J=
bwxgCrRrcYsKkFl15-Jp5d5sRIc41jO7hek=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQk=
cELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVU=
lALQDQAlNPrPQ=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/products/i=
tem91.cfm" target=3D"_blank">here</a>. </span></li><li style=3D"color:#3333=
33;"><span style=3D"font-size:10.0pt;line-height:115%;font-family:'Verdana'=
,'sans-serif';"><strong><a style=3D"color:blue;text-decoration:underline;" =
track=3D"on" shape=3D"rect" href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2=
wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0L5rypWa3hyPB46vyIAnT_z_Hd4Dr=
fOmYUpn-XE0VPZoLBxgvUpT4zEJVrVhTRTgm1A-dAbd-lY934qzr7fxf6TiyEcZbfzMZAMhmVt1=
dU7UA7em-eOX9tgQe5NSZThNkhfZkKKKgO6cGYEjLmUGEDg=3D&c=3DPcz2iyIf7ieRa8CsvTtN=
bYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-=
icS3blECacVUlALQDQAlNPrPQ=3D=3D" linktype=3D"1" alt=3D"http://www.ap-now.co=
m/products/item74.cfm" target=3D"_blank">Accounts Payable Best Practice Cer=
tificate Program </a></strong>- a self-study, go-at-your-own-pace, take-the=
-exam-at-your-convenience program, with no ongoing CPE requirements.
<div><span style=3D"color:black;font-size:10.0pt;line-height:115%;font-fami=
ly:'Verdana','sans-serif';">You can get the details about it <a href=3D"htt=
p://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZ=
RiNK7A-0L5rypWa3hyPB46vyIAnT_z_Hd4DrfOmYUpn-XE0VPZoLBxgvUpT4zEJVrVhTRTgm1A-=
dAbd-lY934qzr7fxf6TiyEcZbfzMZAMhmVt1dU7UA7em-eOX9tgQe5NSZThNkhfZkKKKgO6cGYE=
jLmUGEDg=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=3D=
=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" shap=
e=3D"rect" alt=3D"http://www.ap-now.com/products/item74.cfm" target=3D"_bla=
nk">here</a>. <em>Enroll your entire department</em>; group rates available=
. Contact publisher@ap-now.com for details.</span></div>
</span></li><li style=3D"color:#000000;"><span style=3D"color:black;font-si=
ze:10pt;line-height:115%;font-family:&quot;Verdana&quot;,&quot;sans-serif&q=
uot;;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"font-size:10.=
0pt;line-height:115%;font-family:'Verdana','sans-serif';"><strong><a href=
=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNg=
JxuVSaZRiNK7A-0Ozm2fqAIuJq7ql6ySir7w6Pn3BW97msrHKryIPCP3IXrJC547p6s7NiftH9T=
I99X5JorlI0u08zWWbtdybplpqJacqR4KD-A3PcrQbRkG0fcUJlfvvyTg4BuTNh1_8sFkhTnsnz=
d-BrEkq7xNV6RLqYgyHK4vH5cg=3D=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjim=
feKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQ=
AlNPrPQ=3D=3D" shape=3D"rect" alt=3D"http://www.ap-now.com/products/1099-eW=
orkshops.cfm" target=3D"_blank">1099 e-Workshops</a></strong> October 26, D=
ecember 5 and Any Time Viewing after October 27 Reduced rates for webinar a=
nd platinum members; email <a href=3D"mailto:publisher@ap-now.com" shape=3D=
"rect" target=3D"_blank">publisher@ap-now.com</a> for details</span></div>
</span></li><li style=3D"color:#000000;">
<div><span style=3D"color:black;font-size:10pt;line-height:115%;font-family=
:&quot;Verdana&quot;,&quot;sans-serif&quot;;">
<div style=3D"color:black;font-weight:normal;font-family:Times-New-Roman;ma=
rgin-top:0;font-style:normal;text-align:left;"><span style=3D"font-size:10.=
0pt;line-height:115%;font-family:'Verdana','sans-serif';"><strong><a href=
=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNg=
JxuVSaZRiNK7A-0E7NrqBByLIhB0LYlN4k0Sh9NA-5EyWtlHSuCO8B39EogHYPjg8Zb2K8YNyBl=
U4XWW7kr2zt6waGLiXMvlMB7xnHyx3WQ8npYKF3sffVfJlis1OkBo3Hll4iADbe6swpS8jEQfsq=
rUVbETlnItJobAw=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaIC=
xg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D"=
 shape=3D"rect" alt=3D"http://www.ap-now.com/products/item95.cfm" target=3D=
"_blank">Form 1042-S and 1042 Reporting e-Workshop</a></strong> December 6 =
and Any Time Viewing after December 7 Reduced rates for webinar and platinu=
m members; email <a href=3D"mailto:publisher@ap-now.com" shape=3D"rect" tar=
get=3D"_blank">publisher@ap-now.com</a> for details</span></div>
</span></div>
</li></ul>
</td></tr></table>       =20
                =20
                <table class=3D"BlockMargin" style=3D"display:table;margin-=
top:6px;" border=3D"0" width=3D"100%" cellpadding=3D"5" cellspacing=3D"0" i=
d=3D"content_LETTER.BLOCK4"><tr><td class=3D"MainText" style=3D"color:#8989=
49;font-size:10pt;font-family:Arial,Helvetica,sans-serif;" rowspan=3D"1" co=
lspan=3D"1" align=3D"left">
<div><span style=3D"color:#333333;">Regards,</span> <br /></div>
<div style=3D"color:#004db4;"><span style=3D"font-family:Comic Sans MS,Verd=
ana,Helvetica,sans-serif;"><em>Mary Schaeffer</em></span><br /></div>
<div style=3D"color:#004db4;">
<div style=3D"font-family:Verdana,Geneva,Arial,Helvetica,sans-serif;">AP No=
w</div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#006666;"><b>Keeping up Just Got Easier</b></span><spa=
n>:</span></div>
<div style=3D"color:black;font-weight:normal;font-family:Verdana,Geneva,Ari=
al,Helvetica,sans-serif;margin-top:0px;font-style:normal;text-align:left;">=
<span style=3D"color:#993366;">AP Now Membership Options</span></div>
<ul><li style=3D"color:#004db4;"><span style=3D"font-size:10.0pt;font-famil=
y:'Arial','sans-serif';"><strong><a style=3D"color:blue;text-decoration:und=
erline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAmZG2wtrMuZ=
_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0Cp4C_UDqZ1QYzaqb7SiFTYR5YTMOJUCS4n=
wd-5qWkjj56CYe_oz5lwtwveRSuJ-jktS3_UFq9QykTi4-Wj6hP0IYbIJgbVYjuzDg2DskATPHK=
tML6DJmmf1pVRzMYArYUuq7XxDv6M2YPV4Js8-eYXI_7jK8NJNXVBy9yjpf9ipIyXpHPwbIcaR3=
S-k0vCKqA=3D=3D&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQkcELjimfeKesxCn7coaICxg=
=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacVUlALQDQAlNPrPQ=3D=3D" s=
hape=3D"rect" linktype=3D"1" alt=3D"http://www.ap-now.com/public/Accounts-P=
ayable-Now-Tomorrow-newsletter.cfm" target=3D"_blank">Newsletter</a></stron=
g> - Monthly 4-page quick read publication focused on emerging issues impac=
ting the accounts payable and payment function. Subscription now also inclu=
des the March AP Best Practices webinar and the fall AP Recognition Week we=
binar.</span></li><li style=3D"color:#004db4;"><span style=3D"font-size:10.=
0pt;font-family:'Arial','sans-serif';"><b><a style=3D"color:blue;text-decor=
ation:underline;" track=3D"on" href=3D"http://r20.rs6.net/tn.jsp?f=3D001OAm=
ZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0KgdPD9Z75ClnV0l9-ZVN25cBj=
z63ZtYVBddTBs_cNw92befMWNK8LY_QE_EqXyzwfZKUElIgESXfyE6TE0lGr4eyLqP85U2rHwxm=
3dZBD72b0n9c0xZP_BhXbyvUAB99NTl7efhv0RT&c=3DPcz2iyIf7ieRa8CsvTtNbYksk8V2xeQ=
kcELjimfeKesxCn7coaICxg=3D=3D&ch=3Db1hyp9_riaNHf23N3wY8wcbmM3Yg-icS3blECacV=
UlALQDQAlNPrPQ=3D=3D" shape=3D"rect" linktype=3D"1" alt=3D"https://www.ap-n=
ow.com/public/5.cfm" target=3D"_blank">Porta</a>l </b></span><span style=3D=
"font-size:10.0pt;font-family:'Arial','sans-serif';">- Newsletter (as descr=
ibed above)+ access to database filled with articles, tips and diagnostic c=
hecklists &nbsp;</span></li><li style=3D"color:#004db4;"><span style=3D"fon=
t-size:10.0pt;font-family:'Arial','sans-serif';"><b><a href=3D"http://r20.r=
s6.net/tn.jsp?f=3D001OAmZG2wtrMuZ_RCk2bpPM9gqTnaIlznOgr6BNgJxuVSaZRiNK7A-0K=
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