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Does your institution have an appropriate procedure for ongoing monitoring of the value of their collateral interests and security protection? Banks continue to deal with commercial real estate (CRE) loans as a major portion of their loan portfolios. Also, many borrowers still have large holdings of income-producing or rental real estate. Whether directly financing these assets or including the income stream(s) in your overall credit analysis, it is important to understand how to conduct a risk assessment of your institution's CRE collateral valuation monitoring process. Join Gary Deutsch in this 90 minutes training program to learn more.
Key Learning Objectives- Assessing the adequacy of collateral documentation to meet regulatory requirements
- Evaluating collateral valuation monitoring efforts to determine if valuation updates reflect changing market and economic conditions to preserve safety and soundness
- Reviewing the adequacy of collateral valuation monitoring policies and procedures
- Assessing management's decision-making process for the timing of collateral valuation updates
- Evaluating the adequacy of management's assessment of early warning signs that would lead to collateral valuation updates
- Developing an assessment report for the board's review to ensure the board can carry out their responsibilities to comply with safety and soundness guidance
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 | Gary Deutsch
Owner - BRT Publications LLC
Mr. Deutsch has achieved the Certified Management Accountant, Certified Internal Auditor and Certified Bank Auditor designations. Mr. Deutsch is the founder and president of BRT Publications LLC. Mr. Deutsch has extensive risk management and internal audit experience through his association with financial institutions of all sizes as well as through his role leading the KPMG financial institution consulting practice in the Mid-Atlantic region. | |
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