Return-Path: Delivered-To: diana@transocean.com Received: from vps.transocean.com by vps.transocean.com (Dovecot) with LMTP id WWDxCrqUi1iiDQAAInt2oQ for ; Fri, 27 Jan 2017 10:43:06 -0800 Return-path: Envelope-to: diana@transocean.com Delivery-date: Fri, 27 Jan 2017 10:43:06 -0800 Received: from [216.126.238.91] (port=44267 helo=melodybs.com) by vps.transocean.com with esmtp (Exim 4.87) (envelope-from ) id 1cXBUG-0000vq-OH for diana@transocean.com; Fri, 27 Jan 2017 10:43:06 -0800 Date: Fri, 27 Jan 2017 13:37:30 -0500 To: diana@transocean.com Content-Type: text/html; charset=UTF-8 Content-transfer-encoding: 8bit Reply-To: tristan.petty@melodybs.com From: Tristan Petty Message-ID: Subject: Retired and own your house? Let your home provide a generous monthly income, and never lose it. Mime-Version: 1 X-Spam-Status: No, score=3.3 X-Spam-Score: 33 X-Spam-Bar: +++ X-Ham-Report: Spam detection software, running on the system "vps.transocean.com", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see root\@localhost for details. Content preview: Solutions For Seniors So, you probably groaned in your head when you read the title. Retirement planning is not something that you feel is something that deserves your attention because 'Hey, my career started quite recently! I have a long way to go before I start worrying about things like retirement, right?' Wrong! Now I am not asking you to worry about it. But through this post, I will hopefully be able to teach you why you should do it whilst explaining the different options that you have out there. According to a MetLife India Insurance survey results published in 2008(kinda old but I doubt if much has changed), over 80% Indian employees have done no retirement planning independent of any mandatory government plans. Personally, I think it's a cultural thing. My brother affectionately calls his first born as 'Plan A'. Our parents/uncles/aunts did support our grandparents in some way or the other. You probably already know that it's a bit of a struggle to support our own parents. It's rather easy to extrapolate that we shouldn't expect much from our children. I mean, I consider myself to be fairly 'well brought up' but when it comes to having the discipline to be regular in sending back home, turns out, I am a selfish. And if there's one thing I've learnt on reddit, it's that I am 'not the only one'. Combine this with the fact that our country's social security is system is kinda non-existent, you and your spouse(if you're into that) are going to have to be the ones who'll have to look after yourselves. You probably have a lot of other goals that you want to plan about (like buying a house or car or preparing for your children's education, or going on a world tour, etc) but most financial planners will agree that planning should be your top most priority. Thanks to the time value of concept, the sooner you start, the better it will be. Like all my previous posts, I am going to assume that you are not a financially savvy person and am going to try and break it down for you. [...] Content analysis details: (3.3 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URIs: melodybs.com] -0.0 SPF_HELO_PASS SPF: HELO matches SPF record -0.0 SPF_PASS SPF: sender matches SPF record 0.6 HTML_IMAGE_RATIO_04 BODY: HTML has a low ratio of text to image area 0.0 HTML_MESSAGE BODY: HTML included in message 0.7 MIME_HTML_ONLY BODY: Message only has text/html MIME parts -0.0 BAYES_40 BODY: Bayes spam probability is 20 to 40% [score: 0.2869] 2.0 RDNS_NONE Delivered to internal network by a host with no rDNS 0.0 T_REMOTE_IMAGE Message contains an external image X-Spam-Flag: NO Solutions For Seniors

Plan For Your Retirement


So, you probably groaned in your head when you read the title. Retirement planning is not something that you feel is something that deserves your attention because 'Hey, my career started quite recently! I have a long way to go before I start worrying about things like retirement, right?' Wrong! Now I am not asking you to worry about it. But through this post, I will hopefully be able to teach you why you should do it whilst explaining the different options that you have out there. According to a MetLife India Insurance survey results published in 2008(kinda old but I doubt if much has changed), over 80% Indian employees have done no retirement planning independent of any mandatory government plans. Personally, I think it's a cultural thing. My brother affectionately calls his first born as 'Plan A'. Our parents/uncles/aunts did support our grandparents in some way or the other. You probably already know that it's a bit of a struggle to support our own parents. It's rather easy to extrapolate that we shouldn't expect much from our children. I mean, I consider myself to be fairly 'well brought up' but when it comes to having the discipline to be regular in sending back home, turns out, I am a selfish. And if there's one thing I've learnt on reddit, it's that I am 'not the only one'. Combine this with the fact that our country's social security is system is kinda non-existent, you and your spouse(if you're into that) are going to have to be the ones who'll have to look after yourselves. You probably have a lot of other goals that you want to plan about (like buying a house or car or preparing for your children's education, or going on a world tour, etc) but most financial planners will agree that planning should be your top most priority. Thanks to the time value of concept, the sooner you start, the better it will be. Like all my previous posts, I am going to assume that you are not a financially savvy person and am going to try and break it down for you.