Return-Path: Delivered-To: david@transocean.com Received: from vps.transocean.com by vps.transocean.com (Dovecot) with LMTP id me+QHkuenVnbdgAAInt2oQ for ; Wed, 23 Aug 2017 08:24:59 -0700 Return-path: Envelope-to: david@transocean.com Delivery-date: Wed, 23 Aug 2017 08:24:59 -0700 Received: from ccm230.constantcontact.com ([208.75.123.230]:55593) by vps.transocean.com with esmtps (TLSv1.2:ECDHE-RSA-AES256-GCM-SHA384:256) (Exim 4.89) (envelope-from ) id 1dkXWQ-00080t-1O for david@transocean.com; Wed, 23 Aug 2017 08:24:59 -0700 Received: from [10.252.0.105] ([10.252.0.105:43287] helo=p2-jb638.ad.prodcc.net) by 10.249.240.10 (envelope-from ) (ecelerity 4.2.1.52273 r(Core:4.2.1.11)) with ESMTP id B4/B9-21196-80E9D995; Wed, 23 Aug 2017 11:23:52 -0400 DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=1000073432; d=auth.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=K+h9qq3ubIRHwCDBtDI7UDdlzR0gNv5LZ6dDgKbat0Y=; b=DWuWh533iU/OKSYkGkcRh6IqzzAW7Dk52/EUfCE/pmW2N2DOWM1UHsC+LyoXVGms/XG7GdOZ8vSW2MaaYwUw65qSizLxSEcyNOpnFgjUq9z7r8VqxyUqcAgtKdovKaKOVj98OYg5Tfj2ZGMjrPWpelbPszsphQftouIaexTa0YQ= Message-ID: <1128590721591.1103244715640.1192286759.0.361123JL.2002@scheduler.constantcontact.com> Date: Wed, 23 Aug 2017 11:23:52 -0400 (EDT) From: Hooker & Holcombe Reply-To: amorris@hhconsultants.com To: david@transocean.com Subject: This month in theForward - Summer reading suggestions, PBGC projections, fixed income strategies, 401(k) education, and more! 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If you have any questions, see root\@localhost for details. Content preview: ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Looking for some interesting reading material before the summer ends? From basic investing principles to classics for senior investors, there's bound to be a book that appeals to you. See our recommendations> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3f_nc5gznhSGaQjznXssa1ERiiO9_tz1LGYKfgZbaqb-m0PnwHM7RtCTjlwPJYI-EcLE--pKgSKKgSMEF8ZfBxYGI4vyHXuUdQ-2DTO6iT76IWgEPopBazUgl2iVwaWHfqZK90-z0cNq-eD73_T78v29xYADiraEpQ==&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [...] Content analysis details: (-7.7 points, 3.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URIs: constantcontact.com] -4.0 RCVD_IN_IADB_DOPTIN RBL: IADB: All mailing list mail is confirmed opt-in [208.75.123.230 listed in iadb.isipp.com] -0.0 RCVD_IN_IADB_LISTED RBL: Participates in the IADB system -0.2 RCVD_IN_IADB_RDNS RBL: IADB: Sender has reverse DNS record -0.1 RCVD_IN_IADB_SPF RBL: IADB: Sender publishes SPF record -0.1 RCVD_IN_IADB_DK RBL: IADB: Sender publishes Domain Keys record -2.2 RCVD_IN_IADB_VOUCHED RBL: ISIPP IADB lists as vouched-for sender -0.0 RCVD_IN_IADB_SENDERID RBL: IADB: Sender publishes Sender ID record 0.0 T_SPF_TEMPERROR SPF: test of record failed (temperror) 0.0 HEADER_FROM_DIFFERENT_DOMAINS From and EnvelopeFrom 2nd level mail domains are different -0.0 RP_MATCHES_RCVD Envelope sender domain matches handover relay domain -1.9 BAYES_00 BODY: Bayes spam probability is 0 to 1% [score: 0.0000] 0.0 HTML_MESSAGE BODY: HTML included in message 0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid -0.1 DKIM_VALID Message has at least one valid DKIM or DK signature 0.8 CPANEL_LOTS_OF_EMPTY_LINE RAW: Spam that has large block of empty lines X-Spam-Flag: NO ------=_Part_220699445_1959336911.1503501832852 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: 7bit ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Looking for some interesting reading material before the summer ends? From basic investing principles to classics for senior investors, there's bound to be a book that appeals to you. See our recommendations> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3f_nc5gznhSGaQjznXssa1ERiiO9_tz1LGYKfgZbaqb-m0PnwHM7RtCTjlwPJYI-EcLE--pKgSKKgSMEF8ZfBxYGI4vyHXuUdQ-2DTO6iT76IWgEPopBazUgl2iVwaWHfqZK90-z0cNq-eD73_T78v29xYADiraEpQ==&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Contact us > [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3XEPLCJPXtFLUgd3iY3qWJK15siJB7BHY8tMCHHtEBYvFSOqih8hQBY4hC2TFi-TVo02CivJVcvJ3qFOgc7O4htpx4tWFXLb48mDAIeo4N6nIpe-sKcWSJ9bCRdR3zbRnEIaq5go5lUI&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] Join our list > [https://visitor.r20.constantcontact.com/manage/optin?v=001AFZaZhfZL-St5h9u1iHBepkkCOtJD9RrczZVkz-7s5sKYBA3v8mHkbS4SlsjRmlRkPMNN_b21wT4KEa4nS9WS1HSrJicDAHPEHr7KjAA_PE%3D] ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PBGC Projections: Multiemployer Program Likely Insolvent by the End of 2025; Single-Employer Program Likely to Eliminate Deficit by 2022 The insurance program for multiemployer pension plans, which covers more than 10 million Americans, is likely to run out of money by the end of 2025 according to the Pension Benefit Guaranty Corporation's FY 2016 Projections Report. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDzD2SJymE8IDAzSdeF-qLPCMHMNQzj7FSWxVtgySIvn1yMuIC92Okjyt11B93qdvDfWfQSauMiSwhQvN-cgTGFsr6cwGA75PWFIwmkvkTDTcTli51KHppMJ-y8sDOYIrBKw8Ux_V3iBP0O5tRxmzEPw==&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] Cost Concerns Driving Pension Risk Transfer Decisions A study confirms that cost is the main factor driving corporations to implement a pension risk transfer by purchasing an annuity from an insurance company. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXD56bY_Q3Uhsj_ylXNMoiuXsm6vru1e2EE3zAdx7QSTqgLp2FJs2pE-B1_aiB8iygEt15j9TgXJe4-qy901mVUj4gwuDmFkGhuezBbWMC7tWbej4NI-3fXxRydpPtgzkLpg7N2rJnU03I4QX3KZhMxjbJxbXf5X2MMx02wuLY7UdDY-__6yk4gm9dXOpXL-V-Q&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] As Longevity Stalls, Corporations Enjoy a Windfall on Pensions, Benefits Steady improvements in American life expectancy have stalled, and more Americans are dying at younger ages. But for companies straining under the burden of their pension obligations, the distressing trend could have a grim upside: If people don't end up living as long as they were projected to just a few years ago, their employers ultimately won't have to pay them as much in pension and other lifelong retirement benefits. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXD73Q58AfSrK266PS8n0vJbxDnPLBVV0Vc2m1VTQlaDt6_vpLtoPICqjfY37tWx63wez4LCaty55M_OtIyeyBF0ght-NOfn48_yn37bDizPN11eP5g3J-1eiPEs_G2JvhMeDZTpa8lhoXCB1Wa0bNmS38s5I_HIxbMvi_BCe-Ykb4_M4ygBd4oDJf409xvD8wGzRgMYqHB74CyXjbDklc8aWo52mq_RHMacNjcUdbl_MbVgvvnLiVShFXKyc6FnMz6&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Institutional Investors Post Seventh Quarter of Positive Returns Institutional assets tracked by the Wilshire Trust Universe Comparison Service (Wilshire TUCS) saw a median return of 2.88% for all plan types in the second quarter and a median one-year gain of 11.31%. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDlTvjIE6ume-3ModzH9l0U7NOJb8QW9EFlFfmMBvFdAboQkyFljmpyvj0XaXKYY-q2NsBewKU5P0cAWiMhk9x-MqHWJxN2KIdLkE1Mh2a5RPzts8prYo7XJt1Lg5GXd8lZVmQ7OF1zlYbxNGCFs0n-3p03I1KedxQiWBi5JXIUB3PEc8O-oD31M-j8SPtnTCALcszCdTZvik=&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] Trump Administration Seeks Further Delay in Labor Fiduciary Rule The Trump administration is moving to further delay part of an Obama-era rule to require brokers who offer retirement advice to put their customers' interests ahead of their own. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDcXCFFW-5w2ciC4eDBVLKrz97azm9BqOQVyjzjQe5GzdMtJDpRVbv8eQWD2ZbBa3w9mnSpQ_-vyNs0LI2uApC8u5TgzFnxXg0PQoI6KyPPfGOJs9TodN5CP2AAh8Y6UtmnS78p7mDSjF9cCwQJMWWZkiWoQ-UBnPH4vTOptmVCgRvLLCHd-zwoN77thQLjro4yXvo25eFA_axUm73q_BvTnqNdZKodb8ju3px2UugpBCrQGlCC4za_40dadtXxpJDVWwkgjTsnkcav6GO_9W8cg==&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] Plan Sponsors Taking a Closer Look at Fixed Income Even though several plan sponsors are concerned about helping participants preserve capital especially as they near retirement, a study by T. Rowe Price show many can use improvement when it comes to executing fixed-income strategies. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDk5HBDgXcnlr8Qoyd32TxuY40jzT0g3L8SmMGkAU7BLxCeaNafjiUtbZ10j6zHo_qRBy4ZwRvc4ft69wytt652VyzLAyeQyb1aB3gGg9C6TF2pBrbrqvInRUaKNE4EWTJtlCVMPBxPN9EFG8cuG_jbKwlBSTFoDwg1KCmEfCkJV4BEefk8svlDw==&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 8 Ways Companies Screw Up Their 401(k) Plans There are a staggering number of administrative responsibilities inherent to offering a 401(k) plan. However, administrative blunders can be costly, through a variety of penalties such as fines or, at their worst, plan disqualification, which creates a taxable event for all plan participants. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXD-PVR4fxO-fdoWUU-iwz8t-8GX_9u-VFfTcCAZ-B3o-REMtgStkZJsXsRO5WaHeVBfRXGthCyUAiJ1KNHI8r7xyR9LdA_vPL7Utu5Tmo8j3pi_sPlVE8CipTR-Kp75C0wakS27xaXjIcu3JpIguC6ZX_RgdPZeejFyfoa99c6e9EcnNSTMM3WGmN9OCbo5xqBuWhLFwmDy0MfSHzd2SLeRU-EhAmit5EmdB9E5dewndE=&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] Plan Design, Education Can Help Limit Participant Loans It is critical for plan sponsors and advisers to educate participants about the consequences of taking out a loan, Julie Stich, associate vice president of content at the International Foundation of Employee Benefit Plans tells PLANSPONSOR. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDVEHq-7Akhi2sJXWwwSldkoPDjwKyrpcB0fXxxH4NXJkb7OaEeaclED7aXkP4CNKj8U6OpfZpJDXJ3m2WQ7bnqTNG3t0XU3YM_bzkbMYZUgNedDXTFaVOmxXZoaiDEI52bdugfFmznm-Q0RjTZjgCrbmEdSmIDAyYcZoblfUnJzk-SYyWz0K2D0_ep0NaqugG&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] Are Younger 401k Participants Finally 'Growing Up?' Smart phones versus flip, Nirvana versus Taylor Swift. ICI and EBRI recently drew on 20 years of data for a different look at 401k plan effectiveness, comparing younger investors from decades past with their counterparts of today. Read more> [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDxQI7mIL0nkwB6tgRn0ueQKIWwfCMwgyKnN3nELGB1va4OPOTa7kQBh82dX_L9WLdKmL5yswqr3003IF7D57913TOKF8Lne9l4Z9vl65uB2Hdvn3KJ53xSrZvfA4Ic-89RYiysrDdimMKAdlFdn3yXG9xelaZhRJnUkt6M3znCoLouv2UTNNaNA==&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Newsworthy notes Sharing our expertise: Rodger Metzger, President and CIO of our Investment Advisory group, will be moderating a session '3(38): Key Things to Know to Protect Yourself and Take Care of Clients' at the 2017 PlanAdviser National Conference in Orlando, FL. New employees: We are pleased to announce the following people have joined our team: ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ - Tina Tufano, Senior ERISA Compliance Specialist, Retirement Services - Robert Arendt, Administrative Assistant, Actuarial Services In our communities: We are proud to support "Team Fidelco" at the Eversource Hartford Marathon scheduled for October 14. Whether you're an avid runner or prefer to walk, the marathon offers an opportunity for families, charities and volunteers to come together in an inspiring display of community spirit. Click here [http://r20.rs6.net/tn.jsp?f=0011xWIuHeymikD-zPJxwi-8H6xHN1yogbPX8lbxXETns-yt1MqqI-B3YmdDWmvPXXDPD-l0QKC1I7dKVWuDXp4yToiE_q0eKPqSfPHvg04PB1gHzjW0W5QUQOnP1DRpzK8IqIs1SeyYLaGkknUipsnvdhg0GcpJ_-CLx3KAWHf6wToTq6z2ZbFzoQziyGivssTFXF_FsGrYIkX0rnIvjeHmKFd92Cnu0Klwf2vH3nK5dWMzAGszEGiAlR-KDZ90RhI&c=TvrbuJZS-ksxFPDtO_l5E69qjSAVeBrIYf0vhyu4y1u-2bh7f52SiQ==&ch=EbbYOOg2S5WzekCedKH2vADPuQAbFiW--1ZfXVkvlpgez8kR0BXMaw==] to register by September 23. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Forward this email http://ui.constantcontact.com/sa/fwtf.jsp?llr=ytzeipdab&m=1103244715640&ea=$david@transocean.com$&a=1128590721591 This email was sent to david@transocean.com by pbrooker@hhconsultants.com. Update Profile/Email Address https://visitor.constantcontact.com/do?p=oo&m=001iUfMkjBkvrVYzJnRxhhzhg%3D%3D&ch=16bcf380-0e3b-11e6-9753-782bcb740129&ca=bfafb963-c1dd-4120-bb2e-8b62f57c248f Instant removal with SafeUnsubscribe(TM) https://visitor.constantcontact.com/do?p=un&m=001iUfMkjBkvrVYzJnRxhhzhg%3D%3D&ch=16bcf380-0e3b-11e6-9753-782bcb740129&ca=bfafb963-c1dd-4120-bb2e-8b62f57c248f Privacy Policy: http://www.constantcontact.com/legal/service-provider?cc=about-service-provider Online Marketing by Constant Contact(R) www.constantcontact.com Hooker & Holcombe | 65 LaSalle Rd. | West Hartford | CT | 06107 ------=_Part_220699445_1959336911.1503501832852 Content-Type: text/html; charset=utf-8 Content-Transfer-Encoding: quoted-printable =20 =20
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Looking for some inte= resting reading material before the summer ends?  From basic inve= sting
principles to classics for senior investors, there's bound to be a book that appeal= s to you.

PBGC Projections: Multiemploy= er Program Likely Insolvent by the End of 2025; Single-Employer Program Lik= ely to Eliminate Deficit by 2022
The insurance progr= am for multiemployer pension plans, which covers more than 10 million Ameri= cans, is likely to run out of money by the end of 2025 according to the&nbs= p;Pension Benefit Guaranty Corporation's FY 2016 Projecti= ons Report. Read more>
Cost Concerns Driving Pension= Risk Transfer Decisions
A study confirms th= at cost is the main factor driving corporations to implement a pension risk= transfer by purchasing an annuity from an insurance company.  = Read mo= re>
As Longevity Stalls, Co= rporations Enjoy a Windfall on Pensions, Benefits
Steady improvements in American life e= xpectancy have stalled, and more Americans are dying at younger ages. But f= or companies straining under the burden of their pension obligations, the d= istressing trend could have a grim upside: If people don't end up living as= long as they were projected to just a few years ago, their employers ultim= ately won't have to pay them as much in pension and other lifelong retireme= nt benefits.  Read more>

Institutional Investors Post Seventh Quarter of Positive Returns=
Institutional asset= s tracked by the Wilshire Trust Universe Comparison Service (Wilshire TUCS)= saw a median return of 2.88% for all plan types in the second quarter and = a median one-year gain of 11.31%.  Read more>
Trump Administration Se= eks Further Delay in Labor Fiduciary Rule
The Trump administration is moving to = further delay part of an Obama-era rule to require brokers who offer retire= ment advice to put their customers' interests ahead of their own.  Read more>
Plan Sponsors Taking a = Closer Look at Fixed Income
Even though several plan sponsors are = concerned about helping participants preserve capital especially as they ne= ar retirement, a study by T. Rowe Price show many can use improvement when = it comes to executing fixed-income strategies.  Read more>
=
 
8 Ways Companies Screw Up Their 401(k) Plans=
There are = a staggering number of administrative responsibilities inherent to offering= a 401(k) plan. However, administrative blunders can be costly, through a v= ariety of penalties such as fines or, at their worst, plan disqualification= , which creates a taxable event for all plan participants.  Read more>
Plan Design, E= ducation Can Help Limit Participant Loans
It is critical for = plan sponsors and advisers to educate participants about the consequences o= f taking out a loan, Julie Stich, associate vice president of content at th= e International Foundation of Employee Benefit Plans tells PLANSPONSOR.&nbs= p; Read more>
Are Younger 40= 1k Participants Finally 'Growing Up?'
Smart phones versus= flip, Nirvana versus Taylor Swift. ICI and EBRI recently drew on 20 years of data for a different look a= t 401k plan effectiveness, comparing younger investors from decades past wi= th their counterparts of today.  Read more>
 Newsworthy notes

Sharing our expertise:
Rodger Metzger, President and CIO of our Investment A= dvisory group, will be moderating a session '3(38): Key Thing= s to Know to Protect Yourself and Take Care of Clients' at the 20= 17 PlanAdviser National Conference in Orlando, FL. 

New employees:
We are pleased to announce the following people have joined our team:<= br />
- Tina Tufano, Senior ERISA Compliance Specialist, Re= tirement Services
- Robert Arendt, Administrative Assistant, Actuarial = Services

In our communities:
We are proud to s= upport "Team Fidelco" at the Eversource Hartford Marathon scheduled for Oct= ober 14.  Whether you're an avid runner or prefer to walk, the maratho= n offers an opportunity for families, charities and volunteers to come toge= ther in an inspiring display of community spirit.  Click here to register by Septem= ber 23. 
 
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<= /tr>
Hooker & Holcombe, 65 LaSalle Rd., West Hartford= , CT 06107
SafeUnsubscribe™ david@trans= ocean.com
Forward this email | Update Profile | About our service provider=
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