Return-Path: Delivered-To: charley@transocean.com Received: from vps.transocean.com by vps.transocean.com with LMTP id WNDMFMFEzlq8BgAAInt2oQ for ; Wed, 11 Apr 2018 10:24:17 -0700 Return-path: Envelope-to: charley@transocean.com Delivery-date: Wed, 11 Apr 2018 10:24:17 -0700 Received: from mail.internationalliving.com ([208.250.48.90]:14666) by vps.transocean.com with esmtps (TLSv1:DHE-RSA-AES256-SHA:256) (Exim 4.89_1) (envelope-from ) id 1f6JTZ-0000VB-M3 for charley@transocean.com; Wed, 11 Apr 2018 10:24:17 -0700 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/simple; d=internationalliving.com; s=dkim1024; t=1523467403; bh=NOJ1gz2Rr9vkbEGFAIyABwDFPZXyZF9GcJWXRlGNyJ8=; h=To:From:Subject:MIME-Version:Content-Type; b=oFSQsCUZggKirzUbPVfN433oJUvB0pJ2mPe8RvXPARU1GLmMQsslaPiY/pGJVk9/G KVORp08DmCbmJ0hnHcToj4PQgUqIA0bEyEhKTSBQztCyYWZ6BTVOk/kcc227uCQR6b iBNI3o9ZSe22EbBaV7Vu7sDw2hIcTa7WS1UIYZXc= X-MSFBL: Y2hhcmxleUB0cmFuc29jZWFuLmNvbUBpbnRsaXZAZGVmYXVsdEBib3VuY2VzLW1j cGFpZC1jLTJhNDgtMzQ3Ni0yYTI2LTJmOTBmNC01YzhmYg== Received: from [10.0.1.29] ([10.0.1.29:60899] helo=mc2-prod-gen2) by mo-prod-mta6 (envelope-from ) (ecelerity 3.6.6.46048 r(Core:3.6.6.1)) with ESMTP id 8B/36-31179-B844ECA5; Wed, 11 Apr 2018 13:23:23 -0400 Date: Wed, 11 Apr 2018 13:23:23 -0400 Message-ID: <8B.36.31179.B844ECA5@mo-prod-mta6> To: From: International Living X-agora_seedlist: agora120_010824010790 X-rpcampaign: agora120_010824010790 Subject: Expert Vacation Rental Tips: How One Owner Made $64,241 in a Year Reply-To: MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="-----=5ace2fb746e63" List-Unsubscribe: , X-binding: IntLiv X-Spam-Status: No, score=-4.0 X-Spam-Score: -39 X-Spam-Bar: ---- X-Ham-Report: Spam detection software, running on the system "vps.transocean.com", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see root\@localhost for details. Content preview: #main { max-width: 600px; margin:auto; } @media (max-width: 700px) { #main{ width:100%; } img { max-width: 100%; } [...] Content analysis details: (-4.0 points, 3.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URIs: internationalliving.com] -2.0 RCVD_IN_RP_SAFE RBL: Sender in ReturnPath Safe - Contact safe-sa@returnpath.net [Return Path SenderScore Safe List (formerly] [Habeas Safelist) - ] -0.0 SPF_PASS SPF: sender matches SPF record -0.0 SPF_HELO_PASS SPF: HELO matches SPF record -1.9 BAYES_00 BODY: Bayes spam probability is 0 to 1% [score: 0.0000] 0.0 HTML_MESSAGE BODY: HTML included in message -0.1 DKIM_VALID_AU Message has a valid DKIM or DK signature from author's domain 0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid -0.1 DKIM_VALID Message has at least one valid DKIM or DK signature 0.0 LOTS_OF_MONEY Huge... sums of money X-Spam-Flag: NO -------=5ace2fb746e63 Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable #main { max-width: 600px; margin:auto; } @media (max-width: 700px) { #main{ width:100%; } img { max-width: 100%; } } @media (min-width: 701px){ #main{ width:100%; } img { max-width: 100%; } } @media (max-width: 320px) { #sidebar { display: block; margin: 5px auto; } }

You are receiving th= is e-mail because you subscribed to International Living Postcards.
T= o change your email settings, view the information at the bottom of this em= ail.

International Living Postcards=E2=80=94your daily escape Wednesday, April 11, 2018 Dear International Living Reader, With the advent of Airbnb, FlipKey, and dozens of similar home rental websi= tes, it seems like renting out your property for profit is getting easier t= han ever. But in reality, with so much competition in the marketplace, it can be hard= to keep up and make your property stand out. And you need the right proper= ty in the first place, don't forget. International real estate expert Ronan McMahon is no stranger to stiff comp= etition...or serious profits. He's got some insider tips to profiting from = vacation rentals for you below, including one that earned a homeowner over = $64,000 in one year. Read on... Declan Aylward Managing Editor, IL Postcards P.S. Ronan appears here courtesy of Pathfinder, International Living 's pre= ferred real estate advertiser. He's distilled his years of international re= al estate experience into a 200-page book that could be your guide to inves= tment profits. And you can pick up a copy of it for free...but you have to = claim it here before midnight tomorrow. http://click2.internationalliving.c= om/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MzM4NTgzfGh0dHBzOi8vcHJvLmludGVybmF0aW9uYWxsa= XZpbmcuY29tL20vODk1MDU5P2E9MTImbz0xMDgyNCZzPTEzNDMwJnU9MzExNzMwMCZsPTMzODU4= MyZyPU1DMiZ2aWQ9TnVMQ0hPJmc9MA./AQ/vS-- * * * Expert Vacation Rental Tips: How One Owner Made $64,241 in a Year By Ronan McMahon When you're buying a vacation home that you plan to rent out when you're no= t using it, it might seem logical to buy in a tourist hotspot. The kind of = place that attracts millions of tourists every year, that's well-known and = established as a destination. A vacation home in a place like this will be = easy to rent and command premium rental rates, right? Well...not necessarily. Your occupancy rate and how much you charge depends= on a number of factors. One of those is competition. In an emerging locale= with rising tourist numbers and little competition, you can do very well i= ndeed. In fact, I know of one owner who made $64,241 in one year in rental income = in an up-and-coming locale like this. (And there's a way for you to buy in = the same spot...and lock in 100% gains from the outset. More on that in a m= oment. Or go here for full details and to get my complete report on that op= portunity.) http://click2.internationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_= w/MzM4NTgzfGh0dHBzOi8vcHJvLmludGVybmF0aW9uYWxsaXZpbmcuY29tL20vODk1MDU5P2E9M= TImbz0xMDgyNCZzPTEzNDMwJnU9MzExNzMwMCZsPTMzODU4MyZyPU1DMiZ2aWQ9TnVMQ0hPJmc9= MA./Ag/0D6V In an established tourist destination, there are usually plenty of vacation= rentals. They're all competing for renters. When there's a lot of competit= ion, you need to make your home stand out. It has to look great...in the fl= esh and in any photos you post on rental sites. Studying other vacation ren= tals will let you see what they offer. If they've got additional amenities = or little freebies to entice guests, and it's working, copy them. It will b= ump up your occupancy rate, too. In established destinations, there's usually a good choice of hotels. They'= re also your competition. You should pay attention to what they offer. You'll have to match your competitors' rental rates. If there's a glut of v= acation rentals in the market...or a slew of hotels driving prices down...y= ou may have to charge lower rates than you'd like to stay competitive. * Recommended Reading * Surprising Law Offers "Consumer Bonus" to 121 Million Americans In the new tax reform bill, Congress quietly gave 121 million eligible Amer= icans the chance to collect on "consumer bonuses" that max out at $3,700 fo= r some people. This is available every year until 2025. And there are no in= come requirements to collect. Full details here... http://click2.internatio= nalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MzM4NTg1fGh0dHBzOi8vcHJvLm94Zm9yZG= NsdWIuY29tL20vOTA4Mjg0P2E9MTImbz0xMDgyNCZzPTEzNDMwJnU9MzExNzMwMCZsPTMzODU4N= SZyPU1DMiZ2aWQ9TnVMQ0hPJmc9MA./AQ/7_ub =C2=A0 Even if there aren't any big hotels now, look to future supply. Perhaps the= re are only expensive hotels in the area today, but mid-range brands have p= lans to set up shop. Consider how their lower rates might impact your profi= ts from your vacation home. Of course, if you get in to an emerging destination before all of this comp= etition has time to set up against you, then things can be a lot simpler. There's an emerging destination in Costa Rica that you likely haven't heard= of: The Southern Zone. It's not a mainstream tourist getaway. You won't fi= nd spring break crowds on its beaches...fast-food joints in every corner...= or big-box stores. The landscapes are incredible. Sharp, forest-covered mountain peaks drop do= wn to an unspoiled Pacific coastline where sandy beaches run for miles. Mor= e than half the land there lies inside national parks and reserves. You'll see giant whales in the warm waters offshore...electric-blue butterf= lies as big as your hand...and sloths and monkeys are a daily sight. Whales enjoy the warm waters of Costa Rica's Pacific coast as much as human= s do. It's a boutique destination, and should stay that way, thanks to strict zon= ing and planning laws. Everything's on a small scale. The stores and restau= rants are often family run. The biggest hotel in the area has 30 rooms. There are expats living in the Southern Zone. Hundreds have built custom ho= mes. But most keep them private for their own use. Only a fraction rent the= m out. So, there's little competition. And tourist numbers are rising. That's how = one owner made $64,241 from his three-bedroom home in this location last ye= ar, in rental income. In fact, he's raising his rental rates this year, fro= m $1,995 a week to $2,275 a week. Overheads for owners like this one are low. His home is in a best-in-class = community...but monthly fees there are $30 to $50. Property taxes are low, = too; a home valued at $200,000 would pay only $500 a year. Right now, when you join Real Estate Trend Alert, http://click2.internation= alliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MzM4NTgzfGh0dHBzOi8vcHJvLmludGVybmF= 0aW9uYWxsaXZpbmcuY29tL20vODk1MDU5P2E9MTImbz0xMDgyNCZzPTEzNDMwJnU9MzExNzMwMC= ZsPTMzODU4MyZyPU1DMiZ2aWQ9TnVMQ0hPJmc9MA./Aw/Tfwr you can buy a lot in this= best-in-class community for as little as $20,000. Even better: you can buy= with $4,000 and payments of $302 a month over five years. Anyone walking in off the street would pay at least $40,000 for a lot in th= e same community, so you're locking in 100% gains from the get-go. You don't have to build on the lot. But if you decide to move ahead, there'= s a fully turnkey service on site, from design through to custom finishes. = And when your home is ready, you can target strong rental income, just like= the owner who made $64,241. That's a killer return...by buying in the right place at the right time and= at the right price. But remember, only Real Estate Trend Alert members wil= l get access to that deal. Go here to get your membership along with a free= copy of my book now. http://click2.internationalliving.com/t/DA/Kkg/NHY/A= C_Q9A/AAXI_w/MzM4NTgzfGh0dHBzOi8vcHJvLmludGVybmF0aW9uYWxsaXZpbmcuY29tL20vOD= k1MDU5P2E9MTImbz0xMDgyNCZzPTEzNDMwJnU9MzExNzMwMCZsPTMzODU4MyZyPU1DMiZ2aWQ9T= nVMQ0hPJmc9MA./BA/nSHF If you are not yet a reader of our DAILY IL POSTCARDS just click here to st= art receiving your very own copy =E2=80=94 IT'S FREE and you'll also receiv= e a special report to help you find your perfect place to live overseas. ht= tp://click2.internationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/jmQ/AQ/tXRu International Living and its editors have been featured in: http://click2.internationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MTY2MzYyf= Gh0dHBzOi8vaW50ZXJuYXRpb25hbGxpdmluZy5jb20vbWVkaWEtY2VudGVyLz9JTFBPU1RDQT1j= b21wbGV0ZQ./AQ/2VZ0 Customer Service The mailbox associated with this email address is not monitored, so please = do not reply. Your feedback is very important to us so if you would like to= contact us with a question or comment, please click here http://click2.int= ernationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MTQwODE1fGh0dHBzOi8vaW50ZXJ= uYXRpb25hbGxpdmluZy5jb20vaWx2LWFuZC1wcm9kdWN0cy8-dXRtX3NvdXJjZT1Qb3N0Y2FyZH= MmdXRtX21lZGl1bT1FbWFpbCUyMCZ1dG1fY2FtcGFpZ249RnJlZSUyMEZpbGU./AQ/YZtZ . If you no longer wish to receive IL Postcards, click here to unsubscribe. http://click2.internationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/AAKJ3A/AQ= /CItF International Living=E2=80=94There's more... * For more in-depth articles, subscribe to International Living's magaz= ine. As a magazine subscriber along with your monthly in-depth issues, you = will receive free copies of our most popular reports, discounts off our con= ferences and tours, free white papers on a World-Wide Tax Guide, Adventure = Travel, and more...One year's subscription is normally priced at $69 howeve= r as a valued postcard reader you can subscribe today for just $49 http://c= lick2.internationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MzY0NTZ8aHR0cHM6Ly= 9zZWN1cmUuaW50ZXJuYXRpb25hbGxpdmluZy5jb20vSUxWUk9TUENBL0VJTFZSNEQxP2E9MTImb= z0xMDgyNCZzPTEzNDMwJnU9MzExNzMwMCZsPTM2NDU2JnI9TUMyJnZpZD1OdUxDSE8mZz0w./AQ= /wscU . * IL Conferences, Seminars, and Tours http://click2.internationalliving= .com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MTk5OTM5fGh0dHBzOi8vaW50ZXJuYXRpb25hbGxpdml= uZy5jb20vY29uZmVyZW5jZXMvP3V0bV9zb3VyY2U9UG9zdGNhcmRzJnV0bV9tZWRpdW09RW1haW= wlMjAmdXRtX2NhbXBhaWduPUZyZWUlMjBGaWxl./AQ/KIKU * View today's hot real estate opportunities here http://click2.interna= tionalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MTQwODE5fGh0dHBzOi8vaW50ZXJuYXR= pb25hbGxpdmluZy5jb20vcmVhbC1lc3RhdGUvP3V0bV9zb3VyY2U9UG9zdGNhcmRzJnV0bV9tZW= RpdW09RW1haWwlMjAmdXRtX2NhbXBhaWduPUZyZWUlMjBGaWxl./AQ/HhFf . * IL's Syndication Program http://click2.internationalliving.com/t/DA/K= kg/NHY/AC_Q9A/AAXI_w/MTg3MTI3fGh0dHBzOi8vaW50ZXJuYXRpb25hbGxpdmluZy5jb20vYW= JvdXQtaWwvc3luZGljYXRpb24vP3V0bV9zb3VyY2U9UG9zdGNhcmRzJnV0bV9tZWRpdW09RW1ha= WwlMjAmdXRtX2NhbXBhaWduPUZyZWUlMjBGaWxl./AQ/05Lr * IL's Online Classified Ads http://click2.internationalliving.com/t/DA= /Kkg/NHY/AC_Q9A/AAXI_w/MTQwODIxfGh0dHA6Ly9jbGFzc2lmaWVkcy5pbnRlcm5hdGlvbmFs= bGl2aW5nLmNvbS8-dXRtX3NvdXJjZT1Qb3N0Y2FyZHMmdXRtX21lZGl1bT1FbWFpbCUyMCZ1dG1= fY2FtcGFpZ249RnJlZSUyMEZpbGU./AQ/sKxk * Follow our editors around the world on Twitter and Facebook http://cl= ick2.internationalliving.com/t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MTQwODIyfGh0dHBzOi8= vaW50ZXJuYXRpb25hbGxpdmluZy5jb20vYWJvdXQtaWwvc29jaWFsLW1lZGlhLz91dG1fc291cm= NlPVBvc3RjYXJkcyZ1dG1fbWVkaXVtPUVtYWlsJTIwJnV0bV9jYW1wYWlnbj1GcmVlJTIwRmlsZ= Q./AQ/sWkx IL Magazine Subscribers: To cancel or for any other subscription issues, write us at: International Living Order Processing Center Attn: Customer Service P.O. Box 968 Frederick, MD 21705 (c) 2018 International Living Publishing Ltd. All Rights Reserved. Protecte= d by copyright laws of the United States and international treaties. This N= ewsletter may only be used pursuant to the subscription agreement and any r= eproduction, copying, or redistribution (electronic or otherwise, including= on the world wide web) , in whole or in part, is strictly prohibited witho= ut the express written permission of International Living, Woodlock House, = Carrick Road, Portlaw, Co. Waterford, Ireland. Registered in Ireland No. 285214 Website: www.InternationalLiving.com http://click2.internationalliving.com/= t/DA/Kkg/NHY/AC_Q9A/AAXI_w/MTQwODIzfGh0dHBzOi8vaW50ZXJuYXRpb25hbGxpdmluZy5j= b20vP3V0bV9zb3VyY2U9UG9zdGNhcmRzJnV0bV9tZWRpdW09RW1haWwlMjAmdXRtX2NhbXBhaWd= uPUZyZWUlMjBGaWxl./AQ/lVOR Nothing in this e-mail should be considered personalized advice. Although o= ur employees may answer your general customer service questions, they are n= ot licensed under securities laws to address your particular situation. No = communication by our employees to you should be deemed as personalized advi= ce. -------=5ace2fb746e63 Content-Type: text/html; charset="UTF-8" Content-Transfer-Encoding: quoted-printable

You are receiving th= is e-mail because you subscribed to International Living Postcards.
T= o change your email settings, view the information at the bottom of this em= ail.

3D"International

International Living Postcards= =E2=80=94your daily escape
Wednesday, April 11, 2018

Dear International Livi= ng Reader,

With the advent of Airbnb, FlipKey, and dozens of similar home rental web= sites, it seems like renting out your property for profit is getting easier= than ever.

But in reality, with so much competition in the marketplace, it can be hard= to keep up and make your property stand out. And you need the right proper= ty in the first place, don't forget.

International real estate expert Ronan McMahon is no stranger to stiff comp= etition...or serious profits. He's got some insider tips to profiting from = vacation rentals for you below, including one that earned a homeowner over = $64,000 in one year.

Read on...

3D"Declan"

Declan Aylward
Managing Editor, IL Postcards

P.S. Ronan appears here co= urtesy of Pathfinder, International Living's preferred real estate= advertiser. He's distilled his years of international real estate experien= ce into a 200-page book that could be your guide to investment profits. And= you can pick up a copy of it for free...but you have to claim = it here before midnight tomorrow.

* * *

Expert Vacation Rental Tips: How One Owner Made $64,241 in a Year<= br /> By Ronan McMahon

When you're buying a vacation home that you plan to rent out when you're no= t using it, it might seem logical to buy in a tourist hotspot. The kind of = place that attracts millions of tourists every year, that's well-known and = established as a destination. A vacation home in a place like this will be = easy to rent and command premium rental rates, right?

Well...not necessarily. Your occupancy rate and how much you charge depends= on a number of factors. One of those is competition. In an emerging locale= with rising tourist numbers and little competition, you can do very well i= ndeed.

In fact, I know of one owner who made $64,241 in one year in rental income = in an up-and-coming locale like this. (And there's a way for you to buy in = the same spot...and lock in 100% gains from the outset. More on that in a m= oment. Or go here for full details and to get my complete repor= t on that opportunity.)

In an established tourist destination, there are usually plenty of vacation= rentals. They're all competing for renters. When there's a lot of competit= ion, you need to make your home stand out. It has to look great...in the fl= esh and in any photos you post on rental sites. Studying other vacation ren= tals will let you see what they offer. If they've got additional amenities = or little freebies to entice guests, and it's working, copy them. It will b= ump up your occupancy rate, too.

In established destinations, there's usually a good choice of hotels. They'= re also your competition. You should pay attention to what they offer.

You'll have to match your competitors' rental rates. If there's a glut of v= acation rentals in the market...or a slew of hotels driving prices down...y= ou may have to charge lower rates than you'd like to stay competitive.

* Recommended Reading *

Surprising Law Offer= s "Consumer Bonus" to 121 Million Americans

In the new tax reform bill, Congress quietly gave 121 million eligible Amer= icans the chance to collect on "consumer bonuses" that max out at $3,700 fo= r some people. This is available every year until 2025. And there are no in= come requirements to collect. Full details here...
= =C2=A0

Even if there aren't any big hotels now, look to future supply. Perhaps the= re are only expensive hotels in the area today, but mid-range brands have p= lans to set up shop. Consider how their lower rates might impact your profi= ts from your vacation home.

Of course, if you get in to an emerging destination before all of this comp= etition has time to set up against you, then things can be a lot simpler.

There's an emerging destination in Costa Rica that you likely haven't heard= of: The Southern Zone. It's not a mainstream tourist getaway. You won't fi= nd spring break crowds on its beaches...fast-food joints in every corner...= or big-box stores.

The landscapes are incredible. Sharp, forest-covered mountain peaks drop do= wn to an unspoiled Pacific coastline where sandy beaches run for miles. Mor= e than half the land there lies inside national parks and reserves.

You'll see giant whales in the warm waters offshore...electric-blue butte= rflies as big as your hand...and sloths and monkeys are a daily sight.

=

3D""
Whales enjoy the warm waters of Costa Rica's Pacific coast as much as h= umans do.

It's a boutique destination, and should stay that way, thanks to strict zon= ing and planning laws. Everything's on a small scale. The stores and restau= rants are often family run. The biggest hotel in the area has 30 rooms.

There are expats living in the Southern Zone. Hundreds have built custom ho= mes. But most keep them private for their own use. Only a fraction rent the= m out.

So, there's little competition. And tourist numbers are rising. That's how = one owner made $64,241 from his three-bedroom home in this location last ye= ar, in rental income. In fact, he's raising his rental rates this year, fro= m $1,995 a week to $2,275 a week.

Overheads for owners like this one are low. His home is in a best-in-class = community...but monthly fees there are $30 to $50. Property taxes are low, = too; a home valued at $200,000 would pay only $500 a year.

Right now, when you join Real Estate Trend Alert, = you can buy a lot in this best-in-class community for as little as $20,000.= Even better: you can buy with $4,000 and payments of $302 a month over fiv= e years.

Anyone walking in off the street would pay at least $40,000 for a lot in th= e same community, so you're locking in 100% gains from the get-go.

You don't have to build on the lot. But if you decide to move ahead, there'= s a fully turnkey service on site, from design through to custom finishes. = And when your home is ready, you can target strong rental income, just like= the owner who made $64,241.

That's a killer return...by buying in the right place at the right time and= at the right price. But remember, only Real Estate Trend Alert me= mbers will get access to that deal. Go here to get your members= hip along with a free copy of my book now.

If you are not yet a= reader of our DAILY IL POSTCARDS just click here to= start receiving your very own copy =E2=80=94 IT'S FREE and you'll also rec= eive a special report to help you find your perfect place to live overseas.=

International Living= and its editors have been featured in:

3D"featured

Customer Service
The mailbox associated with this email address is not monitored= , so please do not reply. Your feedback is very important to us so = if you would like to contact us with a question or comment, please click here.

If y= ou no longer wish to receive IL Postcards, click here to unsubscribe.

Inte= rnational Living=E2=80=94There's more...

IL M= agazine Subscribers:
To cancel or for any other subscription = issues, write us at:
International Living
Order Processing Center
Attn: Customer Service
P.O. Box 968
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(c) 2018 Int= ernational Living Publishing Ltd. All Rights Reserved. Protected by copyrig= ht laws of the United States and international treaties. This Newsletter ma= y only be used pursuant to the subscription agreement and any reproduction,= copying, or redistribution (electronic or otherwise, including on the worl= d wide web) , in whole or in part, is strictly prohibited without the expre= ss written permission of International Living, Woodlock House, Carrick Road= , Portlaw, Co. Waterford, Ireland.

Registered i= n Ireland No. 285214
Website: www.InternationalLiving.co= m

Nothing in t= his e-mail should be considered personalized advice. Although our employees= may answer your general customer service questions, they are not licensed = under securities laws to address your particular situation. No communicatio= n by our employees to you should be deemed as personalized advice.


= -------=5ace2fb746e63--