Return-Path: <bounce-19_HTML-2521553-9205-7297100-128@bounce.s7.exacttarget.com>
Delivered-To: ajw@transocean.com
Received: from vps.transocean.com
	by vps.transocean.com with LMTP id uO5rFTsQc1r5bAAAInt2oQ
	for <ajw@transocean.com>; Thu, 01 Feb 2018 05:03:55 -0800
Return-path: <bounce-19_HTML-2521553-9205-7297100-128@bounce.s7.exacttarget.com>
Envelope-to: ajw@transocean.com
Delivery-date: Thu, 01 Feb 2018 05:03:55 -0800
Received: from mta6.email.zacks.com ([13.111.28.186]:39355)
	by vps.transocean.com with esmtps (TLSv1.2:ECDHE-RSA-AES256-GCM-SHA384:256)
	(Exim 4.89_1)
	(envelope-from <bounce-19_HTML-2521553-9205-7297100-128@bounce.s7.exacttarget.com>)
	id 1ehEWl-0007F7-Jm
	for ajw@transocean.com; Thu, 01 Feb 2018 05:03:55 -0800
DKIM-Signature: v=1; a=rsa-sha1; c=relaxed/relaxed; s=200608; d=zcm.zacks.com;
 h=From:To:Subject:Date:List-Unsubscribe:MIME-Version:Reply-To:List-ID:Message-ID:Content-Type; i=info@zcm.zacks.com;
 bh=/Nz+FxjbeJD2UKxr4myaSGPYBYc=;
 b=DuhQ8jw5OT/XHILA38BzdK+tMxtZUYj7qGruwL7wRpdQW50MqIaVO1IL/z1dxu98ObelgtO0ztWN
   nO8flslEi3ByqJsCuBtN96UufCjsrZFB0OAjXgV4JIUrRFhA54BvgQSyo5WzauEothaCJz2toN/V
   HKz7RpAj7BKKYo5FQ60=
Received: by mta6.email.zacks.com id hec830163hsh for <ajw@transocean.com>; Thu, 1 Feb 2018 13:03:01 +0000 (envelope-from <bounce-19_HTML-2521553-9205-7297100-128@bounce.s7.exacttarget.com>)
From: "Zacks Advantage" <info@zcm.zacks.com>
To: <ajw@transocean.com>
Subject: Why Pay More in Fees Than You Have To?
Date: Thu, 01 Feb 2018 07:02:52 -0600
List-Unsubscribe: <mailto:leave-fd8115791a3c402029-fe9816757765017876-ff2f1d727561-fe9513727c63057d75-ff6415727d@leave.S7.exacttarget.com>
MIME-Version: 1.0
Reply-To: "Zacks Advantage" <reply-ff2f1d727561-19_HTML-2521553-7297100-128@zcm.zacks.com>
List-ID: <7296740.xt.local>
X-CSA-Complaints: whitelistcomplaints@eco.de
x-job: 7297100_9205
Message-ID: <28c91673-dd73-499e-ac4e-b121236d5ce3@atl1s07mta1454.xt.local>
Content-Type: multipart/alternative;
	boundary="8VAw5t1IkAhX=_?:"
X-Spam-Status: No, score=1.2
X-Spam-Score: 12
X-Spam-Bar: +
X-Ham-Report: Spam detection software, running on the system "vps.transocean.com",
 has NOT identified this incoming email as spam.  The original
 message has been attached to this so you can view it or label
 similar future email.  If you have any questions, see
 root\@localhost for details.
 
 Content preview:  How Have Robo Advisors Captured Billions? Over $100 billion
    of investor capital has flowed into robo advisors over the past four years.
    Why? Because they help investors grow wealth for a fraction of the fees charged
    by traditional advisors. And low fees can offer significant advantages, it's
    simple math: [...] 
 
 Content analysis details:   (1.2 points, 3.0 required)
 
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
  0.2 HEADER_FROM_DIFFERENT_DOMAINS From and EnvelopeFrom 2nd level mail
                             domains are different
  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was blocked.
                             See
                             http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
                              for more information.
                             [URIs: zacks.com]
 -0.0 SPF_PASS               SPF: sender matches SPF record
  0.0 HTML_MESSAGE           BODY: HTML included in message
  0.8 BAYES_50               BODY: Bayes spam probability is 40 to 60%
                             [score: 0.4982]
  0.0 HTML_FONT_LOW_CONTRAST BODY: HTML font color similar or identical to
                             background
 -0.1 DKIM_VALID_AU          Message has a valid DKIM or DK signature from author's
                             domain
 -0.1 DKIM_VALID             Message has at least one valid DKIM or DK signature
  0.1 DKIM_SIGNED            Message has a DKIM or DK signature, not necessarily valid
  0.2 KAM_LOTSOFHASH         Emails with lots of hash-like gibberish
X-Spam-Flag: NO

This is a multi-part message in MIME format.

--8VAw5t1IkAhX=_?:
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit



How Have Robo Advisors Captured Billions?
Over $100 billion of investor capital has flowed into robo advisors over the past four years. Why? Because they help investors grow wealth for a fraction of the fees charged by traditional advisors. And low fees can offer significant advantages, it's simple math:

A 1% Difference in Fees & Expenses over a 35-Year Period Will Reduce Your Account Balance by More Than 28%!*
Find Out If a Robo Advisor is Right For You
Discover more about this innovative way to invest in our educational new guide, "The Robo Revolution." It tells you everything you need to know, including

	- What are they?
	- How are they different than typical advisors?
	- How to determine if one make sense for you?

http://cl.S7.exct.net/?qs=c959479009f047f7c39c8f7d0f295181e7d4398441155d2ef1ad8127e384a0b7a411ea8181e5434841708ba4c46482431d2cdaf1cc102b81 
To download your free copy, click here! 

http://cl.S7.exct.net/?qs=c959479009f047f7c39c8f7d0f295181e7d4398441155d2ef1ad8127e384a0b7a411ea8181e5434841708ba4c46482431d2cdaf1cc102b81 

(c) 2018 Zacks Advantage  |  
http://cl.S7.exct.net/?qs=c959479009f047f7217fb95b38fc11689cccf36929d410af85b6945441be057424d01c7e679c1ffe82fe942c1b4d851887c2228494b80671 
Privacy Policy   |  
http://cl.S7.exct.net/?qs=96545a046ae26859815cd77c4c8c4dd1b2f23c23677d78a70fd955d2699e09b069f475882efdd485eaed18d2acdad89a6cd464f2d8e863fe 
Unsubscribe 

* Source: 
http://cl.S7.exct.net/?qs=96545a046ae26859916716b1c702d02621f9c42f937b9c545a2f2a61748fc6bb515d052c42cdd903ad66efd7e668f3ad0365314c9ba5ab6a 
A Look at 401(k) Fees," U.S. Department of Labor. 

Past performance is no guarantee of future results. Inherent in any investment is the potential for loss.

Zacks Advantage is a service offered by Zacks Investment Management, a wholly-owned subsidiary of Zacks Investment Research. Zacks Investment Management is an independent Registered Investment Advisory firm and acts as an investment manager for individuals and institutions. All material presented on this page is for informational purposes only and no recommendation or advice is being given as to whether any investment or strategy is suitable for a particular investor. Nothing herein constitutes investment, legal, accounting or tax advice.

Zacks Advantage
 227 W. Monroe St.
 Chicago, IL 60606

If you would like to stop receiving all Zacks promotions, please 
http://cl.S7.exct.net/?qs=96545a046ae26859814e8fc0f0a90c1406679eaf3b655f5da38d553f4b5ea65554c26ff952c55ec32ff673b4a78fea0dc3d20f5e6eba750c 
click here  to confirm your request.

Make sure you never miss an email. 
http://cl.S7.exct.net/?qs=96545a046ae268599c502f52a21abd1d97cc3e582318b580b1f9f4e190a8dc0e0a98c95539a8d78e33b5a09b3745734547b571fa368355a4 
Add us to your white list 

Zacks Corporate Marketing

 10 S. Riverside Plaza, Suite 1600

 Chicago, IL 60606



--8VAw5t1IkAhX=_?:
Content-Type: text/html;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
  <head>
    <meta http-equiv="Content-Type" content="text/html; charset=utf-8">
    <meta name="viewport" content="width=device-width">
    <style>
      a:hover{color:#2795b6 !important}
      a:active{color:#2795b6 !important}
      a:visited{color:#2ba6cb !important}
      h1 a:active{color:#2ba6cb !important}
      h2 a:active{color:#2ba6cb !important}
      h3 a:active{color:#2ba6cb !important}
      h4 a:active{color:#2ba6cb !important}
      h5 a:active{color:#2ba6cb !important}
      h6 a:active{color:#2ba6cb !important}
      h1 a:visited{color:#2ba6cb !important}
      h2 a:visited{color:#2ba6cb !important}
      h3 a:visited{color:#2ba6cb !important}
      h4 a:visited{color:#2ba6cb !important}
      h5 a:visited{color:#2ba6cb !important}
      h6 a:visited{color:#2ba6cb !important}
      table.button:hover td{background:#2795b6 !important}
      table.button:visited td{background:#2795b6 !important}
      table.button:active td{background:#2795b6 !important}
      table.button:hover td a{color:#fff !important}
      table.button:visited td a{color:#fff !important}
      table.button:active td a{color:#fff !important}
      table.button:hover td{background:#2795b6 !important}
      table.tiny-button:hover td{background:#2795b6 !important}
      table.small-button:hover td{background:#2795b6 !important}
      table.medium-button:hover td{background:#2795b6 !important}
      table.large-button:hover td{background:#2795b6 !important}
      table.button:hover td a{color:#ffffff !important}
      table.button:active td a{color:#ffffff !important}
      table.button td a:visited{color:#ffffff !important}
      table.tiny-button:hover td a{color:#ffffff !important}
      table.tiny-button:active td a{color:#ffffff !important}
      table.tiny-button td a:visited{color:#ffffff !important}
      table.small-button:hover td a{color:#ffffff !important}
      table.small-button:active td a{color:#ffffff !important}
      table.small-button td a:visited{color:#ffffff !important}
      table.medium-button:hover td a{color:#ffffff !important}
      table.medium-button:active td a{color:#ffffff !important}
      table.medium-button td a:visited{color:#ffffff !important}
      table.large-button:hover td a{color:#ffffff !important}
      table.large-button:active td a{color:#ffffff !important}
      table.large-button td a:visited{color:#ffffff !important}
      table.secondary:hover td{background:#d0d0d0 !important;color:#555}
      table.secondary:hover td a{color:#555 !important}
      table.secondary td a:visited{color:#555 !important}
      table.secondary:active td a{color:#555 !important}
      table.success:hover td{background:#457a1a !important}
      table.alert:hover td{background:#970b0e !important}
      table.facebook:hover td{background:#2d4473 !important}
      table.twitter:hover td{background:#0087bb !important}
      table.google-plus:hover td{background:#CC0000 !important}
      .template_footer_text a:link{text-decoration:underline;color:#ffffff !important}
      .template_footer_text a:visited{text-decoration:underline;color:#ffffff !important}
      .template_footer_text a:hover{text-decoration:underline;color:#ffffff !important}
      .template_footer_text a:active{text-decoration:underline;color:#ffffff !important}
      .copyright a:hover{color:#7a7a7a !important}
      .copyright a:active{color:#7a7a7a !important}
      .copyright a:visited{color:#7a7a7a !important}
      .template_footer_text a:link{text-decoration:underline;color:#ffffff !important}
      .template_footer_text a:visited{text-decoration:underline;color:#ffffff !important}
      .template_footer_text a:hover{text-decoration:underline;color:#ffffff !important}
      .template_footer_text a:active{text-decoration:underline;color:#ffffff !important}
    </style>
    <style type="text/css">
      .ExternalClass {
        width:100%;}
      .ExternalClass,
      .ExternalClass p,
      .ExternalClass span,
      .ExternalClass font,
      .ExternalClass td,
      .ExternalClass div {
        line-height: 100%;}
      /* Block Grid */
      /* Alignment & Visibility Classes */
      /* Typography */
      /* Buttons */
      /* Outlook First */
      /* Media Queries */
      @media only screen and (max-width: 600px) {
        table[class="body"] img {
       width: auto !important;
       height: auto !important;}
        table[class="body"] center {
       min-width: 0 !important;}
      /* Edit responsive logo image size here */
        table[class="body"] .logo img {
       width: 220px !important;}
        table[class="body"] .container {
       width: 100% !important;}
        table[class="body"] .row {
       width: 94% !important;
       padding-left: 3% !important;
       padding-right: 3% !important;
       display: block !important;}
        table[class="body"] .wrapper {
       display: block !important;
       padding-right: 0 !important;}
        table[class="body"] .columns,
        table[class="body"] .column {
       table-layout: fixed !important;
       float: none !important;
       width: 100% !important;
       padding-right: 0px !important;
       padding-left: 0px !important;
       display: block !important;}
        table[class="body"] .wrapper.first .columns,
        table[class="body"] .wrapper.first .column {
       display: table !important;}
        table[class="body"] table.columns td,
        table[class="body"] table.column td {
       width: 100% !important;}
        table[class="body"] .columns td.one,
        table[class="body"] .column td.one { width: 8.333333% !important; }
        table[class="body"] .columns td.two,
        table[class="body"] .column td.two { width: 16.666666% !important; }
        table[class="body"] .columns td.three,
        table[class="body"] .column td.three { width: 25% !important; }
        table[class="body"] .columns td.four,
        table[class="body"] .column td.four { width: 33.333333% !important; }
        table[class="body"] .columns td.five,
        table[class="body"] .column td.five { width: 41.666666% !important; }
        table[class="body"] .columns td.six,
        table[class="body"] .column td.six { width: 50% !important; }
        table[class="body"] .columns td.seven,
        table[class="body"] .column td.seven { width: 58.333333% !important; }
        table[class="body"] .columns td.eight,
        table[class="body"] .column td.eight { width: 66.666666% !important; }
        table[class="body"] .columns td.nine,
        table[class="body"] .column td.nine { width: 75% !important; }
        table[class="body"] .columns td.ten,
        table[class="body"] .column td.ten { width: 83.333333% !important; }
        table[class="body"] .columns td.eleven,
        table[class="body"] .column td.eleven { width: 91.666666% !important; }
        table[class="body"] .columns td.twelve,
        table[class="body"] .column td.twelve { width: 100% !important; }
        table[class="body"] td.offset-by-one,
        table[class="body"] td.offset-by-two,
        table[class="body"] td.offset-by-three,
        table[class="body"] td.offset-by-four,
        table[class="body"] td.offset-by-five,
        table[class="body"] td.offset-by-six,
        table[class="body"] td.offset-by-seven,
        table[class="body"] td.offset-by-eight,
        table[class="body"] td.offset-by-nine,
        table[class="body"] td.offset-by-ten,
        table[class="body"] td.offset-by-eleven {
       padding-left: 0 !important;}
        table[class="body"] table.columns td.expander {
       width: 599px !important;}
        table[class="body"] .right-text-pad,
        table[class="body"] .text-pad-right {
       padding-left: 10px !important;}
        table[class="body"] .left-text-pad,
        table[class="body"] .text-pad-left {
       padding-right: 10px !important;}
        table[class="body"] .hide-for-small,
        table[class="body"] .show-for-desktop {
       display: none !important;}
        table[class="body"] .show-for-small,
        table[class="body"] .hide-for-desktop {
       display: inherit !important;}  }
       @media only screen and (max-width: 600px) {
         table[class="body"] .right-text-pad {
        padding-left: 10px !important;}
         table[class="body"] .left-text-pad {
        padding-right: 10px !important;}  }
      /* Your custom styles go here */
    </style>
  </head>
  <body style="min-width:100%;-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;background:#ffffff;width:100% !important;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">It May be the Best Way to Invest</div>
    <table class="body" style="border-spacing:0;border-collapse:collapse;vertical-align:top;height:100%;width:100%;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;background:#ffffff;">
      <tr style="padding:0;vertical-align:top;text-align:left;">
        <td class="center" align="center" valign="top" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;text-align:center;border-collapse:collapse !important;">
          <center style="width:100%;min-width:580px;">
            <table class="row splash" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;background:#0c3642;color:#fff;padding:0px;width:100%;position:relative;">
              <tr style="padding:0;vertical-align:top;text-align:left;">
                <td class="center" align="center" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;text-align:center;border-collapse:collapse !important;">
                  <center style="width:100%;min-width:580px;">
                    <table class="container" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;width:580px;margin:0 auto;text-align:inherit;">
                      <tr style="padding:0;vertical-align:top;text-align:left;">
                        <td class="wrapper last" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;padding-right:0px;border-collapse:collapse !important;">
                          <table class="twelve columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:580px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td class="logo" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;padding-top:10px !important;padding-bottom:10px !important;">
                                <center style="width:100%;min-width:580px;"><img class="center" src="http://image.S7.exacttarget.com/lib/fe9513727c63057d75/m/1/logo_white_560x68_2x.png" width="280" height="34" style="outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;width:auto;max-width:100%;clear:both;display:block;text-align:center;margin:0 auto;float:none;max-width: 280px; width: 100%; height: auto;"></center>
                                <!-- make sure to edit the responsive logo image size above to be appropriate for the logo -->
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                  </center>
                </td>
              </tr>
            </table>
            <table class="row" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;padding:0px;width:100%;position:relative;">
              <tr style="padding:0;vertical-align:top;text-align:left;">
                <td class="center" align="center" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;text-align:center;border-collapse:collapse !important;">
                  <center style="width:100%;min-width:580px;">
                    <table class="container" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;width:580px;margin:0 auto;text-align:inherit;">
                      <tr style="padding:0;vertical-align:top;text-align:left;">
                        <td class="wrapper" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;border-collapse:collapse !important;">
                          <table class="one columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:30px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                        <td class="wrapper" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;border-collapse:collapse !important;">
                          <table class="ten columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:480px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                                <br/><br/>
                 <center style="width:100%;min-width:580px;min-width:480px;">
                                  <h1 class="blue center" style="color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;word-break:normal;font-size:38px;color:#2c2e2d;font-weight:600;color:#20a8ca;text-align:center;">How Have Robo Advisors Captured Billions?</h1>
                                </center>
                                <br/>
                 
                                <p style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;">Over $100 billion of investor capital has flowed into robo advisors over the past four years. Why? Because they help investors grow wealth for a fraction of the fees charged by traditional advisors. And low fees can offer significant advantages, it's simple math:</p>
                                <p style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;"><strong>A 1% Difference in Fees & Expenses over a 35-Year Period Will Reduce Your Account Balance by More Than 28%!*</strong></p>
                                <br/>
                 
                                <h4 class="blue center" style="color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;word-break:normal;font-size:23px;color:#20a8ca;text-align:center;"><strong>Find Out If a Robo Advisor is Right For You</strong></h4>
                                <br/>
                                
                                <p style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;">Discover more about this innovative way to invest in our educational new guide, "The Robo Revolution." It tells you everything you need to know, including</p>
                                <em>
                                  <ul>
                                    <li style="padding-bottom:12px;font-size:1.0em;">What are they?</li>
                                    <li style="padding-bottom:12px;font-size:1.0em;">How are they different than typical advisors?</li>
                                    <li style="padding-bottom:12px;font-size:1.0em;">How to determine if one make sense for you?</li>
                                  </ul>
                                </em>
                                <br/>
                                <center style="width:100%;min-width:580px;min-width:480px;">
                                  <p class="blue center big" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;color:#20a8ca;text-align:center;font-size:18px;"><strong><a href="http://cl.S7.exct.net/?qs=c959479009f047f7c39c8f7d0f295181e7d4398441155d2ef1ad8127e384a0b7a411ea8181e5434841708ba4c46482431d2cdaf1cc102b81" style="color:#2ba6cb;text-decoration:underline;">To download your free copy, click here!</a></strong></p>
                                </center>
                                <br/>
              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                        <td class="wrapper last" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;padding-right:0px;border-collapse:collapse !important;">
                          <table class="one columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:30px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                    <table class="container" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;width:580px;margin:0 auto;text-align:inherit;">
                      <tr style="padding:0;vertical-align:top;text-align:left;">
                        <td class="wrapper last" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;padding-right:0px;border-collapse:collapse !important;">
                          <table class="twelve columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:580px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                                <br/>
               <center style="width:100%;min-width:580px;">
                                  <a href="http://cl.S7.exct.net/?qs=c959479009f047f7c39c8f7d0f295181e7d4398441155d2ef1ad8127e384a0b7a411ea8181e5434841708ba4c46482431d2cdaf1cc102b81" style="color:#2ba6cb;text-decoration:underline;">
                                    <img class="center" width="380" style="outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;width:auto;max-width:100%;clear:both;display:block;border:none;text-align:center;margin:0 auto;float:none;width: 380px; ;" src="http://go.zacksadvantage.com/l/375142/2017-11-16/5c9w3z/375142/236917/MOTM_RobRev_Cover.png">
                                  </a>
                                </center>
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                  </center>
                </td>
              </tr>
            </table>
            <table class="row copyright" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;background:#fff;color:#7a7a7a;padding:0px;width:100%;position:relative;">
              <tr style="padding:0;vertical-align:top;text-align:left;">
                <td class="center" align="center" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;text-align:center;border-collapse:collapse !important;">
                  <center style="width:100%;min-width:580px;">
                    <table class="container" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;width:580px;margin:0 auto;text-align:inherit;">
                      <tr style="padding:0;vertical-align:top;text-align:left;">
                        <td class="wrapper last" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;padding-right:0px;border-collapse:collapse !important;">
                          <table class="twelve columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:580px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                                <br/>
               <hr style="color:#d9d9d9;background-color:#d9d9d9;height:1px;border:none;">
                                <p class="fineprint" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;font-size:11px;line-height:16px;color:#7a7a7a;">&copy; 2018 Zacks Advantage &nbsp;|&nbsp; <a class="white" href="http://cl.S7.exct.net/?qs=c959479009f047f7217fb95b38fc11689cccf36929d410af85b6945441be057424d01c7e679c1ffe82fe942c1b4d851887c2228494b80671" style="color:#2ba6cb;text-decoration:underline;color:#fff;color:#7a7a7a;">Privacy Policy</a> &nbsp;|&nbsp; <a class="white" href="http://cl.S7.exct.net/?qs=96545a046ae26859815cd77c4c8c4dd1b2f23c23677d78a70fd955d2699e09b069f475882efdd485eaed18d2acdad89a6cd464f2d8e863fe" style="color:#2ba6cb;text-decoration:underline;color:#fff;color:#7a7a7a;">Unsubscribe</a></p>
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                    <!-- container -->
                  </center>
                </td>
              </tr>
            </table>
            <table class="row footer" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;padding:0px;width:100%;position:relative;">
              <tr style="padding:0;vertical-align:top;text-align:left;">
                <td class="center" align="center" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;text-align:center;border-collapse:collapse !important;">
                  <center style="width:100%;min-width:580px;">
                    <table class="container" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;width:580px;margin:0 auto;text-align:inherit;">
                      <tr style="padding:0;vertical-align:top;text-align:left;">
                        <td class="wrapper last" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;background:#fff;color:#7a7a7a;padding-right:0px;border-collapse:collapse !important;">
                          <table class="twelve columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:580px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                                <p class="disclaimer" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;color:#7a7a7a;font-size:11px;line-height:16px;">* Source: <a href="http://cl.S7.exct.net/?qs=96545a046ae26859916716b1c702d02621f9c42f937b9c545a2f2a61748fc6bb515d052c42cdd903ad66efd7e668f3ad0365314c9ba5ab6a" style="color:#2ba6cb;text-decoration:underline;color:#7a7a7a;">A Look at 401(k) Fees," U.S. Department of Labor.</a></p>
                                <p class="disclaimer" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;color:#7a7a7a;font-size:11px;line-height:16px;"><strong>Past performance is no guarantee of future results.</strong> Inherent in any investment is the potential for loss.</p>
                                
<p class="disclaimer" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;color:#7a7a7a;font-size:11px;line-height:16px;">Zacks Advantage is a service offered by Zacks Investment Management, a wholly-owned subsidiary of Zacks Investment Research. Zacks Investment Management is an independent Registered Investment Advisory firm and acts as an investment manager for individuals and institutions. All material presented on this page is for informational purposes only and no recommendation or advice is being given as to whether any investment or strategy is suitable for a particular investor. Nothing herein constitutes investment, legal,
 accounting or tax advice.</p>
                                <p class="disclaimer" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;color:#7a7a7a;font-size:11px;line-height:16px;">Zacks Advantage<br/>
                227 W. Monroe St.<br/>
                Chicago, IL 60606</p>
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                    <!-- container -->
                  </center>
                </td>
              </tr>
            </table>
            <table id="TemplateFooter" class="row" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;padding:0px;width:100%;position:relative;background:#cacaca;">
              <!-- Do Not Edit Below This Line -->
              <tr style="padding:0;vertical-align:top;text-align:left;">
                <td class="center" align="center" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;text-align:center;border-collapse:collapse !important;">
                  <center style="width:100%;min-width:580px;">
                    <table class="container" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;width:580px;margin:0 auto;text-align:inherit;">
                      <tr style="padding:0;vertical-align:top;text-align:left;">
                        <td class="wrapper last" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:10px 20px 0px 0px;position:relative;padding-right:0px;border-collapse:collapse !important;">
                          <table class="twelve columns" style="border-spacing:0;border-collapse:collapse;padding:0;vertical-align:top;text-align:left;margin:0 auto;width:580px;">
                            <tr style="padding:0;vertical-align:top;text-align:left;">
                              <td style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;padding:0px;border-collapse:collapse !important;">
                                <p class="template_footer_text" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;text-align:center;font-size:12px;line-height:16px;color:#ffffff;">If you would like to stop receiving all Zacks promotions, please <a href="http://cl.S7.exct.net/?qs=96545a046ae26859814e8fc0f0a90c1406679eaf3b655f5da38d553f4b5ea65554c26ff952c55ec32ff673b4a78fea0dc3d20f5e6eba750c" style="color:#2ba6cb;text-decoration:underline;">click here</a> to confirm your request.</p>
                                <p class="template_footer_text" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;text-align:center;font-size:12px;line-height:16px;color:#ffffff;">Make sure you never miss an email. <a href="http://cl.S7.exct.net/?qs=96545a046ae268599c502f52a21abd1d97cc3e582318b580b1f9f4e190a8dc0e0a98c95539a8d78e33b5a09b3745734547b571fa368355a4" style="color:#2ba6cb;text-decoration:underline;">Add us to your white list</a></p>
                                <p class="template_footer_text" style="margin:0 0 0 10px;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;margin-bottom:10px;text-align:center;font-size:12px;line-height:16px;color:#ffffff;">Zacks Corporate Marketing<br>
                                  10 S. Riverside Plaza, Suite 1600<br>
                                  Chicago, IL 60606</p>
                                <!-- Track Opens in Salesforce Marketing Cloud -->
                                <img src="https://cl.S7.exct.net/open.aspx?ffcb10-ff2f1d727561-fe8812747262007571-fe9513727c63057d75-ff951579-fe9816757765017876-ff6415727d" width="1" height="1"></custom>
                                <!-- Track Opens in Salesforce Marketing Cloud -->
                              </td>
                              <td class="expander" style="word-break:auto;-webkit-hyphens:none;-moz-hyphens:none;hyphens:none;vertical-align:top;color:#222222;font-family:'Helvetica', 'Arial', sans-serif;font-weight:normal;padding:0;margin:0;text-align:left;line-height:1.3;font-size:16px;line-height:25px;visibility:hidden;width:0px;padding:0px;border-collapse:collapse !important;padding:0 !important;"></td>
                            </tr>
                          </table>
                        </td>
                      </tr>
                    </table>
                  </center>
                </td>
              </tr>
            </table>
            <!-- TemplateFooter -->
          </center>
        </td>
      </tr>
    </table>
  </body>
</html>

--8VAw5t1IkAhX=_?:--

